If the policyholder commits suicide within 12 months from the commencement of the policy, then 80 % of the premiums paid
till the death date will be given to the nominee.
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a.
Death Benefit (other than death due to Accident)-- During Waiting period of 90 days: In case of the death (other than due to Accident) of the Life Insured during the Waiting Period of 90 days, the Death Benefit payable will be 100 % of premiums paid till the date of death, exclusive of applicable t
Death Benefit (other than
death due to Accident)-- During Waiting period of 90 days: In case of the death (other than due to Accident) of the Life Insured during the Waiting Period of 90 days, the Death Benefit payable will be 100 % of premiums paid till the date of death, exclusive of applicable t
death due to Accident)-- During Waiting period of 90 days: In case of the
death (other than due to Accident) of the Life Insured during the Waiting Period of 90 days, the Death Benefit payable will be 100 % of premiums paid till the date of death, exclusive of applicable t
death (other than due to Accident) of the Life Insured during the Waiting Period of 90 days, the
Death Benefit payable will be 100 % of premiums paid till the date of death, exclusive of applicable t
Death Benefit payable will be 100 % of premiums paid
till the
date of
death, exclusive of applicable t
death, exclusive of applicable taxes.
During this period, 100 % of premiums paid
till the
date of
death (excluding any taxes) will be payable as Death Ben
death (excluding any taxes) will be payable as
Death Ben
Death Benefit.
Get Higher of Sum Assured on Maturity or 11 times the base annualized Premium or 105 % of premiums paid
till date of
death, in case of an unfortunate event of
death of the life insured.
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In case of
death of the insured during the tenure of the plan, the basic Sum Assured chosen at the time of buying the plan is paid subject to a minimum of 105 % of all premiums paid
till the
date of
death.
In case of the insured dying, higher of the Fund Value or 105 % of premiums paid
till the
date of
death or (0.5 * annual premium * term) is paid to the nominee
On
death before the vesting period, higher of the fund value or 105 % of premiums paid
till the
date of
death is paid to the nominee who can either avail the
death benefit in lump sum or avail annuity from it.
Under this LIC child plan, in case of
death post the deferment period, the Sum Assured on
death which is higher of 125 % of the chosen Sum Assured or 10 times the annual premium, vested simple reversionary bonuses and a Final Additional Bonus, if any, is paid subject to a minimum of 105 % of all premiums paid
till the
date of
death
The Guaranteed
Death Benefit is expressed as 105 % of all premiums paid, including any top - up premiums till the date of d
Death Benefit is expressed as 105 % of all premiums paid, including any top - up premiums
till the
date of
deathdeath.
In any case, the
death benefit paid to the nominee should not be lower than 105 % of the total premiums paid
till the
date of
death.
Under this LIC child plan, in case of
death post the deferment period, the Sum Assured on
death which is higher of the chosen Sum Assured or 10 times the annual premium, vested simple reversionary bonuses and a Final Additional Bonus, if any, is paid, subject to a minimum of 105 % of all premiums paid
till the
date of
death
The Guaranteed
Death Benefit is defined as higher of 11 times the annual premium or 105 % of the total premiums paid till the date of death or the Guaranteed Maturity Sum Assured chosen at the time of inception of the
Death Benefit is defined as higher of 11 times the annual premium or 105 % of the total premiums paid
till the
date of
death or the Guaranteed Maturity Sum Assured chosen at the time of inception of the
death or the Guaranteed Maturity Sum Assured chosen at the time of inception of the plan.
In case the child dies during the deferment period, the premiums paid
till the
date of
death are returned because the life cover is not applicable during that period.
In case of
death of the insured during the tenure of the plan, the Death Benefit is paid which is higher of the Sum Assured or 10 times the annual premium paid or 105 % of total premiums paid till the date of death or the maturity Sum As
death of the insured during the tenure of the plan, the
Death Benefit is paid which is higher of the Sum Assured or 10 times the annual premium paid or 105 % of total premiums paid till the date of death or the maturity Sum As
Death Benefit is paid which is higher of the Sum Assured or 10 times the annual premium paid or 105 % of total premiums paid
till the
date of
death or the maturity Sum As
death or the maturity Sum Assured
In case of
death of the insured during the tenure of the plan, the
death benefit will be payable which will be higher of the Sum Assured or 10/7 times the annual premium paid depending on the age of the policyholder or 105 % of all premiums paid
till the
date of
death.
The nominee can avail the
death benefit in lump sum or choose to receive the monthly Family Income Benefit of 1.5 % of the Sum Assured as and when it accrues, i.e. following the
date of
death of the insured
till the end of the tenure.
The
death benefit can not be lower than 105 % of the total premiums paid
till the
date of demise.
On
death, higher of the basic Sum Assured including top - up Sum Assured net of partial withdrawals or the Fund Value including top - up fund value or 105 % of all premiums paid
till the
date of
death
The Sum Assured on
death is higher of 10 times the annual premium or 105 % of all premiums paid
till death or the SA as on the
date of
death for regular pay plans.
In case of
death of the insured during the plan tenure, the
death benefit is higher of the basic Sum Assured net of partial withdrawals or the Fund Value including loyalty additions or 105 % of all premiums paid
till the
date of
death
In case of
death of the insured during the plan tenure, a
death benefit which is higher of the minimum Sum Assured or 10 or 7 times the annual premium paid depending on the age of the policyholder is payable to the nominee subject to a minimum of 105 % of all premiums paid
till the
date of
death
In case of
death of the insured during the plan tenure, the
death benefit is higher of the basic Sum Assured including top - up Sum Assured or the Fund Value including top - up fund value or 105 % of all premiums paid
till the
date of
death
The
death benefit payable will be the amount higher of the Sum Assured or 10 times the annual premium or 105 % of total premiums paid
till the
date of
death for regular premium payment option and higher of Sum Assured or 125 % of the Single Premium paid under the Single Premium payment option.
In case of
death of the insured during the plan tenure, the
death benefit payable is higher of the basic Sum Assured or the Fund Value subject to a minimum of 105 % of all premiums paid
till the
date of
death
In case of
death of the insured during the plan tenure, the
death benefit is higher of the basic Sum Assured including top - up Sum Assured net of partial withdrawals or the Fund Value including top - up fund value or 105 % of all premiums paid
till the
date of
death
In case of
death of the insured during the tenure of the plan, higher of the available Sum Assured as on the
date of
death or 10 times the annual premium or 105 % of all premiums paid
till death is payable to the nominee
In case of
death of the insured, the
death benefit paid will be higher of the Sum Assured or the maturity Sum Assured or 10 times the annual premium paid or 105 % of all premiums paid
till the
date of
death.
In case of
death of the insured during the tenure of the plan, higher of the Guaranteed Sum Assured on
death or 10 or 7 times the annual premium depending on the age of the insured is paid along with the vested bonuses subject to a minimum of 105 % of all premiums paid
till the
date of
death.
In case of
death of the insured, the
death benefit paid will be higher of the Maturity Sum Assured or 10 times the annual premium paid or 105 % of all premiums paid
till the
date of
death.
The
death benefit under any case shall not be lower than 105 % of all premiums paid
till the
date of
death.
With this element, on
death or incidental lasting aggregate handicap of the life guaranteed, every single future premium will be waived and the arrangement will proceed
till the development
date.
In case of
death of the insured during the tenure of the plan, higher of the chosen Sum Assured or 10 times the annual premium is paid to the nominee subject to a minimum of 105 % of all premiums paid
till the
date of
death.
If
death occurs, the Sum Assured on
death is payable which is higher of the Sum Assured or 10 times the annual premium or 105 % of all premiums paid
till the
date of
death and the vested reversionary bonuses with any Terminal Bonus
In case of
death of the insured during the tenure of the plan, a benefit higher of 10 times the annual premium or base Sum Assured or minimum guaranteed Maturity Sum Assured or 105 % of all premiums paid
till the
date of
death is payable along with the vested reversionary bonuses.
In case of
death of the insured, the
death benefit paid will be higher of the Sum Assured or 10 times the annual premium paid or 105 % of all premiums paid
till the
date of
death.
On
death of the insured during the tenure of the plan, higher of the basic Sum Assured including any top - up Sum Assured or 105 % of all premiums paid
till the
date of
death is paid immediately to the nominee.
In case of
death, higher of the Sum Assured or 10 times the annual premium including the vested bonus, interim bonus and terminal bonus, if any is paid subject to a minimum of 105 % of the total premiums paid
till the
date of
death.
Under the Classic Waiver option, the
death benefit will be higher of the Sum Assured on Maturity or 10 / 7 times the annual premium depending on the age of the policyholder or 105 % of all premiums paid
till the
date of
death.
For age at entry less than 45 years, higher of (i) 10 times Annualised Premium *, (ii) 105 % of total premiums paid
till date of
death or (iii) Sum Assured
In case of
death of the insured during the tenure of the plan, the Sum Assured is payable to the nominee subject to a minimum of 105 % of all premiums paid
till the
date of
death.
Death benefit payable will be higher of the Sum Assured or 10 times the annual premium or 105 % of total premiums paid till the date of
Death benefit payable will be higher of the Sum Assured or 10 times the annual premium or 105 % of total premiums paid
till the
date of
deathdeath
In case of
death higher of the Sum Assured on maturity or 10 / 7 times the annual premium including the guaranteed additions, vested bonuses and terminal bonus, if any, is paid subject to a minimum of 105 % of all premiums paid
till the
date of
death
And, if the insured commits suicide within the first year of plan renewal, then a higher of Surrender Value on
death and 80 % of premiums paid
till date shall be payable.
The
death SA can be taken either in lump sum or 100 % of the base SA is payable on
death and GMM * Base SApayable on the maturity
date and 2 % of the base SA to be paid in monthly instalments from
death till maturity
date for a minimum of 36 months
In the result of the unfortunate
death of the policyholder, the nominee will get the corpus (
till the
date of the
death).
Even in case of
death of the Life Assured, the Maturity Benefit will be payable if all Installment premiums due
till date of
death of the Life Assured have been received in full.
Total premiums paid compounded monthly at 1 % p.a. interest plus accrued guaranteed additions plus accrued bonuses
till the
death of
death, OR 105 % of all premiums paid
till the
date of
death Upon
death of the policyholder, the nominee shall have the option to