Sentences with phrase «there by high interest rates»

You go into debt, based on low monthly payments, then you're soon stuck there by high interest rates and by adding additional purchases as your cash flow gradually begins to dry up with a series of ever increasing credit card payments.

Not exact matches

Barely - there interest rates, made possible by unconventional monetary policy since the last recession, have driven investors into dividend - paying products, and that has pushed P / Es higher.

Specifically, there are concerns about what might happen should the tide turn in the bond markets when 30 years of falling interest rates reverses at a time when the Federal Reserve is preparing to tighten monetary policy by forcing rates higher.

While there are credit cards and lending programs designed for individuals with poor credit, these options will typically charge a higher interest rate to compensate for the credit risk posed by a sub-prime borrower.

Recently, there has been some discussion, prompted by senior staff at the International Monetary Fund (IMF), that central banks might aim for high inflation — say 4 per cent — as a way of giving them more scope to reduce official interest rates in future downturns.

There have been growing worries that overheated prices in Vancouver and Toronto could be a problem for the broader economy, especially if there is a sudden decline in housing prices sparked by higher interest rThere have been growing worries that overheated prices in Vancouver and Toronto could be a problem for the broader economy, especially if there is a sudden decline in housing prices sparked by higher interest rthere is a sudden decline in housing prices sparked by higher interest rates.

While such a rate of expansion will clearly not be sustainable in the longer run, there is little sign at this stage that the appetite for borrowing has been restrained by the recent increases in interest rates, even though the higher debt burden of households might be expected to make them more responsive to interest rate changes.

As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.

By acknowledging that the economy is struggling, policy makers also sent a message that there is little reason to expect higher interest rates any time soon.

If you're a «salesman» for the Adkins and you cite one study predominantly you should admit the high drop out rate, but that would hurt the commercial interests... For a plan - based or mostly plant based diet, there have been many many studies, no one is running around saying one single study by Ornish is the «proof»... there have been massive studies, including but not limited to the Cornell Oxford collaboration China Study..

There is a concept which was once more common called a CD Ladder, which still allows you to access your money, while also giving you the highest interest rate offered by the bank.

Despite the fact that those with poor credit usually face higher interest rates and associated fees on bad credit loans, there is still a ceiling on how much a lender of any kind can charge you by using a points system.

For example, if the FOMC has increased the fund rate by 25 basic points at each of its last three meetings and there is one more FOMC meeting before the last 91 - day T - Bill auction in May, one can expect education loan interest rates to be about 25 basis points higher than the projections listed above.

It's an apt description for the rising debt - to - income levels currently seen in Canada and a new survey by Manulife Bank highlights there's a high price to our debt dependency — a cost that goes far beyond the low interest rates you see posted online.

There's an interesting new phenomena brewing where people enticed by low rates and home prices well off their recent highs are «doubling...

There are inevitably some high - risk lenders who exist and are willing to take a chance on what is considered a risky mortgage loan, but the interest rates will reflect this by being much higher; therefore the monthly payment may be more than what is realistically affordable.

Interest - bearing checking accounts, like money market and simple savings accounts, can be a way to earn interest on your money, but there are some key differences.In general, money market accounts like the one offered by Ally Bank pay a somewhat higher rate of interest than interest - bearing checking aInterest - bearing checking accounts, like money market and simple savings accounts, can be a way to earn interest on your money, but there are some key differences.In general, money market accounts like the one offered by Ally Bank pay a somewhat higher rate of interest than interest - bearing checking ainterest on your money, but there are some key differences.In general, money market accounts like the one offered by Ally Bank pay a somewhat higher rate of interest than interest - bearing checking ainterest than interest - bearing checking ainterest - bearing checking accounts.

There are two common methods for paying off credit card debt by employing bigger payments: Start with the smallest balance and work up from there — also known as the snowball method — or tackle the balance with the highest interest rate and work your way down — AKA, the avalanche meThere are two common methods for paying off credit card debt by employing bigger payments: Start with the smallest balance and work up from there — also known as the snowball method — or tackle the balance with the highest interest rate and work your way down — AKA, the avalanche methere — also known as the snowball method — or tackle the balance with the highest interest rate and work your way down — AKA, the avalanche method.

However, this increase in motivation may not offset the additional interest accrued by not paying off the highest - interest - rate debts first if there are relatively different interest rates across debts.»

There is a high interest rate that is in line with the level of risk that lenders are taking by giving credit to individuals in a high risk category.

The 2nd is upside down by at least $ 10 - $ 15,000 dollars, there is a divorce, high interest rates and a need to sell.

There are no - closing mortgages available, but they end up costing you more in the end with a higher interest rate, or by wrapping the closing costs into the total cost of the mortgage (meaning you'll end up paying interest on your closing costs).

Because they can guarantee your money will be there, they reward you by giving you a higher interest rate.

While the job market may be tough right now, there are two ways that you can reduce your outgo (a part from spending on luxury items): by paying off your debt; and reducing your interest rates by refinancing from high interest to lower interest rates.

There is a point in time where the savings you received as a result of your lender credit is completely eroded by the higher monthly payments your increased interest rate costs you.

Pools created by such nongovernmental issuers generally offer a higher rate of interest than government and government - related pools because there are no direct or indirect government or agency guarantees of payments in the former pools.

Because there is almost no risk of default by the government, the return on Treasury bonds is relatively low, and a high inflation rate can erase most of the gains by reducing the value of the principal and interest payments.

Since interest income from bonds is going to be taxed at your highest income tax rate regardless of where the bonds are held, there's no disadvantage to having it converted into ordinary income by your retirement account.

Also, there was a promotional deal at the time which allowed me to receive a certain percentage discount (if I remember correctly, it was 15 %) This is by no means a frugal card to have, as the interest rates are quite high and the rewards aside from the first purchase I had are not much to be thrilled about.

This is the easiest way to harvest the full value of credit card cash rewards programs and there's no sense in earning rewards at single - digit rates only to watch as they're eaten up by far higher, double - digit rate interest charges.

- the game's shading mechanism has changed, which allows for increased gear texture quality - all graphical aspects and programming mechanisms have been built up from scratch for this sequel - maximum resolution is 1080p in TV mode - a bigger focus for Nintendo was the 60 frames per second - occasionally the resolution will be scaled down when there is too much ink displaying on the screen - Nintendo reduced the CPU load and refined the way to use CPU power effectively to maintain 60 fps in all matches - weapons were tweaked to let players be more creative by thinking about unique weapon characteristics and their best uses - weapons are designed to be effective when they are used during the right occasion - Special weapons are stronger than the original ones when used in the right situation, but weaker otherwise - the damage and effect of slowing down your movement when you step in the opponent's ink are reduced from original - you can jump up in rank if you're good enough, but only up until S - you can't jump up from C, B or A to S + - when you win battles in Ranked mode, the Ranked meter fills and your rank goes up when its fully filled - when you lose a battle, the gauge does not decrease, but the meter starts to crack - once the meter reaches its limit, it breaks - when the meter breaks, you have to start over again from the beginning or from a lower rank - highest rank is still S +, but if you fill up the Ranked meter, you get numbers after the alphabet such as «S +1», «S +2» and so on - maximum number is «S +50», but this number will not be displayed to your opponent - you are the only one to see it, and you can check it on your own status screen - Ranked Power is calculated by an algorithm to measure how strong each player is with minuteness - this will determine if a player's rank is worthy of receiving a big jump (like from «C» to «A»)- Ranked Power has no relation to your splat rate, and is more tied into to how well you lead your team to victory - you won't drop off more than one rank even if you play poorly - stage rotation time was changed to two hours - this was done because the devs expected people to play for an hour or so, but they found people play much longer - with Salmon Run, Nintendo considered how to implement a co-op oriented mode in a player - versus - player type of game - the devs will monitor how users are playing this mode to see if there's some tweaks they can throw in - more Salmon Run maps will be added in the future, but Nintendo wouldn't comment on adding more enemy types to the mode - rewards are changed each time Salmon Run is played - you can obtain rewards when playing locally, but not gear - originally Nintendo had an idea for this mode, but had no background setting, enemy designs, etc. - Inoue suggested that it should be salmon - themed - when Nintendo hosted the Splatfest that pit Callie against Marie, the development of Splatoon 2 had started - the devs had already decided to have the result reflected in the sequel - they even had an idea to announce the Splatfest with a phrase «Your choice will change the next Splatoon» - the timing to announce a sequel wasn't right, so they decided against this - they eventually released a series of short stories about the Squid Sisters to show how the Splatfest affected the sequel's story - Nintendo wouldn't say if Marina is an Octoling, and noted that Inklings are not paying attention to this too much - Inklings don't care about appearances, as long as everyone is doing something fresh - the Squid Sisters had composers who produced their songs, but Off the Hook are composing their music by themselves - Pearl is genius artist, but she couldn't find a right partner because she's a bit too edgy - she eventually found Marina as a partner though, and their chemistry is sparkling right now - Nintendo is planning a year of content updates for Splatoon 2 - when finished, the quantity of stages will be more than the original - some of the additional stages are totally new and some will be arranged stages from the first game - not all original stages will return and they are choosing stages based on the potential for them to be improved - Brella is shotgun-esque weapon, so the ink hits your opponent more if you are closer - it can shield damage when you open it, but the amount of damage has a limit and once it reaches it, it breaks - you can shoot ink, but you can't use the shield feature when it breaks - the shield won't prevent your allies ink - there are more new weapon categories which haven't been revealed yet - there are no other ranked modes outside of the three current options - the future holds any sort of possibility, but the devs didn't get specific about adding more content like that - for the modes, they adjusted the rule designs so that players will experience the more interesting aspects

The first factor affecting CMBS, Lancaster says, is that interest rates are higher by about 200 basis points than they were a year ago, which means there will be fewer feasible real estate projects.

Ryan discusses the death of Osama Bin Laden; Ryan reviews the economic news of the week; Ryan notices the correlation between increased home sales and interest rate drops; Louis notes we can't expect the housing market to be supported by further decreases in rates as they are already near historic lows; Ryan explains that interest rates change once every four hours; Ryan notes the difference between getting a quote and being locked in to an interest rate; Ryan advises the importance of keeping in touch with your mortgage lender; Louis notes that interest rates change a lot faster than home prices; Ryan notes that the consumer confidence was up, Ryan and Louis discuss the Fed's decision to keep interest rates where they are and to continue the $ 600 billion QE2 program; Ryan and Louis discuss the Fed's view that inflation is nascent; Louis notes that not only does the Fed not see inflation that exists but disclaims any responsibility for it; Louis asserts that there is a correlation between oil prices and Fed policy; Louis discusses Ben Bernanke's assertion that the Fed can't control oil prices but that they somehow can control the impact of higher oil prices on the rest of the economy; Louis also remarks on Bernanke's view of the dollar - the claim that a strong dollar can be achieved through the Fed's current policy as it is their belief that they are creating a sound economy and therefore a sound dollar; Louis notes the irony of the Fed chastising Congress» spendthrift ways — if the Fed did not monetize the debt, Congress could» nt spend; Louis noted that as Bernanke spoke the prices of gold and silver rose as it seemed that the Fed has no interest in cutting off the easy money; the current Fed policy will keep interest rates low; Ryan notes that the Fed knows that they can't let interest rates rise because of the housing mess; Louis notes that the Fed has a Hobson's Choice - either keep rates low or let interest rates rise and cut off the recovery.