here is what it says: The following exclusion applies to the Baggage and Personal Effects, Baggage Delay coverages: We will not pay
for damage to or loss of: animals; property used in trade, business or
for the
production of income, household furniture, musical instruments, brittle or fragile articles, or sporting equipment if the loss results from the use
thereof; boats, motors, motorcycles, motor vehicles, aircraft, and other conveyances or equipment, or parts
for such conveyances; artificial limbs or other prosthetic devices, artificial teeth, dental bridges, dentures, dental braces, retainers or other orthodontic devices, hearing aids, any type of eyeglasses, sunglasses or contact lenses; documents or tickets, except
for administrative fees required to reissue tickets; money, stamps, stocks and bonds, postal or money orders, securities, accounts, bills, deeds,
food stamps or credit cards, except as noted above; property shipped as freight or shipped prior to the Scheduled Departure Date; contraband.