Sentences with phrase «tightening of credit»

In the process, these entities generate credit cycles, which involves the loosening and tightening of credit conditions in support of broader economic objectives.

It has been expanded and updated to account for changes in the lending industry over the last few years, such as the general tightening of credit standards.

This is especially important now, given issuers» and lenders» tightening of credit in the struggling economy.

We have interest rates about to rise, and little if any positive impact left from further tightening of credit spreads.

Putting CMHC into OSFI hands may well represent a greater tightening of credit than Flaherty could have done by shortening amortization lengths or increasing down payments.

This coincides with the general tightening of credit we have seen since the housing crash that began in 2008.

«Self - Fulfilling Prophecy» In its Quarterly Outlook this week, the famously pro-Bitcoin institution said a mixture of global political uncertainty, tightening of credit access and commodities volatility could all see new money pouring into crypto markets.

This led to a substantial tightening of credit spreads, which made Russian bonds look expensive compared to their peers in other emerging markets.

Despite Trump's complaints during the presidential race that the Fed was aiding Democrats in keeping rates ultra-low under President Barack Obama, his choices for a chairman and for other slots on the Fed's board have been moderates rather than hard - core conservatives who would favor a faster tightening of credit.

More importantly, with the recent tightening of credit, some borrowers may not even qualify under conventional lending guidelines.

Tightening of credit card sign up bonuses, shrinking MS opportunities, restricting availability to their own metal, ongoing devaluations — one day, a free First or Business Class seat will become a thing of the past.

Where some of the best rewards cards can be found — Despite an overall tightening of credit, some credit card issuers are actually sweetening reward offers.

«Putting CMHC into OSFI hands may well represent a greater tightening of credit than Flaherty could have done by shortening amortization lengths or increasing down payments,» Ben Rabidoux said in a recent article for Maclean's.

«Rising oil prices, additional correction in the equity markets and a further tightening of credit could trigger some economic weakness,» Dr. David Leareah told delegates attending NAR's annual conference in San Francisco in November.

Convexity is not taken into consideration, nor are other factors such as a widening or tightening of credit spreads.)

If things go bad in either city, lenders could retreat, triggering a tightening of credit across the country that would crimp demand for houses.

For Glionna, the current problems is that many companies are financing buybacks through debt issuance, and so any tightening of credit conditions — which we've seen in the last several months — will lead to an inability for companies to finance and execute buybacks at the rate seen in the last few years.

Given the tightening of the credit markets and the transient nature of today's society, don't you want the peace of mind of knowing that your business is nearly as mobile as you are?

This reflects a combination of factors, including increased supply of new dwellings, some tightening of credit conditions, higher interest rates on loans to investors and some reduction in offshore demand.

The result has been a tightening of credit just when communities need it most.

Cheap credit makes the value of equity less volatile, hence a tightening of credit conditions will lead to higher equity volatility.»

But the recent rise in mortgage defaults and the tightening of credit have raised expectations on Wall Street that the central bank had to cut interest rates to help protect the economy and to keep financial markets stable.

Several factors have contributed to a tightening of credit availability for commercial real estate loans, including increased underwriting standards, increased regulation of banks by multiple federal government agencies, and higher compliance costs for lenders.

«Certainly, some tightening of credit standards was an appropriate response to the lax lending conditions that prevailed in the years leading up to the peak in house prices.

After the collapse of subprime lending in 2008, and the tightening of credit that followed, FHA - backed mortgages became the only game in town for many first - time home buyers.

Economic downturns have been correlated with a tightening of credit.

For a crash to occur, there would need to a sudden drop in demand, such as a fairly quick rise in interest rates or significant a tightening of credit standards.

Tightening of credit for house purchases.

The tightening of credit markets has challenged the expansion for traditional 5 star hotel brands and created a niche for the Pullman Brand to expand.»

The Society for Motor Manufacturers and Traders, whose data is being quoted, appears to be laying the blame on a combination of Brexit - driven consumer insecurities, a tightening of credit available for auto loans, and uncertainty over government diesel policy.

When market conditions show negative response to fluctuations, one of the adverse effects the economy bears is a tightening of credit conditions.

Several factors have contributed to a tightening of credit availability for commercial real estate loans, including increased underwriting standards, increased regulation of banks by multiple federal government agencies, and higher compliance costs for lenders.

Now, it's more acceptable due to the tightening of credit; however, you should have a game plan if you decide to go this route.

We have seen the tightening of credit through higher effective minimum credit scores for FHA and conventional conforming loans.

However, if the result is a tightening of credit as lenders pull back from offering loans that would create greater risk of litigation, the CFPB may need to quickly revisit the rule to avoid harming the housing recovery.»

With the tightening of credit over the last few years by banks, more potential buyers find they are being shut out of home ownership, unable to obtain financing for their home purchase.

About 33 percent point to their credit history as posing the biggest challenge in qualifying for a mortgage, while others are concerned about the tightening of credit that make it too difficult to qualify in general, according to the latest Fannie Mae National Housing Survey.

But besides the tightening of credit, concerns over employment is also keeping many out of the market.

The tightening of credit standards continues to be a major obstacle for many buyers.