Sentences with phrase «tight credit market»

The survey noted uncertainty over the tight credit market, foreclosures and the jobs outlook.

Given the current tight credit market, owner financing is a viable strategy to assist the buyer in a 1031 exchange.

Without changes to the calculation of fees and points in determining whether a loan is a QM or not, many borrowers will no longer qualify for a QM loan or have the choices in mortgage finance they have even in today's already tight credit market.

In extreme cases, it can even disqualify you for traditional financing, particularly given the tight credit market we're in now.

«When you're in a tight credit market, people pay more attention to the criteria for loan approval,» says Karen Carlson, director of education for the credit counseling agency In Charge Debt Solutions.

As fewer and fewer homebuyers are approved for mortgages in today's tight credit market, it's critical to make a good impression on your lender.

With home values declining the equity homeowner's counted on may have evaporated and a tight credit market makes it difficult for any but the best qualified to obtain loans.

In a tight credit market, qualifying for a personal loan may be an extraordinary feat in itself.

I work for an established (20 + years) small business that is encumbered by the incredibly tight credit market.

Raymond J. Keating, chief economist at the Small Business and Entrepreneurship Council, says the regulations risk choking off an already - tight credit market.

Because of the tight credit market, business plans are being more closely scrutinized than ever and banks are looking for specifics before looking at Small Business Administration - backed loans or community bank loans.

Still, we're in the fifth year of a very weak recovery in which small businesses have been hit hard by tight credit markets, slow sales and limited spending.

As the franchise industry continues to face the challenges brought on by the great recession and tight credit markets those franchisors that achieve continued growth reflect sound franchise systems including these ten franchise opportunities.

While a jump in interest rates does mean a tighter credit market, there are those who have the potential to benefit from higher rates.

Tight credit markets since the Great Recession continue to dampen mortgage originations in Ohio and several other... read more»

We believe that the poor economy, high unemployment, tight credit markets, and heightened uncertainty in financial markets during the past two years have adversely impacted discretionary consumer spending, including spending on the types of electronic devices that are accessorized by our products.

Tight credit markets, student housing, baby boomer housing, and immigration... everyone needs a place to live.

Trends and Economic Environment: We believe that the deteriorating economic conditions, rising unemployment, tight credit markets, and heightened uncertainty in financial markets during the past 18 months have adversely impacted discretionary consumer spending, including spending on the types of electronic devices that are accessorized by our products.

Most groups seem happy with the pricing with the exception of large solar developers, who despite getting a 2 - cent increase to 44 cents per kilowatt - hour still argue it's not enough to make projects economical (especially if you factor in poor Canadian - U.S. exchange rate and persistently tight credit markets).

Munich - based Allianz, one of the world's largest insurers, bought $ 2.5 billion in Hartford stock and debt, along with warrants to purchase up to 20 percent of The Hartford, as the company struggled with losses stemming from mortgage - backed securities and tight credit markets.

«A lot of this is due to their location in secondary or tertiary markets of larger metro combined with tight credit markets for mortgages.»

And with the very tight credit markets, that situation is unlikely to change anytime soon.

Not exact matches

Stock markets were crashing, credit was tight, and vacancies in Calgary were on the rise.

The Fed left its key short - term rate at 1.5 per cent to 1.75 per cent — the level it set in March after its sixth increase since December 2015 — as it gradually tightens credit to control inflation against the backdrop of a tight labour market and a pickup in consumer prices.

When it comes to valuations, U.S. and emerging market credit spreads reached post-crisis tights in late 2017, reflecting low default risks against a backdrop of solid global growth.

Right now, tight credit is holding back the market, and supply is piling up on the developer side as inventory.

The markets» low - yield environment hit the bank with tighter credit spreads, which were reflected in a $ 567 million pretax debit valuation adjustment loss.

A combination of tight credit and stringent lending criteria has created a sizeable, underserved segment of the market that does not have access to growth capital from traditional sources.

The Fed is gradually tightening credit to control inflation against the backdrop of a tight labor market and a pickup in consumer prices.

Credit card marketing expanded and credit standards were relaxed, although the level of marketing has still not returned to pre-recession levels and credit standards are tighter than they were before the recession Credit card marketing expanded and credit standards were relaxed, although the level of marketing has still not returned to pre-recession levels and credit standards are tighter than they were before the recession credit standards were relaxed, although the level of marketing has still not returned to pre-recession levels and credit standards are tighter than they were before the recession credit standards are tighter than they were before the recession began.

He was talking about the housing market, and how mortgage lenders were still being tight with credit.

By looking at how the credit spread for a category of bonds is changing, you can get an idea of how «cheap» (wide credit spread) or «expensive» (tight credit spread) the market for those bonds is related to historical credit spreads.

Future credit market returns are likely to be more muted than in the recent past, and tight spreads leave little room for error.

U.S. high - yield bond spreads are 34 basis points, or hundredths of a percentage point, tighter; cover spreads are 21 basis points tighter, and emerging - market credit excess returns are at 3.6 %.

While CoreLogic figures typically show a downturn in May, the weaker performance was a consequence of tighter credit rules after banking regulator APRA in March strengthened its policies on lending to investors and worsening housing market sentiment as seen in this month's Westpac Melbourne Institute report, Mr Lawless said.

I think the currency and credit markets have been «quiet» ahead of this meeting because it could mark a «sea change» towards tighter Fed policy... and thus higher US interest rates and a higher USD.

As the financial crisis waned and the emergency lending programs were wound down, the Fed chairman faced a new challenge: A recovery hobbled by tight credit, a lackluster housing market and financial turmoil in Europe that left the unemployment rate at 9.1 percent two years after the expansion began.

When credit is easy his business grows rapidly, but with stringency in the money market and credit tight he discovers that he is not ready for an emergency.

So for anyone in the market for a new car trying to address the constraints of a tight budget and a hostile credit market, here are America's ten cheapest cars for the 2009 model year, courtesy of Automotive News.

For credit markets, default rates are low, but extraordinarily tight credit spreads largely already reflect that fact.

It's worth keeping in mind that the unsecured credit market is much tighter and more carefully controlled since the 2007 financial crash.

He was talking about the housing market, and how mortgage lenders were still being tight with credit.

ShareWith today's tight - credit markets conventional financing is not always available for some development purposes.

In the credit markets, spreads on the high yield securities are approaching historically tight levels, while key credit metrics such as leverage and coverage ratios are showing signs of weakening.

Credit is tight, the stock market is in the doghouse, and our savings are earning low rates.

Adjustable rate mortgage payments combined with decreasing home equity and tighter mortgage lending guidelines has triggered a severe credit crunch and all but wiped out the subprime market nationwide.

Re / Max credits low interest rates for the housing market's success, along with tight inventory levels and increased urban demand.

If you're in the market for a personal loan and want to improve your credit, Chorus Credit could help you when your budget is credit, Chorus Credit could help you when your budget is Credit could help you when your budget is tight.

Today's tight credit spreads reflect low levels of market volatility.

In a credit market as tight as this one, many people don't have much other choice, but if they start seeing the upside it could be possible they don't go back to the banks.