One
thing about credit history is that you have the power to change it.
Not exact matches
Although a perfect payment
history helps your
credit score, it's far from the only
thing you have to worry
about.
Of course, the best
thing about a secured
credit card is that your debt settlement
history likely doesn't count against you like it does with other
credit cards.
The first
thing any lender wants to know is something
about your
credit history.
One
thing to remember
about bad
credit loans is that their interest rates will be higher due to your poor
credit history.
The great
thing about using a car loan to establish your
credit history (and subsequently getting the car you need in the process) is that the car, truck, or other vehicle being financed is considered collateral.
The great
thing about Upstart is that you may qualify for a loan even if you have a short
credit history or don't have a FICO score.
However, in regards to your
credit history, there is a whole new list of
things to worry
about as
credit reports are set to become more personal than they ever have before.
Another
thing you may need to know
about using secured
credit card to build
credit history is that, it may require that you pay annual fees that are higher than regular
credit cards.
If you've done
things right, you should have your own, positive
credit history in
about a year.
This was a very informational pod cast, but one of the key
thing that stuck out to me was the comment Joshua made
about negative
credit history; how it depends if negative
credit resulted from carelessness or medical bills.
: I advised people check score dispute take time to educate yourself it worth it now a few
things about drop off
credit from bad
history and settlements I'm ready to see what is going to happen waiting for score to hopefully get in mid 700s before we shop around husband score jumped 61 + as well used him as a rider on my car loan to give him some positive revolving
credit capital one card 300
Credit Card Help: 10 things you must know about credit reports and credit scores — You may have heard the terms credit history and credit
Credit Card Help: 10
things you must know
about credit reports and credit scores — You may have heard the terms credit history and credit
credit reports and
credit scores — You may have heard the terms credit history and credit
credit scores — You may have heard the terms
credit history and credit
credit history and
credit credit score.
Indeed, the only good
thing about having no
credit history is that it isn't a bad
credit history.
And
about the only
thing worse than having no
credit history is having a bad
credit history.
Your
credit report (and accompanying FICO score) contains the complete, unabridged
history of your
credit activity, the first and main
thing a lender will look at when making a
credit decision
about you.