I know this is an old topic, but what are
your thoughts on some of these debt settlement companies outsourcing their sales models overseas?
Not exact matches
«It's always hard to know exactly where to put your money these days given how rates and spreads are so low, but
on a relative basis we still
think there's value in EM
debt,» Matt Tucker, head
of the iShares fixed income strategy team, said this week during a panel discussion at the Morningstar ETF Conference in Chicago.
«When people have forgiven
debt, they shouldn't automatically
think they're going to be taxed
on that income,» says Andrew Schwartz, founder and managing partner
of accounting firm Schwartz & Schwartz in Woburn, Mass. «If somebody's
debts exceed their assets, that 1099 - C [the tax form for forgiven
debt] isn't taxable.»
It's probably the biggest sum
of money you have ever had, and you immediately
think of all the things you could do with that money: pay off
debt, build up savings, go
on vacation, buy a BMW, get a rare dog breed.
Instead, if I want to hear his latest
thoughts on debt ceilings, sequesters and Rob Ford I need to jump through the hoops
of finding the show's Canadian license - holder, scan through the right episode (if I can find it) and then be entertained.
One thing I
think that is happening here is a perception that deep troubles will follow an increase in the prime rate based
on the raw amount
of debt held by the US Government.
Many entrepreneurs make the mistake
of thinking taking
on debt is cheaper than equity and that it prevents more dilution.
«I
think the I.M.F. raising the
debt sustainability issue as clearly as they did, the United States making clear that sustainability had to be dealt with, was a helpful contribution to the conversation, because without dealing with some form
of debt restructuring, this problem will just come right back,» a senior United States Treasury official said
on Thursday, as Treasury Secretary Jack Lew traveled through Europe.
When it comes to credit card
debt, some people
think it's the result
of overspending, while others blame it
on the rising cost
of living for necessities.
I was
thinking of documenting my progress
of paying down my student loan
debt on a modest income.
My immediate
thought was yes, but I realized I haven't been including
debt pay down at all when I discuss my after - tax savings rate
of 50 % + in various posts
on Financial Samurai.
«You
think about the second half
of the year, Treasury has a ton
of debt to get out there, and pretty quickly it needs to ramp up issuance sizes even more than today» in maturities
of five - years and greater, Mike Schumacher, head
of rates strategy at Wells Fargo Securities, said
on Bloomberg TV.
I
think I realized that my blog was successful when I first started receiving emails from readers who were saying that I helped them get out
of debt, make more money, follow their dreams, and so
on.
This is the perfect example
of what Dave Ramsey does best: gets people
thinking about getting out
of debt and getting their money
on track when they feel powerless or like they don't know what to do.
In my email, I went
on to discuss why this matters so much and why it is incorrect to
think of China's GDP growth as growth in China's underlying economy (or in its
debt - servicing capacity, or its productive capacity, or however else one prefers to
think of GDP).
3 It may seem willfully perverse to most analysts to suggest that a
debt - equity swap does not reduce
debt, but that is because most analysts do not
think systemically and fail to consider the overall impact
of these transactions
on debt - servicing costs and
on contingent liabilities
of the government.
Whether you decide to put more than 20 % down depends a lot
on how badly you want to beat out the competition for the home, whether you
think your savings could do more for you invested elsewhere and how soon you want to build equity, pay off the mortgage and be free
of that mortgage
debt.
When lenders decide whether or not to extend credit to you, they're assessing the amount
of debt they
think you can realistically take
on given your income, employment history, and credit history.
If I were
thinking about purchasing GECC's
debt, I would first ask myself the following question: In the event that GECC were
on the verge
of a
debt default and a bailout by the parent company would require a sum
of money that would put undue hardship
on GE, would GE guarantee GECC's
debt?
Or, if you
think the price
of gold is going to spike because the European Union or United States are going to take
on more
debt, you can get in
on a gold ETF.
I actually
think something else is going
on here — rather than talking about regulating the financial sector, the government and the Bank are signaling that they are willing to provide lender -
of - last - resort assurances to those who sell or engage in derivative financial products,
of which the asset - back mortgage and commercial
debt are but two examples.
The
thought of taking out a loan or taking
on credit card
debt, however, can be scary.
For some it is just the
thought of taking
on debt, while others they would rather pay cash because they are averse to paying interest.
Given the introduction
of several new ECB policies yesterday (expanded QE; purchases
of nonfinancial, investment grade corporate
debt; new refinancing programs; incentives to reduce the impact
of negative interest rates
on banks and spur lending) we
think the outlook for European credit and equities is quite constructive.
Ken: If you
think about that return
on our equity or the return
on our total assets including
debt based
on normal accounting,
of which
of course normal accounting is not terribly accurate, they're double - digit returns.
On top
of that, the company was saddled with
debts of more than # 3 billion, which I
think is too much for a company earnings around # 0.5 billion per year.
Here's a letter to the board
of Biglari Holdings re: executive compensation [Noise Free Investing] & then more
thoughts on Biglari's compensation agreement [My Investing Notebook] Where things stand in the market [Bespoke Investment Group] A list
of stocks Nasdaq is canceling trades in from yesterday's madness [Business Insider] The best interest rate chart in the world [Trader's Narrative] A great macro overview from Barry Ritholtz [The Big Picture] A look at John Paulson's possible ownership
of Bear Stearns CDOs [Zero Hedge] John Mauldin
on the future
of public
debt [Advisor Perspectives] Top buys & sells from Morningstar's ultimate stock pickers [Morningstar] The truth about «Sell in May & Go Away» [WSJ] An interview with hedge fund manager Hugh Hendry [Investment Week] Bill Ackman: Let's have a public registry for stock opinion [Barron's] Hedge fund Harbinger hires ex-Orange chief for wireless plan [Dealbook] & Deutsche Telekom has been in talks with Harbinger [FT] Hedge funds begin to restructure fee system [FT]
We're
thinking about the time Wall Street banks colluded
on rigging prices
on the Nasdaq market; or the time they rigged their research departments and told us to buy stocks that they were secretly callings dogs and crap; or the time they got S&P and Moody's to give them triple - A ratings
on subprime pools
of debt while keeping it a secret that they had internal reports showing the loans didn't meet their origination standards — and then they went out and secretly shorted that
debt while continuing to sell it to their customers as a good investment.
John Rubino gives his
thoughts on the increase in the money supply, velocity
of money and what it means for the Fed's monetary policy in light
of debt levels.
A Christian
debt charity has called believers and wider society to
think of others
on the most notorious... More
A Christian
debt charity has called believers and wider society to
think of others
on the most notorious shopping day
of the year.
I'm not sure about the world ending
on Saturday but if American corporations keep shipping US jobs overseas and Ben Bernake keeps monetizing our
debt the end
of the USA could come sooner than you
think.
I guess I feel the same way about a liberal agenda that say that to get out
of debt we have to spend more, or that my tax dollars have to pay for something I
think is morally wrong (Obamacare sets up a fund to pay for late term abortions) or a government that confiscates kids lunches, or tells me how much soda I can drink, or uses my tax money to choose winners and losers (mostly losers but Obma doners) in energy production that produces no energy yet we are sitting
on more coal and oil than any other nation
on the planet.
As I
think about
debt, I recall the Parable
of Talents in the Bible where the master going
on a journey gave three
of his servants» talents to manage in his absence.
I have given special attention to the
thought of Reinhold Niebuhr, and I hope that the attempt to state an alternative to his position
on many points does not obscure my
debt to him.
Not at all, but here I am looking for a job to pay off the financial
debt I made
thinking I am sort
of called, to eventually f (o) und family, and going starting tomorrow
on a full - time two week course
on how to write job applications, so me explaining the sinfullness
of suicide, and regarding many persons
on this planet me motivating them to endure whatever crappy situation (often for profit and / or gain
of someone else) even tho they would be better off leaving such situation / s if possible (kind
of Moses), seems rather pointless.
And it became possible for a man
of a certain type
of mind to congratulate himself
on the meticulous performance
of the regulations
of the Law, and even to
think that he had succeeded in putting God in his
debt.
We
think as if God, potentialy, puts another
debt on our account, in form
of Jesus sacrifice.
If you could
think for youself then you would
of realized that Wenger and Dein bought in quality and Wenger
on his own spent the cash to buy in players... even though we had stadium
debts at the time, Wenger still broke Arsenals own transfer record.
just reading around and all if not most rags are saying our net spend is # 46 million how can they tell that when they do nt even know what our real budget is if it was # 100 million then we are in profit by quite a bit i do nt really know what they base there assumptions
on this is where you could do with swiss ramble to dissect what really was spent from what i could see most
of our 5 transfers were covered by out goings and c / l monies earned debuchy - vela deal, chambers - vermalen deal, ospina - cesc and miquel deals sanchez c / l monies and other monies recovered from wages and old installment based deals this is the same with welbeck i would imagine if not then poldolski will be sold in jan to cover this as i
think he was going to be sold and this would have covered welbecks transfer more or less also and people do nt always realize that arsenal have money coming in from more than one source to cover transfers not just puma and emirates deals we have property arm
of the club which makes money for transfers also outstanding
debts we are owed
of old transfers we receive each year
on song cesc maybe van persie and all other structured deals in installment payments sales we just flogged miquel as an example and all the monies from released wages and youths sold its a bit to complex to just say we have a net spend
of xyz when arsenal do nt even make the budget public so they have no starting point from which to go from i bet you we have broke even or even made a slight profit as we are self sustaining it would make sense that we can break even or at least make the net spend under # 10 million each year at least screw then all we are the arsenal we do thing our way
he looks a shadow
of the player he was, he seemed to stroll around the pitch
on Sunday, and to me his
thoughts are definitely elsewhere.Some people say he is worried about his continuous hamstring problems, but I am not so sure.We all know he wants to go back to Barca, but they are heavily in
debt and don't have ready cash to pay up front.Cesc, is and has never been vocal, nor is he a leader in the sense Adams or Viera were.Do we have a player who doesn't really want to be at the Arsenal, as surely this saga shouldn't go
on into next season.So much
of our play goes through him and I am wondering if that is such a good idea anymore.Any
thoughts?
When you
think about it, all
of them are increasingly self - limiting and they all require taking
on more
debt.»
«Certainly something
on the broad outline
of the principles
of the Ryan plan is the right way to go and that is, as he says, we have to get off the path
of debt and decline and we have to get
on the path
of freedom and opportunity... I
think the fundamental approach
of the Ryan plan is sound,» she said.
«The problem
of some people living
on benefits when they are able to work» (along with «Britain's overall level
of debt») is one
of the few things that many people
think would be worse today had Labour won in 2010.
Our children are going to have to pay higher taxes for years as a result
of irresponsible spending by the last government - and in case you
think I'm biased - I was a card carrying Labour party member until I found out how much we are in
debt due to overspending
on such things as CTF.
And though he has been a fierce and formidable opponent I
think we owe him a
debt of gratitude for all that he has tried to do
on behalf
of Scotland, and I want to wish him and his wife, and I hope everybody here will join in applauding him and his wife, and wish them a happy retirement.
On 28 April Nick Clegg claimed tuition fees would double under a Conservative or Labour government: «We
think it's unfair when you graduate and you haven't even taken your first step in the world
of adult work to be saddled with # 25,000 worth
of debt.
On 23 April Nick Clegg had a similar message for students at Newcastle Aviation Academy: «We
think it's just wrong at a time when you're starting out in adult life, when you're supposed to be most optimistic about what you can do, you've got this heavy weight
of debt around your neck.
What are your
thoughts on living off
of student loans in college (specifically for one who has a desire to be
debt free).
If one
of your objectives this year was to pay down
debt, check in
on how that process is going —
think about what is working well or could be improved.