Getting a business loan is a major hurdle facing small businesses, mainly due to
tight lending standards by banks.
Tighter lending standards by banks have shrunk the traditional mortgage business.
Not exact matches
As
tight lending standards continue to lock many would - be buyers out of the market, one company plans to crack open the door to homeownership
by providing crowdfunded down payment assistance from investors in exchange for a slice of a buyer's home equity.
The committee recommended in those same meetings that banks apply
tighter standards to mortgage
lending, including stressing homeowners» ability to repay debt if interest rates rose
by 3 percentage p
In contrast, today's home value is being supported
by job growth while under much
tighter lending standards.
In contrast, 13.9 % of other, smaller banks reported
tighter lending standards on net largely because none of these banks eased their
lending standards on loans secured
by multifamily residential properties over the past 3 months.
This decline in the serious delinquency rate among more recent vintages of mortgage originations partly reflects
tighter lending standards as represented
by credit scores associated with mortgage originations.