Sentences with phrase «tightening lending»

Tightening lending standards have disproportionately reduced applications and originations among minority households since the housing peak.

Freddie Mac has been tightening lending restrictions, and one of its restrictions blocks people with a short sale in their past from refinancing for up to four years following that short sale.

Answer: With banks and the federal government tightening lending requirements, it has become increasingly difficult for people who don't get regular paychecks to qualify for loans.

While banks and institutions are tightening lending criteria to reduce the risk of defaults by other commercial property owners...

In this context, it is not surprising that the latest Fed report indicated loan officers at US banks are tightening their lending standards for commercial property loans, citing a «less favorable or more uncertain outlook for property prices.»

And lenders hope to keep it that way — by tightening lending...

NAR goes to the White House, tightening lending standards for commercial real estate, women in commercial real estate, scams and best markets.

While banks and institutions are tightening lending criteria to reduce the risk of defaults by other commercial property owners, the retail sector is being...

While banks and institutions are tightening lending criteria to reduce the risk of defaults by other commercial property owners, the retail sector is being ardently wooed.

According to the Federal Reserve Senior Loan Officer Survey, more than 80 % of domestic banks surveyed in the fourth quarter of 2008 indicated that they were tightening lending standards on commercial real estate loans.

Banks are tightening lending on commercial real estate properties, according to Reuters.

Construction lenders seemed on the brink of tightening their lending standards earlier this year.

-- also while a bubble in German property is quite possible / likely in the medium term, they tend to have more conservative banks and less captured politicians (they've already started tightening lending regulations before the bubble is even started), and a more reluctant attitude to debt than most other Europeans, so it is likely to be more muted than Spanish / English / Irish style bubbles.

It used to be 720 on the credit score scale of 300 - 850, but the banks are tightening their lending standards.

By tightening lending rules, Flaherty hoped to lower the risk to taxpayers and curb excessive rates of household debt.

Now, it didn't help that I was seeking credit during the financial crisis of 2008, when every institution was tightening its lending policies, but I couldn't even get a Target store credit card (I had to settle for their debit card) and had to submit extra «identifying documents» to create a PayPal account.

It may be that the tightening lending practices in the housing arena may be contributing to the increase in credit borrowing.

FHA, which insures mortgage lenders against losses on home mortgage loans, is tightening its lending requirements and changing down payment requirements for borrowers with credit scores below 580.

The cut from the monetary policy committee (MPC) comes as the UK economy looks set to slow in 2008 - as the credit crunch, with borrowers tightening their lending, and high debt levels combine.

Indicators of a U.S. recession are rising, namely yield curve flattening and tightening lending standards...... but these...

While there have been some reports of financial institutions tightening lending requirements, particularly for loans to purchase inner - city apartments, finance generally remains readily available on attractive terms.

According to a recent Morgan Stanley Research report, U.S. commercial real - estate pricing in 2017 could drop by as much as 10 %, year over year, amid slowing revenue growth, rising interest rates and tightening lending conditions.

Traditional lenders have and continue to reject a good majority of small business loan applications and have tightened their lending policies.

«The bottom line is that a sounder financial system in Canada allowed the credit taps to remain open, unlike in the U.S. or Britain, where banks just froze or tightened their lending standards quite severely,» says Sal Guatieri, a senior economist with BMO Financial Group.

Banks have tightened their lending criteria and business owners will need to look elsewhere for financing.

This is in line with the earlier measures to tighten lending standards.

Since the last housing downturn banks have tightened their lending standards so that only the most prime borrowers who put significant down payments can get a loan.

The U.S. Office of the Comptroller of the Currency said banks relaxed the criteria for businesses and consumers to obtain credit during the 18 months leading up to June 30, 2013, while the European Central Bank said fewer banks in the euro zone were reporting tightened lending standards to nonfinancial businesses in the fourth quarter of 2013.

The short - term rate option and the possibility long - term rates will follow has people worried the market may be recovering too fast for the taste of Ottawa, leaving Finance Minister Jim Flaherty with no choice but to tighten lending rules again.

Another reason is that banks, at APRA's direction, have also tightened their lending standards for interest - only loans, most notably by reducing the share of new interest - only loans with high LVRs at origination.

When it came to consumers, all the banks really did was tighten their lending rules.

There could be a problem but the Australian Prudential Regulation Authority (APRA) stepped in and the banks have voluntarily tightened lending standards recently.

Banks have periodically tightened lending to developers; the last time was in 2010 - 2012 when the government worried that easy credit was helping drive up prices.

Traditional banks are not particularly good at serving this customer segments due to tougher Know Your Client / Anti-Money Laundering (KYC / AML) requirements as well as tightened lending standard post global financial crisis.

Banks may have to impose more thorough checks on borrowers and tighten their lending criteria under new proposals tabled by a Senate inquiry into credit cards.

The mortgage industry has tighten lending, with a virtual elimination of all non-traditional financing and «creative» zero down type options (although VA and USDA are still around and great zero down options).

The NDP's platform does include subsidies in the form of tax breaks for landlords to construct affordable rental units, but Mulcair has refused to say if he would use the federal government's regulatory powers to tighten lending rules and cool the market.

Banks and credit unions have tightened their lending standards, making it tough for even good customers to coax loans from them.

In recent years, lenders nationwide have tightened their lending requirements in the wake of the housing market collapse, making the VA Loan a lifeline for military homebuyers, many of whom find difficulty when faced with tough credit standards and down payment requirements.

TORONTO — With the sluggish economy and tightened lending rules, being priced out of the real estate market is a reality for many, particularly those in Toronto and Vancouver.

Many lenders have tightened their lending practices, compared to the facile loans doled out by them to borrowers in the boom time of the last few years.

«Besides the nearly 60 percent of banks tightening standards on credit card debt, 65 percent said they had tightened lending standards for other types of consumer loans over the last three months.

Self - employed individuals are finding it particularly hard to be approved for a loan through a conventional mortgage after the federal government tightened lending rules.

After the housing bubble burst, banks went the other way and tightened lending requirements so much that very few people qualified for a home loan.

Condo buyers feel the pinch Tightened lending guidelines are particularly affecting one type of homebuyer in major cities, according to one broker.

About 40 percent of respondents indicated that they had tightened their lending standards on prime mortgages, compared with only about 15 percent that reported having done so in the July survey.

According to the Fed's October 2007 Senior Loan Officer Opinion Survey on Bank Lending Practices, the study found that «significant numbers of domestic respondents reported that they had tightened their lending standards on prime, nontraditional, and subprime residential mortgages over the past three months; the remaining respondents indicated that their lending standards had remained basically unchanged.

According to the latest Senior Loan Officer Opinion Survey on Bank Lending Practices, «significant numbers of domestic respondents reported that they had tightened their lending standards on prime, nontraditional, and subprime residential mortgages over the past three months; the remaining respondents noted that their lending standards had remained basically unchanged.

About 55 percent of domestic respondents indicated that they had tightened their lending standards on prime mortgages, up from about 40 percent in the October survey.

Starting in summer 2007, Amex gradually tightened its lending.