Sentences with phrase «thinking about interest rates»

«It's interesting after all this time, how our thinking about interest rates has been shaped by this very, very long environment of low interest rates that even an overnight rate of 1.5 per cent could look like a big deal,» he said.
«If I just set politics aside for a minute, I would be thinking about the interest rates, which are now going down for Russia,» he said.
«Think about interest rate increases as the Fed reloading its pistol.
«When we think about financial repression, we think about interest rates being below normal levels or below inflation.
«Regarding financial repression, if you think about interest rates today, it is very painful for an institution to hold cash.
I can honestly say that I think about interest rates (lower or higher) exactly zero times per day.
You also have to think about the interest rate that you will pay to borrow money to buy your home.
I think Buffett once quipped that he thought about interest rates exactly zero times over his entire life when it came to investing decisions.
Before taking out either of these two loans, always think about the interest rates and high fees that come with these loan types.

Not exact matches

«You have to think about what life is like in an economy that is likely to grow at around 3.5 % if you suddenly race to the bottom with interest rates,» he told a parliamentary commission.
DN: When you think about money flows and this type of financial depression of interest rates, you get a cascading effect.
When the Bank of Canada cut interest rates in 2015 to offset the collapse of oil prices, it was worried about more than a blow to gross domestic product; it was also thinking about what mass firings in the oil patch could mean for the financial system.
In his job as an activist at the Center for Popular Democracy, Barkan led a successful effort to get Fed officials thinking more about low - income Americans as they conduct monetary policy, often arguing against interest rate hikes in the face of high underemployment and weak wage growth.
Trian Fund's Nelson Peltz also tells CNBC: «I don't know why the hell they're thinking about having an interest rate hike.»
«If you think the ship is about to sail, this is the time to get on,» said Aaron Kohli, interest rates strategist at BMO Capital Markets.
When I think about debt I do not care about interest rates, the type of loan, inflation or compounding.
Next time you hear that interest rates might be rising, take a step back and think about your investment time horizon.
For bond investors with a short - term investment horizon, it is absolutely critical to think about rising interest rates.
You might even think about getting a 15 - year fixed rate loan to decrease your total interest payments.
Because most wealthy Chinese seem to think about RMB in terms of USD or Hong Kong dollars, it is the fear that any depreciation of the RMB against those two currencies (the Hong Kong dollar is pegged to the USD through a modified currency board) greater than the couple of percentage points interest rate differential would yield less than equivalent USD or Hong Kong dollar bonds.
This makes sense given how bonds are structured, but I think many investors miss this point when they worry about the potential risks from rising interest rates.
Home sales jumped in February, showing buyers may not be as concerned about interest rates and taxes as previously thought.
«I think they're fair now, so I wouldn't want to see them go much higher, but I'm not concerned about interest rates,» she said.
If you're thinking about buying a home in 2018, the rising interest rate trend means that you should start applying for mortgages soon.
Third, in a world where interest rates over horizons of more than a generation are far lower than even pessimistic projections of growth, traditional thinking about debt sustainability needs to be discarded.
Constantly thinking about saving pennies, and interest rates is an exhausting and anxiety - inducing habit, especially for a process t...
To give you a better understanding of how rising interest rates negatively affect the principal portion of a dividend yielding asset just think about real estate.
Moreover, the interest rate is just one of many factors you ought to think about when shopping for a mortgage.
This is the fourth time that Bill Gross has been a member of the IA 25, and while money has been flowing out of PIMCO's flagship Total Return Fund for some time, we know that advisors continue to be keenly interested not simply in the drama surrounding Mohamed El - Erian's departure, but in Gross» thoughts about the future behavior of the Fed and the direction of interest rates.
Matt Tucker explains what «duration» is and how to think about it in a rising interest rate environment.
Yet, even with all increasing red flags that suggest that assets held within the global banking system could be devalued, frozen, or seized, or all of the aforementioned, including warnings of possible negative interest rates applied to commercial and corporate bank accounts in the near future from big global banks like the Royal Bank of Scotland, most of us go about our daily lives without giving a second thought about taking preventive actions to prevent such mind - blowing and negatively impacting life - changing events from happening.
«Given what looks to continue to be a low - interest - rate environment for some time in many countries, along with uncertainties about government safety nets, individuals may need to think more strategically about investing for retirement — and how to generate income after,» said Ed Perks, executive vice president, chief investment officer, Franklin Templeton Equity.
At the annual shareholders meeting this year, Buffett explained that he thought Berkshire Hathaway's intrinsic value grew at an average annual rate of about 10 % over the last decade, but he warned that future returns would be lower if interest rates remained near generational lows.
If you have improved your credit, or your condo has obtained VA approval, or if you can get a better interest rate with VA financing, it's time to think about making the switch.
He talks about what he thinks of interest rates, inflation and -LSB-...]
he says while interest rates have been in a declining trend for more than thirty years that's about to change, and investors should think about restructuring their portfolios.
Think about this way, would you lend money to a stranger to pay his cellphone bill in exchange for receiving the amount you loaned plus receive a 2.67 % annualized rate of interest on the loan next month?
Anything thoughts about that would be interesting but specifically re the book a very simple question, on page 97 he gives some key withdrawal rate definitions but not the definition of inflation adjusted withdrawal rate.
We think the speculation about a potential future tightening of monetary policy by the ECB — whether in the form of a tapering of bond purchases or a rise in interest rates — has moved too far ahead of the economic and political realities within the eurozone.
But they have more misgivings than they once might have had about attempts to meet inflation and / or unemployment mandates that ignore the financial implications of the interest rate settings thought necessary to reach those goals.
One way to think about central bank interest rates is as the interest you would get for holding that central bank's currency.
Richard: Great insight as always, and last time we talked about the commercial real estate bubble and we thought today we'd do a special focus on the millennial generation and how financial repression through repressed interest rates and quantitative easing has resulted in asset bubbles that ultimately have affected the millennial generation in terms of their values, how they look at the economy and life and the way they're conducting themselves in the economy: what they're facing in terms of the housing market and the job situation.
Last time we talked about the commercial real estate bubble and we thought today we'd do a special focus on the millennial generation and how financial repression through repressed interest rates and quantitative easing has resulted in asset bubbles that ultimately have affected the millennial generation in terms of their values, how they look at the economy and life and the way they're conducting themselves in the economy: what they're facing in terms of the housing market and the job situation.
When you think about this rise in interest rates, as some of these banks start raising, it gives other central banks cover.
The headlines generated hinting that a breach of 3 percent is tantamount to a dam - busting that can only mean dramatically higher yields is, I think, more about a slow news day when it comes to interest rate influences.
Here's a letter to the board of Biglari Holdings re: executive compensation [Noise Free Investing] & then more thoughts on Biglari's compensation agreement [My Investing Notebook] Where things stand in the market [Bespoke Investment Group] A list of stocks Nasdaq is canceling trades in from yesterday's madness [Business Insider] The best interest rate chart in the world [Trader's Narrative] A great macro overview from Barry Ritholtz [The Big Picture] A look at John Paulson's possible ownership of Bear Stearns CDOs [Zero Hedge] John Mauldin on the future of public debt [Advisor Perspectives] Top buys & sells from Morningstar's ultimate stock pickers [Morningstar] The truth about «Sell in May & Go Away» [WSJ] An interview with hedge fund manager Hugh Hendry [Investment Week] Bill Ackman: Let's have a public registry for stock opinion [Barron's] Hedge fund Harbinger hires ex-Orange chief for wireless plan [Dealbook] & Deutsche Telekom has been in talks with Harbinger [FT] Hedge funds begin to restructure fee system [FT]
When you're comparing interest rates, make sure to think carefully about whether to go with a fixed interest rate or a variable rate.
Wein Views Byron Wein shares his thoughts in Barron's about indicators that could disrupt the economy, including the narrow yield curve, the Fed's interest rate moves, and an exogenous event such as military conflict.
I think bonds are okay if you do not need more than the coupon interest rate but you need massive capital (like Sam) to be satisfied with that return and not worry about capital losses as rates increase (hold to maturity).
I thought about going back inside and explaining that interest rates on student loans are low and that he needed to invest in himself and his education, that he need not sack groceries for the rest of his life (unless that was what he wanted).
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