One last
thing about retirement savings: both IRAs and 401 (k) s have contribution limits based on factors like age and income.
Of course,
the thing about retirement money is that it shouldn't really be accessible for those «rainy» day moments, which is why I eventually started looking into self - employed retirement fund options, namely a SEP IRA at the recommendation of my accountant.
I contend one of the beautiful
things about retirement accounts (because of the restrictions and penalties) are they keep people from themselves.
Not exact matches
More from Smart Investing: Surprising uses for the Roth IRA that go beyond
retirement Happy couples talk
about money before it's too late Rising home prices making
things tough for prospective buyers
Your broker is
about to become a fiduciary — at least when it comes to your
retirement accounts — and, depending on whom you ask, that could be a very good or very bad
thing.
As a result, inflation is near the top of the list of
things people fear
about retirement.
«One of
things we talk
about with people is that, while they can move up to 100 percent of their
retirement funds into the new plan, it's up to them to determine whether that's a prudent investment.»
The 2005 SFS data suggest several important
things about the pension and
retirement income wealth of Canadians aged 55 to 64.
The great
thing about having a high savings rate is that it means you'll have less income to replace during your
retirement years.
There's really only one
thing young people need know
about money: Save for
retirement, starting now.
Learn how to enjoy your golden years — see the 50
things every 50 - something should know
about retirement.
Once of the nice
things about this business is that there's no mandatory
retirement age, and you allegedly get wiser as you get older.»
Funny
thing is, when I was really young, maybe 30 years ago, that was around the time when my parents generation were talking
about retirement.
And if it gets more people to start thinking
about their investments and
retirement then it's a good
thing.
Discover 10
things everyone gets wrong
about Social Security — and the truths you need to know to prepare for
retirement.
Once you reach
retirement age, if prop 13 is still around, a few of the more ignorant youngsters of that time will be saying the same
thing about your outrageously low $ 500 / month taxes and how unfair it is that they pay four times that.
At the top of the left column write «
Things I can control
about retirement.»
At the top of the right column write «
Things I can't control
about retirement.»
Thinking
about retirement is so complex that the easiest
thing is not to think
about it, not to save.
On the other hand, take the time to think
about more important
things, such as the terms and conditions of your mortgage, where your kids are going to school, your
retirement accounts, etc..
And I worried
about the ominous
things that happened during the two weeks before my
retirement date: a driver ran into my car and totaled it; our dishwasher, garbage disposal and computer broke down; a manuscript I had submitted for publication was rejected; and my doctor, his face drawn in a frown, told me I had to come in for tests.
Hence in the end it would seem as if that true eternal claim that demands purity of heart, by willing one
thing, were done away with, as if it had been withdrawn from government, set away in
retirement at such a distance from daily life that there simply could be no talk
about it.
One
thing I love / hate
about pension plans is that some people could use their pension deferral amounts more urgently right now, instead of getting more money in
retirement.
Steven Gerrard announced his
retirement from football on Thursday, but not all of his former Liverpool teammates had nice
things to say
about him.
She is actually leaving the show and she's retiring and one of the
things that she's been talking
about as part of her
retirement, it's been getting some press is, «What's your most memorable moments from Sesame Street?»
«I've got so many
things to worry
about, that what Tony Blair does with well - funded
retirement is just too far down the list... I thought he was solving the Middle East?
I'm coming out of
retirement for a hot second to talk
about my favorite beauty crap from this year, because I changed it up a lot and have
things to say.
We are trying to change that conversation to be
about things our country sorely needs:
retirement security, infrastructure and jobs.
The amazing
thing about 228i is that I believe it can appeal to a college graduate fresh out of school and a man nearing
retirement.
The great
thing about indexed annuities is that they are a safe, reliable
retirement planning vehicle appropriate for people in a variety of life stages.
The great
thing about fixed indexed annuities is that they are a reliable
retirement planning vehicle appropriate for people in a variety of life stages.
You and your wife clearly know a
thing or two
about preparing for
retirement.
You should learn
about things like living within your means, using debt responsibly, saving for
retirement and increasing your income, if necessary.
The last
thing I'm thinking
about when I take the six of us to a Japanese steakhouse for a fun family night is that the meal is setting me back $ 100 + dollars on my
retirement fund.
Another cool
thing about FutureAdvisor is that they focus on tax efficient investments, which is something is especially important if you're not investing inside of a
retirement account.
Financial forecasters and
retirement experts have warned
about the looming
retirement crisis in America and one
thing is abundantly clear: many Americans are not prioritizing their
retirement savings.
It's one
thing to know the facts
about retirement and fixed indexed annuities (FIAs) in general, but quite another to figure out if one is right for your specific circumstances.
The great
thing about fixed indexed annuities is that they are a reliable
retirement planning vehicle appropriate for people...
Periodically over the 17 months, I searched for information on different self - employment plans and learned a little
about SEP - IRAs, SIMPLE IRAs, and individual 401 (k) s. And every couple of months, I told myself, You know, you really should figure that
retirement thing out.
At one point
retirement seemed so far off, and it still does, but after writing
about personal finance and investing for a few years I've learned two
things: you can save for the future, and it's hard to save for the future.
Over the past year I've written
about doing smart
things with money — investing for the long term, saving for
retirement and paying down debt.
There are some
things you need to know
about what will happen if you suspend your
retirement benefits.
If you are worried
about things like paying taxes on your
retirement, you can also consider a Roth IRA, which is generally tax - free in
retirement.
Think
about it: Unless you're going to kick back on your armchair day in and day out for the remainder of your life,
retirement is going to cost money; golf clubs / memberships, vacations / travel, desire to help out loved ones, these
things all strain the pocketbook.
I had to think
about the next goal, the next
thing to save for... For me it was; early
retirement.
Another
thing about indexing is that the supply of quality investments is not necessarily matched to the number of people who need to save for
retirement.
One of the good
things about this program is that you would still receive annual pay and step increases until you took full
retirement.
The
thing to remember
about your IRA and
retirement investments is that this is money you need to be there when you need it most.
When you first bought your house, the last
thing you may have thought
about was its potential as a vehicle to fund your
retirement.
Adults have a plethora of
things to consider when thinking
about their finances - from budgeting, saving for
retirement, personal investments and planning for a rainy day.