If
you think low interest credit cards for individuals with poor or bad credit automatically come with the highest rates, think again.
Not exact matches
If you don't
think you can pay off your debt during the promotional period, getting a
low interest rate personal loan can still save you lots of money when paying down
credit card debt.
With these
interest rates,
think about getting a small unsecured
low interest personal loan rather than plopping down your
credit card.
If there's some personal debt you just can't shake,
think about transferring your balance to a
credit card with a
lower interest rate.
Unfortunately
credit card debt has been rising in this country, and it's due to many young college students who may
think that getting a
low interest credit card will solve many problems for themselves.
So if you
think you'll be carrying a balance, you're better off applying for a
credit card with a
lower interest rate than a rewards
card.
To save you the trouble of having to sift through dozens of
credit card offers, we put together a list of what we
think are the best
low interest cards offers.
Be sure to clearly state your case as to why you
think you deserve a
lower interest rate on your
credit card and back it up by referencing your payment history and how much
interest you've paid.
If you
think its possible you'll carry a monthly balance above $ 363, the BankAmericard Secured
credit card's
lower APR will help save you on
interest expense above and beyond its higher annual fee.
Have you given any
thought to consolidating some of your
credit card debt onto a
lower interest rate line of
credit?
You
think, great, I can transfer the balance from my high
interest credit card to this new
low interest credit card, which will
lower my monthly payments, and help me pay off my debts faster.
So, take a moment to review our short list of what we
think are the best
low interest credit cards.
Even if you got the money from a high
interest source (like a
credit card cash advance or something) I
think it would still be a good way to
lower the penalty (in my case it'd save me 25 %), as long as you quickly paid it back.
So, take a moment to review our short list of what we
think are the best
low interest credit cards.
So, I
thought I should write an article of how managing my
credit cards and applying for
credit cards actually has put my FICO score in top 1 % and help me secure other loans (auto and mortgage) at the
lowest interest rates while saving us thousands of dollars long - term.
I
think our best
low -
interest cards list holds a healthy mix of good
credit cards that suit all
credit rating ranges.
Dear Your Business
Credit, I am thinking of doing a balance transfer to get a lower interest rate on the balance of my business credit
Credit, I am
thinking of doing a balance transfer to get a
lower interest rate on the balance of my business
creditcredit card.
If all else fails and you can't get a
credit card offer with a
lower interest rate, or your current
card is unwilling to consider an
interest rate reduction, then it's time to
think outside of the box.