Sentences with phrase «tighter lending standards»

Getting a business loan is a major hurdle facing small businesses, mainly due to tight lending standards by banks.

On net, 1.3 % of all banks reported tighter lending standards.

When looking to launch businesses, they often faced tighter lending standards and had to visit multiple banks to find willing lenders.

The combination of higher interest rates and tighter lending standards contributed to the share of new loans that are interest - only falling comfortably below the 30 per cent limit.

Given falling prices and very low yields together with tighter lending standards, we should likely see falling investor demand.

The higher rates add a cushion and help relax the very tight lending standards buyers are running into now.

The housing crash and ensuing tighter lending standards, as well as the prevalence of foreclosures and short sales, have made the average transaction harder to navigate without expert help.

Getting a business loan is a major hurdle facing small businesses, mainly due to tight lending standards by banks.

Upon initiating coverage this year, Fred Westra of Industrial Alliance Securities wrote, «alternative lenders will experience a golden age» as tighter lending standards for banks push more customers their way.

Even after two years of tighter lending standards for commercial real estate, banks apparently don't feel the belt is tight enough and expect to take it in another notch in...

Such remarkable interest rates and affordable prices, should have qualified buyers in the market for a home excited about their options, but unfortunately overly tight lending standards are making the process very difficult.

«Decelerating revenue growth is insufficient to offset rising rates and tighter lending standards headwinds.

As tight lending standards continue to lock many would - be buyers out of the market, one company plans to crack open the door to homeownership by providing crowdfunded down payment assistance from investors in exchange for a slice of a buyer's home equity.

For FHA borrowers and homeowners, this translates into tighter lending standards and increased loan requirements.

Tighter lending standards require higher credit scores and larger down payments, especially for jumbo loans, and these take time to build.

Lenders implemented tighter lending standards in recent years, and appraisers must be able to conduct independent and impartial valuations due to increased government regulations.

The net change is calculated by subtracting the share of banks reporting tighter lending standards from the portion reporting easier standards.

A lower HCAI indicates that lenders are unwilling to tolerate defaults and are imposing tighter lending standards, making it harder to get a loan.

This decline in the serious delinquency rate among more recent vintages of mortgage originations partly reflects tighter lending standards as represented by credit scores associated with mortgage originations.

The answer is, they're not faring well because of tight lending standards, uncertainty in the market, and a shortage of homes for sale, among other things.

January 10, 2013 • The Consumer Financial Protection Bureau's new rules that are scheduled to be released Thursday come at a time when regulators and banks are trying to find a middle ground between overly lax and overly tight lending standards.

Many homebuyers now and into the foreseeable future will face tight lending standards and the need to improve their credit score to get pre-qualified or pre-approved for mortgages.

Tighter lending standards by banks have shrunk the traditional mortgage business.

In contrast, 13.9 % of other, smaller banks reported tighter lending standards on net largely because none of these banks eased their lending standards on loans secured by multifamily residential properties over the past 3 months.

Rental demand is high, as tight lending standards and muted wage gains continue to sideline many households from buying homes, The Wall Street Journal reports.

Tighter lending standards are also forcing dreamers out of the market.

Notably, government budget cuts and tight lending standards have restricted spending, hurting construction markets that are responsible for 25 % of Europe's total consumption.

Tighter lending standards and stricter regulations will slow the U.S. economy and force the Federal Reserve to cut interest rates «significantly».

The nosedive in stocks has also discouraged consumer spending as have mounting layoffs (Chart 5), maxed out credit cards and tighter lending standards and weak consumer confidence.

However with today's tighter lending standards, you may not have low documentation type loans available to you without proving a substantial amount of equity in the transaction.

Good score — However, with today's tighter lending standards, there are less products available to meet the unique needs of borrower.

Some policy makers, led by Fed Chairman Ben Bernanke, have repeatedly urged lenders to lay down the law on the tight lending standards that have made it difficult for home buyers with moderate credit and income to qualify for mortgages.

«However, it seems likely at this point that the pendulum has swung too far the other way, and that overly tight lending standards may now be preventing creditworthy borrowers from buying homes, thereby slowing the revival in housing and impeding the economic recovery.»

Tighter lending standards are also forcing dreamers out of the market.

Many credit card issuers say that the higher interest rates are unavoidable because of the tight lending standards that the lenders are now operating under.

With lower mortgage rates and tighter lending standards, the «pushing on a string» phenomenon reappears.

Tighter lending standards and heightened concern about mortgage fraud also mean more time - consuming paperwork, says Tracey Rumsey, a mortgage loan broker with Southwest Business Corp. in Bountiful, Utah, and author of Saving the Deal (AMACOM, 2008).

Most entered the business after the financial crisis, with distressed sales, low inventories, and tight lending standards as their reality.

NAR says their latest research shows that tight lending standards are keeping many qualified buyers from reaching their dreams.

Plus, tight lending standards are forcing some potential home buyers to sit on the sidelines and rent until lenders loosen up.

Remember, there are fewer buyers right now, as a result of soaring unemployment and tighter lending standards.

«It seems likely at this point that the pendulum has swung too far the other way, and that overly tight lending standards may now be preventing creditworthy borrowers from buying homes, thereby slowing the revival in housing and impeding the economic recovery.»

Chairman Bernanke's comments contained a clear message: tight lending standards that emerged after the housing boom are now holding back the housing market recovery and the economy as a whole.

Getting a business loan is a major hurdle facing small businesses, mainly due to tight lending standards by banks.

Citing NAR's monthly Realtors ® Confidence Index, which has decreased this year while consumer confidence has risen, Yun said Realtors ® are generally optimistic, but certain factors such as inventory shortages in parts of the country and tight lending standards may be playing a role in their recent dip in confidence.