Sentences with phrase «thus reduces the rate»

Whenever mortgage rates go up, borrowers always wonder if it makes sense pay points and thus reduces the rate.

What would be immensely helpful is a drug that could minimize the degeneration of axons, thus reducing the rate and degree of MS progression.

North Atlantic surface warming decreases water density there, thus reducing the rate of sinking.

Pharaoh et al. (2003) meta - analysis found family interventions help the patient to understand their illness and to live with it, developing emotional strength and coping skills, thus reducing rates of relapse

Not exact matches

Insurance providers recognize that vehicles with fleet tracking systems are easier to track if stolen, and thus offer a reduced rate for fleets using these systems.

Thus, while one might expect a rising - rate cycle to reduce loan demand, it could actually be good news for small - and medium - business loan activity.

Furthermore, banks rarely sold their mortgages to other institutions and never relied heavily on third - party mortgage brokers, thus reducing the chance they'd end up with income-less, asset-less debtors and keeping default rates low.

After three years, the rules allow the lower income spouse to make withdrawals from the spousal RRSP at their tax rate — thus effectively splitting income and reducing household taxes.

By itself, this reduces the demand for bonds and thus raises interest rates.

«The effect of rate regulation in 2010/11... has been to increase the net earnings of BC Hydro, and thus reduce the annual deficit recorded by the Province,» said the report.

The deduction reduces tax liability by the amount of the deduction times the filer's marginal tax rate, and is thus worth more to taxpayers in higher brackets.

Mr. Poloz will be pressured to delay raising interest rates, or even to begin reducing them, thus weakening the Canadian dollar.

With or without a central bank, fractional reserve banking will tend to bring about a boom / bust cycle and thus reduce the long - term rate of economic progress.

Given term premium suppression (via QE) reduced volatility and induced investors to buy risky assets to boost returns, a sustained rise in long - term interest rates would give investors more options to achieve yield targets, thus making risk assets appear less attractive and ultimately erode demands for yield and tighten financial conditions.

A higher rate of IOER thus serves as a substitute, when it comes to reining in lending, spending, and inflation, for reducing the total available quantity of bank reserves, as the Fed might do by selling - off some of the assets it acquired in the course of three massive rounds of Quantitative Easing.

[1] Also, any net demand for TLTRO II that is not rolled over from TLTRO I will increase the level of excess liquidity and thus the aggregate cost of negative rates for depositors, while potentially reducing the amount of other refinancing operations, including ECB's MRO currently standing at EUR63bn.

Thus began a concerted effort to reduce the volume of trash by increasing recycling rates of used packaging in the U.S. Efforts to establish an economically viable infrastructure for various packaging materials and engage all stakeholders continue to this day.

By enhancing the metabolism rates, chili powder brings relief to nasal congestion and opens lung airways; thus, reducing the symptoms of asthma and wheezing.

How could a single market work if one country reduced the rate of VAT thus gaining an unfair competitive advantage?

Cedi stability, a markedly improved energy situation (MCA Energy Compact) and sustained offshore interest following a successful exit of the IMF programme are expected to spur growth and keep prices stable, thus affording the MPC room to reduce rates further to possibly 15 percent in 2018,» the forecast said.

«We believe we are developing a tool that can help with personalized decision - making to help refine patient selection and thus reduce the failure rate by saving candidates with low potential benefit from futile procedures and complications,» says senior author Hiroshi Ashikaga, M.D., Ph.D., assistant professor of medicine at the Johns Hopkins University School of Medicine.

The model predicted that all three policies could reduce the prevalence of childhood obesity, particularly among blacks and Hispanics, who have higher rates of obesity than whites, thus demonstrating that federal policy could alter the childhood obesity epidemic.

This would reduce the rate of eastward motion underneath North America and thus reduce the buildup of earthquake stress.

This approach offers the possibility to check millions of hard drives or write heads, reduce rejection rates, and thus save costs.

In the future, these probes will be used for the analysis and inspection of magnetic storage media in order to identify defective hard drive segments and thus considerably reduce rejection rates and production costs.

«The direct growth of anchored MoSoy nanocrystals on graphene sheets may enhance the formation of strongly coupled hybrid materials with intimate, seamless electron transfer pathways, thus accelerating the electron transfer rate for the chemical desorption of hydrogen from the catalyst, further reducing the energy required for the reaction to take place,» Sasaki said.

«Controlling air pollution will bring huge benefits to human welfare but it may reduce the amount of nutrients to the surface ocean and, thus, the ocean carbon uptake rate.

With this gain, researchers can produce laser - accelerated ion beams at the rate needed for treating patients, reducing the potential treatment time to several minutes, thus saving costs and making the procedure easier for patients to endure.

Such a shortfall is particularly prominent in luminous infrared galaxies (LIRGs), which have high star formation (and thus CCSN) rates and host bright and crowded nuclear regions, where large extinctions and reduced search detection efficiency likely lead to a significant fraction of CCSNe remaining undiscovered.

Lower levels of virus are thus beneficial to the individual, because they predict longer AIDS - free survival, and to overall public health, because they may reduce the rate of transmission.

Yoga helps modulate the stress response systems, which reduce physiological arousal — thus, yoga helps lower the heart rate and blood pressure, and ease our breathing rate.

Deep belly breathing stimulates the rest and digest mode, which reduces stress, thus preserving your cells, and reduces the rate of your respiration.

SIRT1 helps with DNA damage repair and thus may reduce cancer rates.

Statistics were also compiled concerning education in the israeli ethiopian community, showing that the rate of those eligible for high school matriculation certificates has risen by six percent in the last ten years — thus reducing the gap between ethiopian and native israeli students, whose matriculation eligibility rate stood at 55 % in 2008.

The decline «could have reduced the number of girls who left school to care for children and thus resulted in higher graduation rates.»

This research is consistent with the authors» findings that Act 10 has led to reduced teacher experience, increased exit rates, increased interdistrict teacher transfers, and thus has likely reduced student outcomes.

This has the effect of both lowering the rate of combustion expansion and effecting a more thorough burn within the combustion chamber, thus further reducing particulate, NOx and CO2 emissions.

The main one is obviously to obtain a lower interest rate and thus reduce the amount of money you spend on interests.

And in most cases, transferring your mortgage without increase your balance will waive the need of a lawyer, thus reducing even more cost to transferring your mortgage for a better rate, term or lender.

By saving at least 10 % of the money you wish to borrow, you are showing your income is good enough to repay the loan and thus the interest rate charged will be reduced.

The credit counseling agency might be able to convince the lender to reduce their interest rates, get late fees and other penalties reduced, and thus make it possible for you to solve the problem in a 3 - to - 5 year time frame.

When requesting a consolidation loan in order to reduce the amount of money you have to set aside every month for repaying debt and thus, driving away the risk of bankruptcy, you need to make sure you include only all the debt that has higher interest rates than the consolidation loan.

Going into 2014, investors held the view that interest rates would rise and, thus, they looked to reduce interest rate risk with the more flexible non-traditional bond funds.

But Soper says the second consecutive rate cut could also reduce consumer confidence and temper home sales to some extent, thus reducing the impact on consumer borrowing.

This reduces the debt exposure and thus, improves the credit rating.

By purchasing mortgage points you are reducing the total amount of the mortgage and thus the interest rate you will have to pay for the principal.

• The model simulations show that participant activities such as taking loans, taking preretirement withdrawals, or cashing out account balances at job change reduce projected 401 (k) accumulations and thus replacement rates at age 65.

Thus, if the Bank of Canada decides to reduce basis points by 50 or 0.50 percent, the Prime rates are likely to decrease too.

With this type of plan, the counselor negotiates with your creditors and collection agencies to lower your interest rates, thus reducing your monthly payments.

Thus, having a good credit score will save you money gradually through reduced rates over the lifespan of a loan.