Sentences with phrase «think dollar cost average»

For someone who doesn't invest full time, yes I think dollar cost average is the best way to invest.

When it comes to mutual funds, like those typical in a 401k plan, I certainly think dollar cost averaging is a good way to go.

I think dollar cost averaging is a good strategy.

Not exact matches

Think of a bond fund like something of a perpetual dollar cost averaging vehicle.

What do you think of these purchases and my ongoing strategy of using Loyal3 as a dollar - cost averaging tool?

From Jim Jubak of MSN Money, we get an article detailing 5 blue chip dividend stocks he thinks long term investors (10 Years + time horizon) will do well by dollar cost averaging in now and reinvesting dividends.

I am thinking long term and keep investing using dollar cost averaging.

People bucket housing as a different mental, I think, capacity than they do say dollar cost averaging into stocks, despite the fact stocks will do better, probably, over time.

With dollar cost averaging, I think the returns get smoothed out better.

I think this is why dollar cost averaging is so smart and you don't have to worry about timing the top or bottom of the market.

«In much the same way investment advisors and the investment industry preach dollar - cost - averaging and investing small increments of money over a long period of time, as opposed to one lump sum of money all at once, I think that just goes to justify the benefit of taking the payments over the long run,» says Heath, «Especially if one didn't have a lot of financial aptitude.»

By automating the process of paying yourself first and keeping the size of your incremental investments negligible, you can employ the power of dollar - cost averaging to secure your financial future without ever having to give it a moment's worry or thought.

I think the best approach is to have some cash on the side to take advantage of the dips and while staying the course when it comes to payroll deduction based investing using dollar cost average model.

Andrew: For investors dollar - cost - averaging into or out of something, I think it may be best to use traditional mutual funds rather than ETFs so as to eliminate the commissions completely.

My thought is that dollar cost averaging is purely a Wall Street marketing mechanism, not an investment mechanism.

Dollar - cost averaging with a lump sum is appealing to many investors who think it reduces risk, but that's largely a myth: in most cases it just ends up resulting in lower returns.

I think I will keep this investment strategy for the upcoming year and keep dollar cost averaging the market!

If you prefer to think monthly, most people will fall into an average cost of between ten and twenty dollars per month for a basic policy.

But I don't think that this way of looking at dollar - cost averaging gets to the real issue — namely, whether it's an effective technique for managing risk.

I still think it is a viable long term strategy as long as you are doing some dollar cost averaging.

I think that you want to set up a modified bond ladder that dollar cost averages slowly into stocks and / or other income vehicles.

So, I think it's important for those with influence to begin to consider departing from the «wisdom» of the past (buy and hold, dollar cost averaging, etc) and to start discussing what we all really need to accomplish our financial goals: investment methodologies which don't depend on emotion, shaky data, «experience» or any other type of non-quantifiable «faith» in the markets.

However, you used the phrase «dollar cost averaging» in your post, and DO N'T think this IS dollar cost averaging.

I probably would have used dollar cost averaging or value averaging, but now that the market is already so much lower I think the risk is much tolerable and timing won't make a significant impact on future returns.

So if you are pursuing a dollar - cost - averaging approach using low - cost index funds (something I think many would benefit from as I wrote in

So if you are pursuing a dollar - cost - averaging approach using low - cost index funds (something I think many would benefit from as I wrote in Why Passive Investing Is an Excellent Default Choice — an Active Investor's View), by all means continue with that approach.

I believe in dollar cost averaging my investments since I don't think that I am smart enough to time the markets.

Whether or not you believe the Morningstar estimate that the average American spends $ 600k on interest in his lifetime, I think we can all agree that the cost of interest paid by most people in their lifetimes is likely in the hundreds of thousands of dollars.

The other way to look at this issue is by stepping back and really thinking about what you're doing when you dollar - cost average.

The reason Investment Dollar Cost Averaging is so popular, is because it's a proven sales technique, most investors don't understand asset allocation, and so when they think of «the market,» they're only thinking about the U.S. stock market (S&P 500 type stocks).

That and I think it's important to quote Prof. Sharpe exactly, which is, «The average actively managed dollar will underperform the market, net of costs.

And if I had many such stocks in the portfolio with a long - term value, and the upside returns were very attractive, but in the short term, because people were afraid and people were thinking about the worst case scenarios and pricing it in, they were selling off the stocks, we were actually dollar cost averaging down.

Some of you might be thinking this policy is expensive, but the national average cost of renters insurance is just fifteen dollars a month.

If you prefer to think monthly, most people will fall into an average cost of between ten and twenty dollars per month for a basic policy.