Sentences with phrase «therefore are less of a risk»

Once you're retired you no longer commute to work, which means you drive less and therefore are less of a risk to your insurance company.

Not exact matches

In essence, if correct, this means there is less price risk in government debt securities than corporate fixed income issues, and therefore the extra 10 % should largely be made up of government bonds rather than corporates and preferred shares.
One hypothesis is that people in industries which generate a bigger «paper trail» — because they use more intermediate goods as inputs, for example — are at greater risk of being caught and therefore evade tax less.
After 6 months of age, baby's stomach acids have further developed and therefore, are less at risk for problems.
Cameron is a man of principle, who took big, brave risks after the election where lesser men would have buckled, and who has managed to change his party, and therefore British politics, for the better.
«Patients with non-ischaemic heart cardiac muscle weakness are assessed with a lower risk of sudden cardiac death and therefore are less likely to receive a primary prevention ICD.»
Therefore, early initiation of HRT in perimenopausal women is important in order to gain maximum benefit with less risk.
The present study is not a randomised trial of statins so the usual issues of confounding and treatment biases can not be overcome and the headline figure of 30 % increased diabetes risk is therefore far less precise and could be an over-estimate.
CDC speculates that the observed association between low sodium intake and increased CVD risk may have been due to a higher proportion of participants in the low sodium group, compared to groups with higher intake levels, who had diabetes, hypertension, and pre-existing cardiovascular disease at baseline and therefore may have consumed less sodium, leading to a noncausal association between sodium intake and increased cardiovascular events.
Approximately 40 percent of the total population of the U.S. and Canada has sodium intake of less than 3 grams per day (supplied by about one and one - half teaspoons of salt) and is therefore at significantly increased risk of death and major CVD events.
«Given this was a voluntary process with only 25 % of schools responding, it is reasonable to assume that schools who know they are not compliant would be less likely to respond, therefore the true number who are failing to comply could be substantially higher, with hundreds of schools putting pupils and teachers at risk by failing to manage asbestos effectively.
The impact of these hazards is often strongly influenced by human actions that contribute to disaster risk and long - term changes in the global climate; therefore, the causes of these hazards and disasters related to them are often less than «natural».
Therefore, the risk of injury upon deployment is lesser.
You suggest that because the author finances production, the «co-publisher» takes less risk and therefore less of a royalty; that may be true in some cases but it isn't the norm.
Inflation — Another risk is that inflation will grow faster than our savings and therefore the buying power of our savings will decrease, meaning our future savings will buy less than today.
If the Sharpe Ratio of a portfolio is low (e.g. less than 0.3) then the investor knows that relative to a portfolio with a higher Sharpe Ratio (e.g. 0.5), they would be exposed to greater risk, and therefore greater potential losses, in order to achieve the same level of return.
Higher scores show that an individual is less of a credit risk, and therefore a better candidate for the bank to trust with its loan.
Therefore, it's best to take out life insurance as early as possible, when you are less of a risk to the insurer and your premiums will be lower.
If you don't, it may mean that you're less concerned about reducing risk and therefore create higher risk of a claim for the insurance company.
If a guarantee of principal is not provided, the adjusted principal value of the bond to be repaid at maturity may be less than the original principal amount and, therefore, is subject to credit risk.
With no urge to reproduce, spayed females have less desire to roam and therefore less risk of being hurt in an accident or exposed to serious contagious diseases.
They looked at what climate policy makers could learn from adaptive management techniques, to create an approach to mitigation that more fully accounts for the set of risks that governments care about, is less dependent on a globally binding mandate, and which could, therefore, be a better way to preserve flexibility in climate mitigation.
While nuclear energy is regarded as the lesser of the two evils when compared at an emission level to the burning of fossil - fuels, it may trump on the containment of the heat process, which burns in a contained nuclear reactor through an in - ward heat - chemical reaction called fission, but nuclear energy production is a chain from uranium mining to the toxic waste disposal and therefore as an entire process is an equally high risk environmental option.
While the majority of small, developing, island nations faced extreme levels of exposure to climate - related events, their populations and infrastructures were deemed less «sensitive,» and were therefore generally not considered to be at «extreme» risk overall.
To be useful in a risk context, climate change assessments therefore need a much more thorough exploration of the tails of the distributions of physical variables such as sea level rise, temperature, and precipitation, where our scientific knowledge base is less complete, and where sophisticated climate models are less helpful.
They can also run the risk of an adverse costs ruling and protracted litigation in the knowledge that, even if the claimant is able to commence the claim, their resources are likely to be finite and the pressure to agree to a settlement for less will therefore increase with time.
Drinking less alcohol, or stopping entirely, makes you less of a risk for the company and therefore you'll likely be rewarded with a lower premium.
Since your health is helping you to qualify for coverage, the carriers view you as less of a risk and therefore, offer lower monthly fees.
Here are some things you can do to make yourself less of a risk and, therefore, lower your insurance rates.
In humans, both the HPA system and the autonomic nervous system show developmental changes in infancy, with the HPA axis becoming organized between 2 and 6 months of age and the autonomic nervous system demonstrating relative stability by 6 to 12 months of age.63 The HPA axis in particular has been shown to be highly responsive to child - caregiver interactions, with sensitive caregiving programming the HPA axis to become an effective physiological regulator of stress and insensitive caregiving promoting hyperreactive or hyporeactive HPA systems.17 Several animal models as well as human studies also support the connection between caregiver experiences in early postnatal life and alterations of autonomic nervous system balance.63 - 65 Furthermore, children who have a history of sensitive caregiving are more likely to demonstrate optimal affective and behavioral strategies for coping with stress.66, 67 Therefore, children with histories of supportive, sensitive caregiving in early development may be better able to self - regulate their physiological, affective, and behavioral responses to environmental stressors and, consequently, less likely to manifest disturbed HPA and autonomic reactivity that put them at risk for stress - related illnesses such as asthma.
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