Sentences with phrase «then under their insurance policy»

In case if a tree falls on your neighbor's property or on the house and cause damage then under their insurance policy they can file the claim on their property.

Not exact matches

If it is damaged in a fire however, then it would be covered under your home insurance policy.

Renters insurance policies often exclude broadly and then use specific language to define exactly what is covered, or under what circumstances coverage applies.

Also, this insurance is technically secondary, so if you have any other policies under which you could claim this, then you will not be able to use this insurance.

Traditionally, the way pet insurance has worked is the client pays the veterinarian for the services rendered in full, and then files a claim with the insurance company to get reimbursed for whatever is covered under the terms of the policy minus the deductible and copay.

Also, this insurance is technically secondary, so if you have any other policies under which you could claim this, then you will not be able to use this insurance.

If they are not located, then you can file a claim with your own insurance company under your UM - uninsured motorist portion of the policy.

The defence counsel appointed by RSA to defend Reeb, then brought an application for a declaration that Reeb was insured under two additional insurance policies (one policy issued to his father and one to his step - mother).

All too often, insurance companies have been selling minimum policies and then abusing the system to under - pay claims due to the difficulty and expense of litigating a small case in District Court that might be worth more than $ 10,000.00, but not more than $ 15,000.00.

If you are involved in a collision with an uninsured or underinsured motorist, then this is where you can engage your uninsured motorist coverage under your own auto insurance policy.

It should be noted, however, that this $ 1 million policy is only in play when the driver's app is active (that is when he or she is working as a driver under the company's auspices), and then only after the driver's own insurance benefits have been exhausted.

Because our Professional Liability Insurance coverage is written on a claims - made basis, if you know of any circumstances which might possibly, at some point in the future, give rise to an insurance claim against you and you want coverage under your Insurance PolInsurance coverage is written on a claims - made basis, if you know of any circumstances which might possibly, at some point in the future, give rise to an insurance claim against you and you want coverage under your Insurance Polinsurance claim against you and you want coverage under your Insurance PolInsurance Policy, then

If the injured person is not insured under any policy of motor vehicle insurance then the application must be submitted to the City of Ottawa, Rick Management, 110 Laurier Avenue West, Ottawa K1P 1J1.

We successfully collected that amount for our teen client, and then we pursued an under - insured motorist claim against our client's mother's auto insurance policy.

Should that investigation confirm that there is no other insurance policy under which you can claim, then MVACF would provide accident benefits, essentially stepping into the shoes of another insurance company.

If you have been involved in an accident that does not fall under any of these scenarios (i.e. you do not have auto insurance; you are not listed on someone else's policy; and no other vehicle involved in the accident has auto insurance or can be identified) then you may still have recourse.

This means that if you are hit as a pedestrian by any car or trailer, then you are considered to be insured under your own auto insurance policy.

it is possible that the subcontractor fails to meet the GC's qualification process, and in that case, then the subcontractor will not be able to participate in the Subcontractor Default Insurance program, so losses from the sub will not be insured under this policy.

Greetings, i purchased the travel insurance for our 6day trip to the florida keys, flight down and trip itself was fantastic / / however on the return flight the plane us air flight 1807 was delayed by 2 hours at first then they delayed again another hour, total of 3 hour delay / / we had a connecting flight to catch in philia off course we missed that and the airline had no other flight out / / by the way we didn't land until 1; 30 am no train nothing available, so there we were, so i called my son a police officer and he took off work and drove 2 hours at 1; 30 am at night to come get us and bring us home, so i called allianz insurence and there words were you have to be delayed 6 hours or more to qualify well you all know that most flight that are delayed more than 2 hours you will miss your connector, especially at 1; 30 am in the wee hours of the morning / / so they read the fine print off the policy that was on page 10 say ing a delay of 6 hours to qualify / / ok so what about trip interruption clause / / he says falls under same clause / / ok what about trip cancellation clause / / in essence us air cancelled my connector??? agent says same thing / / so another words thats how they make there money by not helping a paid policy holder his due compensation fee for a legitimate claim!!

For instance, if you are an individual whose life is going to be covered under the insurance policy then you will be called proposed insured.

After the other insurance company offers to pay you their policy limit of $ 5,000, you then submit your remaining damages of $ 5,000 to your company for reimbursement under Underinsured Motorist.

If your ability to pay life insurance premiums is such that you can afford the desired amount of life insurance under either type of policy, it is then appropriate to consider the second question — what type of policy to buy.

It's an important task for insurers to manage their approach to risk carefully — if they take on too much risk for too little return then they may find themselves unable to pay on claims made under the policies they have issued and this will result in insolvency, that's not in the interest of the insured party or the insurance company.

If you live in a household with multiple vehicles, then it's in your best interest to insure your cars under one policy (unless, of course, your spouse has a DUI or some other major incident that would cause insurance rates to rise).

How it generally works is that you pay a few extra dollars on top of your life insurance policy's monthly premium and then each of your current children under the age of 18 and any future children you may have are covered with a small amount (typically anywhere between $ 1,000 — $ 25,000) of life insurance coverage.

For any bodily injury or property damage caused during an accident, if it is due to other driver's negligence then you can claim under the other driver's car insurance policy, where the automobile insurance policy provides coverage for each person involved in the accident and hence a liability coverage.

If you are looking to have a college student's personal property covered for free under a parent's home insurance policy, then knowing the value of your stuff is also important because a parent's policy may have a limit on the amount of coverage for personal property of a student away at school.

Chris -(I agree; great blog) I had the same question - So taking it a little further — if he was given automatic group insurance when eligible, leaves work down the road due to illness - work signs off on the conversion form that he is eligible, then the insurer says he is eligible & no physical is necessary under conversion and they issue his policy; he pays his premium then he dies within the 2 year period of natural causes, how & what can they contest?

With this type of arrangement, the auto owner buys insurance, has a fender bender, and then collects under his own policy.

In case the insured member commits suicide whether sane or insane, within 12 months from the policy inception date or from the date of inception of the member under the group insurance scheme, whichever is later, then higher of 80 % of the premiums paid or surrender value in respect of concerned insured member is payable to the nominee / beneficiary.

If your ability to pay life insurance premiums is such that you can afford the desired amount of life insurance under either type of policy, then it is appropriate to consider the second question — what type of policy to buy.

When the insurer makes all the payments to the nominee under the policy, then the insurance contract comes to an end.

Endowment policy: A life insurance policy in which the cash value and face value are equal to each other at the policy's maturity date; a policy under which the face amount is payable on a specified future date (maturity date) if the insured is then living, or at the insured's death, if that should occur sooner.

If another biker is legally responsible for damages occurred to your bike from an accident, but that biker doesn't have a motorcycle insurance or he / she has an inadequate insurance then under or uninsured insurance policy will pay for damages to bike, medical payment and sometimes lost wages too.

Suicide exclusion under Death Benefit: - In case the insured member commits suicide whether sane or insane, within 12 months from the policy inception date or from the date of inception of the member under the group insurance scheme, whichever is later, then higher of 80 % of the premiums paid or surrender value in respect of concerned insured member is payable to the nominee / beneficiary.

On the other hand, if the owner is already convicted with any case under his name in the past, or was involved in any sort of auto accident, then he has to opt for Bodily Injury Liability insurance policy, as well.

Myth: - Personal Belongings Lost During Wrecking of Car are Insured Under Car Insurance Reality: - If you have a habit of leaving your smart phone or laptop in your car relying on your insurance policy then please check the documents again and run through the terms and coInsurance Reality: - If you have a habit of leaving your smart phone or laptop in your car relying on your insurance policy then please check the documents again and run through the terms and coinsurance policy then please check the documents again and run through the terms and conditions.

Apart from this, if the insured owns a joint term insurance policy, then only one death payout is offered under the policy, even in the case of accidental death of both the insured persons, only one death benefit is payable to the beneficiary of the policy.

Free Look Period: If the policyholder feels that he is not happy with the insurance coverage and the benefits provided under it or the policy terms and conditions, then he has the option to cancel his plan within 15 days of receiving the policy documents, given that no claims have been done yet.

Free Look Period: If the policyholder is not happy with his insurance coverage or the term and conditions applicable under the policy, then the policyholder is free to cancel his plan within 15 days of receiving his policy documents, provided no claims have been done yet.

Under the guidelines of IRDA, if a person aged less than 45 years buy a life insurance policy of 10 years tenure then the sum assured will be 10 times the yearly premium.

If you have overseas travel insurance, then most of these losses are covered under the policy.

Grace Period: In case, the insurance holder fails to pay the premium on time then a grace period of 30 days is offered under the policy under which the insured can pay the due premium within the 30 days.

Pre-existing Medical Conditions» Waiting Period: Before taking the policy, if you have some illnesses then your medical treatment for it will not be covered under your health insurance policy.

For example, if you buy a child insurance plan, then you can avail the waiver of premium rider or critical illness rider provided under the policy.

If you have not yet reached the four - year block condition or have made a claim on your health insurance policy already, then you may avail of the deductions under section 80D — it offers a maximum deduction of INR 25,000 per annum, and for senior citizens the allowed deduction is INR 30,000.

Ans: If your vehicle is insured under the comprehensive car insurance plan offered by Future Generali and the individual driving the car has a legal driving license, then the accidental damages shall be covered under the Future Generali Insurance Policy subject to the terms and conditions as specified in the policy dinsurance plan offered by Future Generali and the individual driving the car has a legal driving license, then the accidental damages shall be covered under the Future Generali Insurance Policy subject to the terms and conditions as specified in the policy dInsurance Policy subject to the terms and conditions as specified in the policy docuPolicy subject to the terms and conditions as specified in the policy docupolicy documents.

She then consulted her mother's insurance company to try to tap into her uninsured motorist benefits and even though the young woman was insured under her mother's policy, the vehicle was not.

Under life insurance policy, in case the policyholder suffers from the critical illness or severe disability then under the specified sections of Income Tax Act, the 10 % 0f the limit is increased to 15 % if the policy is issued after 01.04.Under life insurance policy, in case the policyholder suffers from the critical illness or severe disability then under the specified sections of Income Tax Act, the 10 % 0f the limit is increased to 15 % if the policy is issued after 01.04.under the specified sections of Income Tax Act, the 10 % 0f the limit is increased to 15 % if the policy is issued after 01.04.2013.

Portability: If you are insured under any other health insurance policy of Non-life insurer then you can transfer to Bajaj Allianz Health Guard Individual policy with all your accrued benefits after due allowances for waiting periods.