The reason why money back policy is important is that it provides funds on regular intervals after a certain period of
time till the end of the policy term.
Here, Guaranteed Addition = Guaranteed Addition of 2 % of the Base Sum Assured is accrued to your Policy at the end of each Policy
Year till the end of the Policy Term Guaranteed Maturity Addition = 2 % * Base Sum Assured * Policy Term For self starter option, you receive a single lump sum to fund your child's education.
If opted for monthly option, then the beneficiary will receive income from the date of
death till the end of policy tenure, subject to a minimum guaranteed 36 monthly installments
Loyalty Benefit is a special benefit paid to you as a percentage of sum assured on maturity if you have paid all applicable premium amounts and
stay till the end of your policy term.
If the insured is diagnosed with carcinoma in situ and provided that the policy is still in effect and premiums paid up to date, all future premium payments will be
waived till the end of the policy term.
In the event of death of the policyholder, the future premiums are waived off through the inbuilt Waiver of Premium rider but the policy continues to
run till the end of policy term
You can opt to cover your spouse in the same plan and also have the option to choose return of premiums on survival
^ till the end of the policy term, making this a truly flexible offering
DHFL Pramerica Family Income Plan is a decreasing term plan offered by DHFL Pramerica Life Insurance wherein the death benefit may either be payable in a lumpsum to the nominee or in equal monthly
installments till the end of the policy tenure.
On death of the life assured during the policy term, company pays chosen monthly benefit, increasing at 5 % every policy year to the
nominee till the end of policy term or 5 years, whichever is later.