Sentences with phrase «time guarantee insurance»

Don't worry if your flight or baggage is delayed, take it easy with Baggage Delay & 1 hour On - time Guarantee Insurance.

Not exact matches

Small firms often have no set limit on sick days and no insurance for long - and short - term disability, so they resist a request for paid time off they deem dubious, or to guarantee leave - takers their jobs back after an extended absence.

California licensed cannabis companies are now able to buy commercial insurance from a state - guaranteed insurer for the first time, California Insurance Commissioner announced on insurance from a state - guaranteed insurer for the first time, California Insurance Commissioner announced on Insurance Commissioner announced on Thursday.

As with other whole life insurance policies, guaranteed issue policies will build a cash value over time and coverage lasts as long as you continue to pay the premiums.

A guaranteed universal life insurance policy might be four times the cost of a term policy with similar coverage, while a whole life policy could easily be 10 times the cost.

But in exchange for providing this guarantee, the life insurance company requires a minimum time commitment of usually seven to nine years to custody the account.

Corporate loan books are in excellent shape and residential mortgages, if times get really tough, are guaranteed with CMHC insurance.

Lifetime Foundation is an innovative permanent life insurance product that provides a flexible death benefit guarantee that adjusts over time.

For the first time, the Treasury Department rushed to guarantee the principal in money funds that bought into a temporary insurance program.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

It usually involves filling in a packet of paperwork (you'll write your name and address about five times) and covers everything from your medical history to health insurance, liability waivers to payment guarantees.

David Lloyd - George, Chancellor of the Exchequer, has just introduced National Insurance, a government scheme that for the first time will guarantee some income for old people.

The life insurance company may contact you if you're the beneficiary, but that could take time and it's not guaranteed if the insurer doesn't know the policyholder is dead.

A guaranteed universal life insurance policy might be four times the cost of a term policy with similar coverage, while a whole life policy could easily be 10 times the cost.

At heart, an annuity is a form of insurance that helps you get more spending income from your savings while you're alive while also guaranteeing that you'll still have money coming in even if you stay alive a long, long, long time.

Mortgage loan insurance is not to be confused with mortgage life insurance which guarantees that your remaining mortgage at the time of your death will not be a burden to your estate.

My husband has ALS not sure how much time he has left can I get guaranteed issued life insurance for him

As with other whole life insurance policies, guaranteed issue policies will build a cash value over time and coverage lasts as long as you continue to pay the premiums.

Prime Time Contract: This is a guaranteed auto insurance renewal program designed for GEICO customers who are over 50 years old.

You can choose whether to receive guaranteed payments for life, for a set period of time — or both.Guarantees apply to certain insurance and annuity products and are subject to product terms, exclusions and limitations and the insurer's claims - paying ability and financial strength.

An innovative permanent life insurance product that provides a flexible death benefit guarantee that adjusts over time

Lifetime Foundation is an innovative permanent life insurance product that provides a flexible death benefit guarantee that adjusts over time.

To be sure, there's no guarantee that an insurance company's rating won't slip over time.

The cash value is basically an investment account inside your whole life insurance policy that grows at a guaranteed rate over time.

Though the VA doesn't require private mortgage insurance, it does charge a one - time «funding fee» of 2.15 % of the amount guaranteed.

Beware of rising insurance charges: If you choose a universal policy, be sure the cost of insurance charges are guaranteed to stay the same over time.

Eligibility for rewards may change over time and are not guaranteed over the full life of the insurance policy.

You believe that you would outlive a term life insurance policy and want something that will grow over time that has certain guarantees like cash value growth and death benefit

Although term life insurance does provide a guaranteed death benefit for a period of time, the nerds (actuaries) at the home offices of the major insurance companies know very well you will likely never cash in on the death benefit of a term life policy.

In exchange for a lump - sum premium, the insurance company promises to give you a steady, guaranteed paycheck for life (or a certain period of time, a less - common version of the product).

Guaranteed Renewable: An insurance policy provision that guarantees an insurance policy will continue in force provided the policy premiums are paid on time.

If you are allowed behind the wheel due to a hardship license and / or an SR 22 form (which guarantees insurance coverage for a period of time), then you will be able to get car insurance.

Such provisions, called guaranteed insurability riders or guaranteed purchase options, provide for the purchase of additional insurance at certain times in the future, regardless of any changes in health.

Guaranteed Insurability: An insurance policy provision that allows the insured to buy additional fixed amounts of life insurance at fixed time intervals without evidence of insurability.

Guaranteed Term Life Insurance A type of renewable term life insurance that remains in force provided the policy premiums are paidInsurance A type of renewable term life insurance that remains in force provided the policy premiums are paidinsurance that remains in force provided the policy premiums are paid on time.

A contract with a life insurance company that provides a guaranteed stream of income payments for a fixed period of time or life (or both) beginning at a specified date years in the future.

For life insurance policies that pay death benefits in the form of a lifetime payout, the portion of the payout that is not subject to tax if the policy has no refund provision or stated time period guarantee which is determined by dividing the amount of the death benefit by the life expectancy of the beneficiary.

Because annuities can be designed to offer timed payouts, guarantees on principal, as well as investment gains, and were already being offered by insurance companies, they quickly became the preferred vehicle to implement structured settlements.

A contract usually sold by life insurance companies that guarantees an income to the beneficiary or annuitant at some time in the future.

In return for a lump sum from your super or other savings, a life insurance company promises to pay you a guaranteed income for a period of time, or for the rest of your life.

In addition to the higher premiums, one of the main drawbacks to a guaranteed issue life insurance is that your beneficiaries wouldn't receive a full death benefit until your policy has been in force for a specific length of time (typically between one or two years, depending on the life insurance company).

Jeremy Hallett, founder of online insurance marketplace Quotacy, said in an interview that premiums are typically 10 times higher for whole life policies than they are for term life policies with the same death benefit because permanent insurance provides coverage for life with guaranteed level premiums.

Permanent life insurance also guarantees a death benefit to your beneficiaries for as long as you maintain your policy, not just for a fixed period of time.

Instead of comparing policies and shopping around for the best deal each time you plan a trip, annual multi-trip insurance guarantees that you have the right coverage in place all year round.

Let me educate you: RESP's in Canada include 60 + providers, most of which are banks and financial institutions (life insurance & investment companies) the majority of which will invest your savings into mutual funds — there are no guarantees with these, your principal could be lost and your grant too & if your child doesn't pursue post-secondary education, you would have to pay the government grant back out of your own pocket — also the fees associated with these are called MER's (management expense ratios) which compund over time and will usually eat up as much as 1/3 of your investment.

With the guaranteed issue plans, you can get life insurance coverage in a fraction of the time.

Designed to prevent the risk of outliving your income, annuities work by giving a lump sum or series of payments to an insurance company, and in return, the insurer agrees to pay you a guaranteed income for a certain length of time (or even for the rest of your life).

If you are purchasing a time life insurance policy, be sure to request inclusion of the guaranteed renewal clause.

Death benefits for Gerber life insurance college plan range from $ 10,000 to $ 150,000 which are guaranteed when the policy matures, this assumes you pay all of your premiums on time.

Many permanent life insurance options include a guaranteed minimum death benefit and feature cash value growth over time.