«The results indicate that given the same credit risk (i.e., for borrowers with the same expected delinquency rate), consumers would be able to obtain credit at a lower rate through the LendingClub than
through traditional credit card loans offered by banks.»
Not exact matches
Small businesses are often in need of quick capital that can't be accessed
through traditional bank loans or
credit cards.
Merchant cash advances are a good option for small business owners that collect payments
through cash, checks or
credit cards (as opposed to invoices), have a high volume of sales, need funding quickly or may not qualify for a
traditional bank loan.
This turns out to be a good deal for borrowers because they get a better interest rate than they might
through a
traditional bank loan or
credit card.
Unlike a
traditional credit card, purchases made
through Afterpay do not incur interest charges.
Merchant cash advances are a good option for small business owners that collect payments
through cash, checks or
credit cards (as opposed to invoices), have a high volume of sales, need funding quickly or may not qualify for a
traditional bank loan.
It is always preferable to earn
credit card bonuses
through traditional purchases, since they will not be eating away into your total returns.
This past week, however, Interactive Brokers sent a shock wave
through the
traditional online brokerage space by announcing their launch of a MasterCard - branded debit /
credit card.
However, when you earn miles
through a
credit card, as opposed to earning them via the
traditional route, there are some nuances that will change how your frequent flyer account operates.
However, borrowers with above average
credit or excellent
credit will probably get better interest rates
through traditional lending options such as personal bank loans, lines of
credit, and
credit card loans.
Most store financing deals are now offered
through the merchant's branded
credit card, though some still operate on the more
traditional rent - to - own model.
While you can always invest using a more
traditional investment platform or borrow money
through a bank or
credit card, there are only a few other options in the peer - to - peer lending world.
HawaiianMiles can be earned
through the
traditional methods of flying,
credit card spending, and an online shopping mall.
Many airlines, hotels, and
credit cards have these types of portals and shopping
through them might double or triple the points you'd normally earn from making a
traditional, in - store purchase.
You can accrue miles and points the
traditional way, by being loyal to a single airline alliance or hotel family, and you can earn them
through credit card points.
By understanding the pros and cons of travel insurance
through traditional means and from their
credit cards, travelers can make the most of their benefits.
By using bitcoin, players lessen the risk of fraud
through keeping their anonymity as no details are shared during transactions, which is the case for
credit cards and other more
traditional digital payment methods.
Armed with hundreds of millions of
credit card accounts in 90 countries
through its iTunes Store, Apple has near - field communications patents that could help it do an end - around the
traditional banking companies and earn a small percentage of mobile transactions.
The ability to seamlessly purchase cryptocurrency assets on an exchange like Coinbase
through traditional payment methods such as
credit cards makes it more easily accessible to future investors.