Sentences with phrase «tightening credit»

Beyond the tightening credit market, rebounding home values have made it more difficult for some renters to get into the market.
It also may be that greater awareness of supply and tightening credit for development are beginning to slow starts.
Partners at several firms say the second half of the year was tough amid tightening credit markets worldwide, boding ill for the first half of 2012.
Thus far, the decline in real estate prices has been linked to everything from the Wall Street crash and tightening credit markets to lax lending practices by Fannie Mae and Freddie Mac and the resulting low interest rates that contributed to artificial inflation of home prices.
Law professor Jack Williams of Georgia State University noted that smaller businesses, which are traditionally represented by small firms or solos, are also in distress because of tightening credit markets and declining retail sales.
«With an uncertain economy, tightening credit and gas prices through the roof, many would - be captains of land yachts are rethinking their dreams.
Meanwhile, banks were tightening credit card loan standards in anticipation of more defaults, the Federal Reserve found.
... (See Tightening credit card loan standards)
Last Friday's better - than - expected April jobs report kept the prospect of tightening credit in focus.
Poloz appears to be pursuing that same strategy, preferring to focus instead on federal measures that seek to improve the quality of household debt by tightening credit conditions for buyers.
Rising food and fuel prices, combined with a tightening credit environment left San Diego homeowners with few options when trouble came knocking at their door.
Although FHA is tightening some credit requirements, such as requiring lenders to certify verification of income and employment, FHA loan requirements provide those with little cash and less than perfect credit an opportunity for owning a home.
The market value problem will only get worse as house prices continue to drop because of the housing market glut, and tightening credit hurts demand.
With the falling U.S. home prices, tightening credit markets, and the general economic uncertainty caused by the subprime lending fiasco, credit card issuers like American Express are facing declining consumer spending as well as the increased likelihood that some customers will be unable to repay their balances.
The banks are likely to respond by raising loan rates and / or by tightening credit, should pressure on their funding costs persist.
TYTE is designed to benefit from tightening credit spreads.
Starting in 2015, some of the largest and best known pipeline operators — including Kinder Morgan (KMI), the granddaddy of them all — had to slash their distributions due to a lousy energy market and tightening credit conditions.
You replied,» In other words, the reason private - sector lenders are tightening their credit score standards is not because of borrowers, it's because they want to assure that loan officers and others in the lending process are following the rules.
In other words, the reason private - sector lenders are tightening their credit score standards is not because of borrowers, it's because they want to assure that loan officers and others in the lending process are following the rules.
Requiring larger down payments could help reduce the FHA's exposure due to declining home values; and tightening credit requirements and mandating homebuyer education programs could help reduce mortgage defaults.
Lately though, these traditional institutions have been tightening their credit applications due to the recessionary times.
Improving financial and business performance is particularly important given the continued climate of declining terms of trade, increasing land prices, tightening credit and rapid national and global economic and policy influences affecting beef enterprises.
China's property developers are facing increasing liquidity pressure over the next six to 12 months and tightening credit conditions may see some cut prices, S&P said.
This is what we found out: The major reasons why firms cut their dividend had to do with preserving cash amid a secular or cyclical downturn in demand for their products / services or when faced with excessive leverage (how much debt they held on their respective balance sheets) during tightening credit markets.
The Fed's latest rate hike marks its sixth since it began tightening credit in December 2015, after having kept its benchmark rate at a record low near zero for seven years to help nurture the economy's recovery from the recession.
Elevated valuations keep us cautious in fixed income, as tightening credit spreads offer little cushion against rising rates in many parts of the market.
Oh I'm sorry you're already heavily in debt and we're tightening credit standards.
U.S. investment: There would be no change in overall U.S. investment except to the extent that tightening credit spreads would cause a small rise in risky U.S. investments.
The Fed is gradually tightening credit to control inflation against the backdrop of a tight labor market and a pickup in consumer prices.
More owners said they expected a slowdown in profits and sales, tightening credit conditions and a harder time filling job openings.
The magnitude of the decline in home prices acted as a «shock» to household balance sheets, said Marple, tightening the credit available to homeowners and creating a sense of general uncertainty about the future.
Such lenders, including Inc. 5000 companies OnDeck and Lending Club, spotted an opportunity following the great recession, when banks tightened their credit standards and essentially stopped lending to small business owners.
They can't meet at a Bay Street steakhouse and strike a gentlemen's agreement to tighten the credit taps — that would be illegal collusion.
But as the recession tightened credit offerings, the popularity of microlending has extended to the U.S. — especially as aspiring entrepreneurs are starting ventures with far less than the $ 50,000 business loan threshold common at many banks.
And perhaps the time to tighten credit policies, he adds.
Recessions, tightened credit and dominating competitors can change your company's prospects.
As banks tighten credit scores, Express loans are the first to go.
The Fed left its key short - term rate at 1.5 per cent to 1.75 per cent — the level it set in March after its sixth increase since December 2015 — as it gradually tightens credit to control inflation against the backdrop of a tight labour market and a pickup in consumer prices.
That's where the risks come in: If the Fed tightened credit too little, inflation might surge out of control.
RBI TIGHTENS CREDIT - PROVISIONING NORMS FOR INDIAN BANKS By Aaron Chaze As growth slows in India, the central bank is pushing banks to prepare for higher credit costs.
In other words, the Fed has undermined its own flexibility, by increasing the likely cost, directly to the U.S. Treasury and indirectly to itself, of using open - market sales to tighten credit.
Instead of increasing or reducing the availability of credit by adding to or subtracting from the supply of Fed deposit balances, the Fed now loosens or tightens credit by controlling financial institutions» demand for such balances using a pair of new monetary control devices.
However, since the financial crisis, an increase in regulation and accountability has forced many banks to repair their balance sheets, tighten their credit policy and adhere to a more punishing regulatory environment.
Can China deflate a housing bubble, tighten credit access, and manage to attain its growth targets?
Last year it switched gears and indicated it would tighten credit as much as four times this year even if the data don't change.
It would make sense for business entities to «borrow for longer» with private capital crowded out by central banks now clamor for long - term cash flows, and this dynamic has tightened credit spreads to record narrow levels.
While some financial institutions have reportedly tightened their credit standards for loans to investors in inner - city apartments, finance remains readily available on attractive terms.
Despite some financial institutions having reportedly tightened their credit standards for loans to investors in inner - city apartments, housing credit remains readily available to both investors and owner - occupiers.
When the banks tighten credit, you could find that your business is affected indirectly.
If the Fed needs to tighten credit to avoid inflation, it can do it the old - fashioned way, by selling - off securities.
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