Sentences with phrase «through policy loans»

The accumulation of cash in the policy can be accessed through policy loans or partial surrender without tax liability.

The accumulated funds in the cash value account can be accessed through policy loans or withdrawals.

Access to the cash account can be done through policy loans or partial surrender, and the cash is payable on a non-taxable basis.

During the years when the accumulation company is building cash value, the policyholder can access those funds through policy loans or partial surrenders.

Just like Universal Life, the policyholder can access the accumulated cash in the policy through policy loans.

As discussed above, whole life insurance, as well as other types of permanent life insurance with cash value, allows access to the cash value in your policy through policy loans.

Cash values can be accessed at anytime through policy loans.

You can control your money and access it in any case of emergencies and opportunities through policy loans and partial withdrawals.

Sophisticated index - linked crediting strategies for greater upside potential Increased estate value Control and access to your money for emergencies and opportunities through policy loans Living benefits to help pay for the expenses of a terminal condition or a chronic illness and care — Chronic Illness is not available in all states Transferring money more efficiently to your heirs

In many cases, unless there is a «restricted or controlled executive bonus», the key executive will have immediate access to policy cash value and may access that cash value without income tax through policy loans and withdrawals.

Affordable coverage for your entire life Level, fixed premium rates that will never change Building of cash value on a tax - deferred basis Access to policy's loan value1 through policy loans and withdrawals, if needed An option as part of your estate planning / funeral expenses The comfort that comes from knowing that you have secured the future for those counting on you

The good news about using permanent life insurance as part of your investing strategy is that the funds accumulate on a tax deferred basis, the proceeds given to beneficiaries is also free of federal income tax, and as your life insurance needs dwindle when you get older you can access the difference through policy loans.

These funds may be used in the future for other financial needs and they could be accessed via withdrawals or through policy loans.

An unexpected bonus that comes with your IUL policy is that once you stop paying periodic premiums and begin taking cash through policy loans, your insurance coverage doesn't end.

You choose how your premium dollars are invested, and you may use the cash value to supplement your retirement income through policy loans.

Your NYL UL and NYL SUL policies have the potential to earn cash value, which can increase the death benefit your beneficiaries receive.2 Provided it's sufficient, your cash surrender value can be accessed through policy loans and partial surrenders1, 3 to buy a home, fund a child's education, or supplement retirement income.

The potential to build cash value that you can use while you are living through policy loans or other withdrawal options *

The rate will never fall below a contractually - guaranteed minimum and the accumulated cash value can be accessed at any time through policy loans or surrenders.

Through policy loans and withdrawals, the cash value may then be used to help pay for a wide variety of needs in retirement.

For those with children, any available cash value that a life insurance policy may have accumulated can be accessed through policy loans and withdrawals to help fund a variety of expenses ranging from day care to supplementing college funding.

The rate will never fall below a contractually - guaranteed minimum and the accumulated cash value can be accessed at any time through policy loans or surrenders.

Money can usually be withdrawn from these contracts through policy loans, often at no interest.

In most instances, the cash value in a whole life policy can be accessed at any time through policy loans.

Sophisticated index - linked crediting strategies for greater upside potential Increased estate value Control and access to your money for emergencies and opportunities through policy loans Living benefits to help pay for the expenses of a terminal condition or a chronic illness and care — Chronic Illness is not available in all states Transferring money more efficiently to your heirs

Increased estate value Control and access to your money for emergencies and opportunities through policy loans and withdrawals Living benefits to help pay for the expenses of chronic illness and care Transferring money efficiently to your heirs

Protect what's most important: Spouse, Children, Parents, Grandchildren College Savings, Wealth Building, Retirement Savings Estate Planning, Wealth Transfer, Charitable Giving through policy loans Business Continuation, Buy - Sell Plans Executive Bonus Plans, Deferred Compensation Plans

Your NYL UL and NYL SUL policies have the potential to earn cash value, which can increase the death benefit your beneficiaries receive.2 Provided it's sufficient, your cash surrender value can be accessed through policy loans and partial surrenders1, 3 to buy a home, fund a child's education, or supplement retirement income.

Any cash value in a life insurance policy can be accessed through policy loans and withdrawals income - tax - free that can help supplement retirement income or complement a college funding strategy.

As you build up a nice amount of cash in your policy, you are now able to utilize that cash value as collateral through a policy loan.

Also, should you ever have a financial emergency or opportunity, you can access the loan value of your policy through a policy loan.

Access to Cash: Once the premiums are accumulated, you can access your life insurance cash value through policy loan or withdrawals, for family opportunities, education, emergencies, etc..

This policy is issued to those aged 40 — 85, providing death benefits (from $ 2,500 to $ 50,000 depending on underwriting status), immediate full death benefit and level premiums, with accumulating cash value that can be accessed through policy loan or cash surrender.

When college begins, the policy owner can access the cash inside the policy through a policy loan.

It also includes accumulating cash value that can be accessed through policy loan or cash surrender.

Also, should you ever have a financial emergency or opportunity, you can access the loan value of your policy through a policy loan.

As with other permanent life contracts, the cash value within a variable universal life policy grows tax - deferred and is available through a policy loan while the policyholder is alive.

This article will take things a bit further than previous articles to consider how the strategy originally coined by Nelson Nash as the infinite banking concept, can extend much further and offer much greater opportunity than simply providing a ready reserve account for retirement, recapturing debt, or purchasing a car through a policy loan.

Through the policy loan provision, a policy holder can access the cash value without incurring taxes.

Since they are whole life policies, they could build cash value over time that the policyholder can access it through a policy loan (for any reason).

You pay the insurer for the benefits of tax - deferred growth, guaranteed returns and the ability to use the money through a policy loan as it continues to grow.

Not exact matches

It allowed the implementation of monetary policy to move away from the use of reserve and liquidity ratios on banks to the use of market operations to influence short - term market interest rates and, through that channel, the interest rates that all lenders charged on loans.

Money loaned to the policyholder through an automatic premium loan is treated like any other loan against the policy's cash value.

While the policy allows for access to the account value in the short - term, through loans and withdrawals, there are costs and risks associated with those transactions.

Most lenders require that borrowers have a policy through the company (which covers the loan amount), but you can also buy an additional owner's policy to cover the home's entire value.

As the policyowner accumulates cash value inside the policy, the person can access the cash value, through loans or partial surrenders, which can be used for a variety of personal needs, such as quick cash for an emergency or to help supplement retirement income.

Among them are the rights to: bullet joint parenting; bullet joint adoption; bullet joint foster care, custody, and visitation (including non-biological parents); bullet status as next - of - kin for hospital visits and medical decisions where one partner is too ill to be competent; bullet joint insurance policies for home, auto and health; bullet dissolution and divorce protections such as community property and child support; bullet immigration and residency for partners from other countries; bullet inheritance automatically in the absence of a will; bullet joint leases with automatic renewal rights in the event one partner dies or leaves the house or apartment; bullet inheritance of jointly - owned real and personal property through the right of survivorship (which avoids the time and expense and taxes in probate); bullet benefits such as annuities, pension plans, Social Security, and Medicare; bullet spousal exemptions to property tax increases upon the death of one partner who is a co-owner of the home; bullet veterans» discounts on medical care, education, and home loans; joint filing of tax returns; bullet joint filing of customs claims when traveling; bullet wrongful death benefits for a surviving partner and children; bullet bereavement or sick leave to care for a partner or child; bullet decision - making power with respect to whether a deceased partner will be cremated or not and where to bury him or her; bullet crime victims» recovery benefits; bullet loss of consortium tort benefits; bullet domestic violence protection orders; bullet judicial protections and evidentiary immunity; bullet and more...

People - friendly policies and programmes were also put in place through which interest - free and subsidized loans were given to farmers.

The Department of Education's responsibilities include gathering data to assess how well certain programs and grants are working, awards Pell grants federal financial aid through loans and provides oversight over state policies to prevent discrimination.

I think the answer is closer to first building a digital library infastructure that protects publishers and creators rights through one title one loan DRM protected policies and then simply to start lending.

We will also be working with Fannie Mae and Freddie Mac to ensure that any increase in the conforming loan limit moves through their rigorous new product approval process quickly and has appropriate risk management policies and capital in place.»