There is no such
thing as a risk - free investment.
Now, I'm much more methodical as there's no such
thing as a risk - free investment except for cash, CDs, and US Treasuries!
There really is such
a thing as risk.
There is no such
thing as a risk - free investment.
In truth there is no such
thing as a risk - free asset.
In the end, there's no such
thing as risk - free investing.
In the real world, 50 - 50 asset allocation isn't the same
thing as a risk - free return, but it does offer a smoother ride than trying to pick this month's winning category.
Credit spread risk is not the same
thing as the risks associated with a credit spread option, although there are credit spread risks in a credit spread option.
Is potential risk the same
thing as risk?
I responded, «There's no such
thing as risk elimination.»
Of course you should remember that there really is no such
thing as a risk - free investment; you should carefully weigh the risks and possible rewards before withdrawing funds.
There is no such
thing as a risk - free investment, so investors place a discount on any income stream to account for potential problems and losses that may come with it.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals
as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such
as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the
risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such
as U.S. export control laws and U.S. and foreign anti-bribery laws such
as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such
as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers,
as well
as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco
as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the
risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other
things.
And
as a client, you have to be willing to take those
risks and to stick your neck out once in a while and see where
things will go.
Regularly evaluate the worst - case scenarios
as well
as the
risk - reward ratio and face the
things that scare you head - on.
Reinstating a fail - fast approach means taking
risks and pivoting quickly when
things don't work out
as planned.
When she went ahead and added these sorts of
risks to the scale —
things like cooking an impressive but difficult dish for an important dinner party or buying a ticket from a less reliable airline — lo and behold women suddenly seemed just
as comfortable with
risk as men.
Risk can entail unusual
things, such
as becoming part of an investment's grisly history.
Whether the employee simply has a knack for always saying the worst possible
thing or the behavior puts your business at
risk for a sexual harassment claim, it's important to do something about the employee
as soon
as possible.
As money is less abundant and investors reassess
risk, giant IPOs like we've seen with Facebook and Twitter could be a
thing of the past.
The good news is that by doing a few simple
things, such
as planning to withdraw no more than 4 % of your portfolio each year, you can lower your
risk significantly.
It has often been said that «nothing good in life comes easy», and it's the sculpted attitude of the hero - entrepreneur alone that knows there's no such
thing as a reward without a
risk.
The company is selling a
thing (the kit) by saying it can provide «health reports on 254 diseases and conditions,» including categories such
as «carrier status,» «health
risks,» and «drug response,» and specifically
as a «first step in prevention» that enables users to «take steps toward mitigating serious diseases» such
as diabetes, coronary heart disease, and breast cancer...» Most of the uses «listed on your website, a list that has grown over time,» the FDA writes, «are medical device uses [for the] Personal Genome Service.»
As the NFL works to restore its image as a family - friendly organization worthy of female fans, the last thing it wants is to bring in risk takers who could make the problem wors
As the NFL works to restore its image
as a family - friendly organization worthy of female fans, the last thing it wants is to bring in risk takers who could make the problem wors
as a family - friendly organization worthy of female fans, the last
thing it wants is to bring in
risk takers who could make the problem worse.
Such
risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other
things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to
as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other
things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the
risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20)
risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21)
risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22)
risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23)
risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Or at least study the
things that may actually wipe us out,
as the new Cambridge Project for Existential
Risk plans to do.
If the Fed raises rates this year,
as most of his colleagues expect, «
things could go okay, but you are creating a
risk of further declines in where market - based inflation expectations are, basically to the credibility of our inflation target, and I think you are creating downside
risks our pursuit of our employment mandate.»
There's also entrepreneur, inventor and head of X (formerly known
as Google X) Astro Teller's talk, «The unexpected benefit of celebrating failure,» where he explains how X has built a comfortable culture where people aren't afraid to take
risks and try new
things.
«
As our business is involved with sending people overseas we needed to ensure that we are diversified across many countries and regions to avoid the
risks of
things like flu outbreak, terrorist attacks, war in the region, government unrest, natural disasters, etc.,» says David.
The definition is subjective and just
as unique
as your business itself, so when considering a crisis or «disaster» plan, the first
thing to do is sit down and assess your
risks.
«
As I've grown up and done a bunch of other things you learn that as an entrepreneur you still want to take great risks, but there are fantastic ways to manage downside and be paranoid about downside,» Sharples say
As I've grown up and done a bunch of other
things you learn that
as an entrepreneur you still want to take great risks, but there are fantastic ways to manage downside and be paranoid about downside,» Sharples say
as an entrepreneur you still want to take great
risks, but there are fantastic ways to manage downside and be paranoid about downside,» Sharples says.
You certainly don't have to share details about your personal life if you prefer not to, but if you don't share anything, you do
risk coming across
as cold or odd, which can impact
things you care about at work.
As with health risk assessments, most large firms offering health benefits (53 %) offer workers biometric screenings, which are health examinations that measure such things as body weight, cholesterol, blood pressure, stress, and nutritio
As with health
risk assessments, most large firms offering health benefits (53 %) offer workers biometric screenings, which are health examinations that measure such
things as body weight, cholesterol, blood pressure, stress, and nutritio
as body weight, cholesterol, blood pressure, stress, and nutrition.
The RSUs and Shares at
Risk provide for forfeiture or recapture if the NEO engaged during 2010 in improper risk analysis or failed to raise concerns sufficiently about risk which resulted in, or reasonably could be expected to result in, among other things, a material adverse impact on our firm or the broader financial system as a wh
Risk provide for forfeiture or recapture if the NEO engaged during 2010 in improper
risk analysis or failed to raise concerns sufficiently about risk which resulted in, or reasonably could be expected to result in, among other things, a material adverse impact on our firm or the broader financial system as a wh
risk analysis or failed to raise concerns sufficiently about
risk which resulted in, or reasonably could be expected to result in, among other things, a material adverse impact on our firm or the broader financial system as a wh
risk which resulted in, or reasonably could be expected to result in, among other
things, a material adverse impact on our firm or the broader financial system
as a whole.
While there is no such
thing as «the right amount» when it comes to cash or any other asset class, investors need to consider both their return objectives and
risk tolerance when making allocation decisions that are right for them.
Among the places such mutual funds are invested will include
things such
as commercial paper, certificates of deposit, government securities and also any other highly fluid securities with low
risk...
As in all such debates, however, there was a risk that we were being too conservative and would be surprised on the upside as things unfolde
As in all such debates, however, there was a
risk that we were being too conservative and would be surprised on the upside
as things unfolde
as things unfolded.
Amongst other
things, banks and other lenders need to consider the
risks they are taking on, not just from individual loans, but from the collective effects of lending decisions on the system
as a whole.
From our perspective, the financial sector side, in what sense does climate change pose new or different
risks to the financial system, all the way from the obvious, such
as the concept of stranded assets, which you've got lending all against those
things?
The KEY point there is capital preservation and money management; properly controlling the amount of money you
risk per trade (your leverage and exposure to the market) is the primary
thing that will make or break you
as a trader; in fact, it will decide the fate of your entire trading career.
My students at Peking University, for example, are extremely supportive and think very differently about what I do, and I think I have convinced them that
as future policymakers, especially in finance and central banking, rather than join the hype that has always accompanied every growth miracle it is their responsibility to be focus on
risks and on all the ways
things can go wrong.
Do the same
thing with the Fed Model, or most other «equity
risk premium» estimates proposed by Wall Street analysts or academics, and you'll either cry, or laugh, or cry laughing, but you'll undoubtedly be distressed that anyone would recommend those models
as a basis for long - term investment.
The primary difference being that Wage Laborers PUT UP THEIR OWN SELVES (e.g., their «labor»)
as the
thing being
risked, while so - called «capitalists» have nothing of their own at
risk if they play with OPM (other people's money) AND ALMOST NEVER EVER PAY FOR THEIR FAILURES, in any case.
The nice
thing about Synovus is that its diversified commercial loan portfolio will help insulate against
risk,
as commercial loans are often more profitable and safe investments for banks.
However, with this potential litigation,
as much
as $ 44 billion, that is one of those giant killer kind of litigation
things, and something that is always a major
risk when you're investing in anything that involves the exploitation of natural resources.
It is only where either a) a money manager has a substantial amount of their own money invested in the same
things as you or b) the money manager owns a substantial stake in their firm, so have a longer - term view in the success of the firm and its clients, that you can be confident that your money manager is really working for you, and not taking unneccessary
risks.
If you approach
things the right way, you can enjoy a highly profitable business without taking
as much
risk as you think.
Crowdfunding platforms
as interesting and useful
as they are, do however present
risks because there is no guarantee campaign supporters will get their funds back if and when
things go wrong.
It must also shape itself to meet other critical criteria, such
as the investor's time horizon, his or her objective in investing in the first place, tolerance for
risk, needs for income, possible tax obligations, that sort of
thing.
One
thing about hedge funds is that it can be very volatile; the
risk involved is much so also the profit margin is much
as well.