Sentences with phrase «tight credit environment»

But for millions more, the tight credit environment threatens to keep them locked out.

«The fact that first - time buyers are looking for information about FHA loan programs and home buyer assistance underscores some of the challenges today's home buyers face in today's tight credit environment,» says Thomas.

New home construction companies are facing a labor shortage and a tight credit environment that makes it hard to get loans.

Furthermore, there will be a maximum loan - to - value ratio, which in today's tight credit environment is in most cases 75 %.

When banks weren't approving mortgage loans and would - be homebuyers were denied access to credit, Realtors ® called on policy makers to take steps to loosen the tight credit environment.

Finally, NAR asked that FHA be flexible and make adjustments to its rule should there be unintended consequences like reduced access to credit in an already tight credit environment.

Additionally, the FHA loan can «win» during a tight credit environment.

Not exact matches

The markets» low - yield environment hit the bank with tighter credit spreads, which were reflected in a $ 567 million pretax debit valuation adjustment loss.

As I've discussed in previous blogs, tight spreads and benign credit conditions support a low volatility environment, as illustrated below.

As I've discussed in previous blogs, tight spreads and benign credit conditions support a low volatility environment, as illustrated below.

If the insurance company can handle the lack of incremental income, investing in higher credit quality instruments in tight spread low implied volatility environments can mitigate the risks.

Trends and Economic Environment: We believe that the deteriorating economic conditions, rising unemployment, tight credit markets, and heightened uncertainty in financial markets during the past 18 months have adversely impacted discretionary consumer spending, including spending on the types of electronic devices that are accessorized by our products.

A volatile economy with tight credit would seem to be an ideal environment for sale - leasebacks, but these transactions, like the commercial market in general, fell on tough times during the downturn.

A research paper recently published by the Urban Institute classifies today's credit environment as «extraordinarily tight» — so tight, in fact, that more than one million mortgages were lost in 2015, the majority of which would have gone to homebuyers with credit scores below 660.

«This environment of fewer mortgage insurers combined with tighter restrictions on income and credit scores,» says Byrne, «means that foreclosed buyers are forced to lower their home expectations and work harder to save more for the down payment.»

Creeping into that environment are concerns about fixed mortgage interest rates, tight housing inventory, credit availability and less interest by deep - pocketed institutional investors in distressed properties.

«With the tight lending environment it's a good idea to consult with a REALTOR ® about mortgages and program options in your area, and tips for boosting your credit score well in advance of making an offer on a home,» he says.

In other words, under a narrow QM definition, lenders would further restrict home mortgage credit in what is already a tight lending environment because they would be fearful of the severe penalties that would be imposed if they failed to satisfy the ability - to - repay requirement under the more uncertain standards that would apply in the non-QM market.

«With the tight lending environment it's a good idea to consult with a REALTOR ® about mortgages and program options in your area, and tips for boosting your credit score well in advance of making an offer on a home,» he said.

«With the tight lending environment it's a good idea to consult with a Realtor ® about mortgages and program options in your area, and tips for boosting your credit score well in advance of making an offer on a home,» he said.