Sentences with phrase «through retirement years»

While the recent recession has not spared any age group, it has been particularly difficult for older Americans who may have been counting on their fixed income to last through their retirement years.

At retirement, income from work drops to zero and the family depends on their retirement savings to carry them through their retirement years.

This is a unit - linked pension plan that helps you to collect a corpus fund to look you through the retirement years.

The Future Generali Pension Guarantee Plan helps policyholders maintain a comfortable life through their retirement years.

Pension plans also known as annuity plans are similar to life insurance policies.However, unlike a life insurance policy, which is a protection plan and is aimed to take care of your family following your death, a pension plan looks to ensure a financially sound future for yourself and your family with a steady stream of income when you survive and live through your retirement years.

Yet, if one were to pass away during this time, you could leave your spouse or partner without current income, as well as without the additional savings that were needed to get him or her through their retirement years.

However, unlike a life insurance policy, which is a protection plan and is aimed to take care of your family following your death, a pension plan looks to ensure a financially sound future for yourself and your family with a steady stream of incomewhen you survive and live through your retirement years.

Most working Canadians don't contribute to RRSPs or TFSAs, the programs designed to help them save and get through their retirement years.

Even so, Alain plans to beef up his TFSA over the years and dip into it if he needs to, all the while understanding that as he moves through his retirement years, time is short.

You made it through other hard times just to get to retirement, and you'll make it through your retirement years as well.

While some US households have managed to save adequate funds to support themselves through their retirement years, a larger number of Americans have no or insufficient retirement savings.

We don't recommend it, by the way, because you'd rather have that grow tax - free through your retirement years.

What's the incentive for them to continue saving when they can just rely on the rest of us to put them through their retirement years.

In addition, we offer the Retirement Distribution Center (RDC) which provides tailored guidance and resources as you progress through retirement years.

You might even need to work through your retirement years to supplement your small government pension.

While the recent recession has not spared any age group, it has been particularly difficult for older Americans who may have been counting on their fixed income to last through their retirement years.

Before you know it, you have a profitable rental property empire that you made yourself and can live off of through your retirement years and leave a sound financial legacy for your heirs.

In addition, we offer the Retirement Distribution Center (RDC) which provides tailored guidance and resources as you progress through retirement years.

Your financial goal should be enough to cover your cost of living, preferably through your retirement years, and leave a financial legacy for your heirs.

If the future retiree is making an above average wage, then there is a good chance the pension in and of itself will do more than get them comfortably by through the retirement years.

Financial planners get nervous when they see clients banking on inheritance cash to see them through their retirement years, but it happens frequently.

Not exact matches

Despite warnings that Americans aren't saving enough to carry them through the golden years, worker retirement savings still shrank over the past year.

Financial planners are scrambling to get certified as retirement - income specialists who can steward customers through 20 or 30 years of retired life.

«I really thought of it as a retirement year,» in which he'd sort through old notes, dig through ideas, and do plenty of hiking and fishing.

Fidelity Benefits Consulting estimates that an average 65 - year - old couple with traditional Medicare insurance coverage who retires this year will need $ 220,000 to cover medical expenses through retirement.

Diversifying assets by taxability is important in building a financial planning strategy to last through working years and into retirement.

We have years of experience of helping our clients pay off debt, save for retirement, finance a new home, and support their children through their college years.

For every year you worked you needed to fund one year of current living expenses and set aside enough funds (either through your contribution to Social Security or outright retirement savings) to cover another three - fourths of a year of expenses in retirement.

On a scale of 1 - 10 with 10 being utter panic mode, how worried are you about your «pile» lasting through a 50 year retirement now that you are a couple years into it?

From their early investing days through their peak earning years and into retirement, our private clients benefit from our long view approach.

Second, data going back more than 20 years evidence that while 50 percent of Americans don't have access to any retirement plan, more than 50 percent of employees who participate in an ESOP have access to a second retirement plan through their employer — usually a 401 (k).

Assumptions and forecasts used by SSgA FM in developing the Fund's asset allocation glide path may not be in line with future capital market returns and participant savings activities, which could result in losses near, at or after the target date year or could result in the Fund not providing adequate income at and through retirement.

For those in this bracket of the work force, it is essential to realize just how much opportunity, benefits and advantages there are when it comes to having nonprofit insurance at hand, especially as a great means to a stable and secure future while at work and even through the years of retirement.

Retirement researchers have begun to suggest in recent years that the optimal approach might be to reduce your exposure to shares and other risky assets as you approach end - of - work D - Day — but then to actually start to add more shares to the mix again as you proceed through retirement.

For primary earners 62 through 69, the percent increase in retirement income from working one year longer and delaying the claim of Social Security can be big.

In a nutshell, your retirement income will likely take a hit, whether through lower benefits in retirement or higher taxes during your working years (leaving you with less money to save).

«If premiums are paid properly and the policy is monitored through the years, permanent life can be a very beneficial financial asset that can help supplement a person's overall retirement and estate planning,» Aita said.

I quite often treat this blog like a diary, so sometimes I'll stray away from talking about my personal finance and share my current thoughts, I'll be excited to go back and read some old post when the years go by, and it will help me reflect on the overall journey that has been experienced, because as great as the end goal of early retirement is, I would imagine the character developed through such a process has more then just monetary value.

In their November 2016 paper entitled «Applying a Systematic Investment Process to Distributive Portfolios: A 150 Year Study Demonstrating Enhanced Outcomes Through Trend Following», Jon Robinson, Brandon Langley, David Childs, Joe Crawford and Ira Ross compare retirement portfolio performances for variations of the following three strategies that may hold a broad stock market index, a 10 - year government bond index or cash (3 - month government bills) in the U.S., UK or JaYear Study Demonstrating Enhanced Outcomes Through Trend Following», Jon Robinson, Brandon Langley, David Childs, Joe Crawford and Ira Ross compare retirement portfolio performances for variations of the following three strategies that may hold a broad stock market index, a 10 - year government bond index or cash (3 - month government bills) in the U.S., UK or Jayear government bond index or cash (3 - month government bills) in the U.S., UK or Japan:

Mountaintop experiences are gifts, whole and complete in themselves: a marriage where the love and delight stay kindled through the years, children, friends old or new, a job that we enjoy doing and that contributes to the welfare of others, good retirement years.

Mertesacker will also undoubtably be on his way out in the next few years, either through sale or retirement, whilst Gabriel is still yet to convince many that he has a long term future with the Gunners.

After years of Mariano Rivera as the Yankees» closer, New York has gone through multiple replacements in the wake of his retirement.

They included kids, too, who were talking retirement before they were half through their teen years.

The 76ers rewarded Dr. J with another multi-million deal that included an extension on his contract through 1985 and payments of more than $ 100,000 per year for 15 years after his retirement.

Arsenal haven't been freshened up enough in the back - room areas over the last twenty - odd years, they've only changed when it's been forced on them through staff retirements.

Jacobs said she is taking advantage of the Illinois Municipal Retirement Fund's Early Retirement Incentive program, through which she will receive credit for an additional five years of service and five years toward the retirement age of 62.

As a result of retirements and layoffs, the latter which could only have been avoided through union concessions that were rejected, we will operate County government with the smallest complement of workers in over 30 years.

The amount of cash that needs to «saved» to meet these retirement objectives is about $ 10 trillion -LRB-($ 24,000 x 60 million x 15 years) / 2, since the «average» retiree is halfway through their retirement).

WHEREAS, this pay differential shortchanges women and their families by thousands of dollars a year, and potentially hundreds of thousands of dollars over a lifetime, presenting a lifelong threat to those families» economic security and reducing their earnings through Social Security and other post retirement plans; and

If you receive it free or low cost through your job, or through your retirement package, you don't see just how screwed up it is, however, you will when you are asked to contribute more as each year goes by!