Sentences with phrase «time and expense down»

An attorney who will help you prepare for divorce can save you significant time and expense down the road.

Not exact matches

Get your expenses down as low as possible, figure out your monthly burn, get a part - time job anywhere that helps alleviate the financial pressures and start designing your new life.

Sit down with your credit card bills and bank statements and track how much you spend across each category annually, including rent, food, and all of those one - time irregular expenses.

Our debt balance as of March 31, 2018, was $ 348 million, down from $ 780 million at loan origination in April 2016; our debt to Adjusted EBITDA ratio is well below one times; and we have reduced our non-GAAP interest expense by over 70 % since origination on an annualized basis.»

Couples who are strapped for time and weighed down by costly fixed expenses need more than a personal finance pep talk: They need a plan.

Because so many small businesses tend to be seasonal, it makes sense to clamp down on expenses and manage finances when times are lean, but it's just as important to be mindful of expenses and prepare for those lean times when business is booming and cash flow is good for a seasonal small business.

It might happen when we get our first paycheck and realize how many times we need to divide it to cover all of our expenses — and also put some savings aside and pay down any student debt, and, oh, don't forget the 401 (k).

We haven't been that extreme in a long time, but we do continue to look for ways to cut down on home expenses and save money.

When cornered on the big bang they have no answer though hundreds of billions have been spent, insane amounts of computing power and time, no expense spared after ALL these decades, the best they have is that the laws of physics must have broken down and even THEN they cant compute it and STILL... they do nt even consider the factor of «God»

Genesys Systems» client experienced an increase in product yields and a consistent flow of product into their Tipper - Tie machines, reducing down time and operating expenses.

Along the way, Warnock points the finger of blame at: Gareth Southgate, Rafa Benàtez and Alex Ferguson, for all playing weakened teams in their respective clubs» matches against United's relegation rivals; the officials who allowed West Ham to win at Blackburn with a «goal» that didn't cross the line; Times journalist Pete Lansley, for upsetting goalkeeper Paddy Kenny by asking about his troubled personal life in an interview; the FA («rank amateurs»), for not punishing West Ham for fielding two ineligible players, Carlos Tevez and Javier Mascherano; and finally David Unsworth, for contriving a costly penalty miss for United against Blackburn midway through the season but then scoring from the spot at Bramall Lane for Wigan in the game that sent the Blades down at the Latics» expense.

Many of her other expenses probably seem a little more reasonable though, including «nursing bras and tops that flip down or pull aside for easier access; a nursing smock for modesty in public; reusable and disposable pads to keep milk from leaking at inopportune times; hands - free bras so I could work while pumping milk.»

There were some downsides: I was a little distracted knowing my daughter was down the hall, I didn't get the «me time» that I would have had if I traveled by myself (not to mention she still woke up at least once per night at that age) and of course, the expense to bring two people with you (though she was still a lap baby and we all shared a hotel room).

Since his time in office, Astorino has helped to bring the tax levy down 2 % by cutting expenses in each department, restructuring and eliminating some positions.

They said companies who can save a small percentage of time and personnel expense in avoiding bad code early in the process could yield big results down the road.

So it seems to me that, understanding the pain and the expense that afflicts my neighbor when she falls ill is going to take its toll on me somewhere down the line, the only way to deal with health care on a national basis is to provide for my neighbor in her time of need -LSB-.

It cuts down on time and expenses.

Probably partly for that reason, his style eschews the most prevalent annoying tic of contemporary directors (let's call it the Zack Snyder effect), who've gotten in the habit of ramping frame rates up and down within action scenes — sometimes within a single shot — to exploit admittedly - beautiful combat - porn imagery at the expense of any sense of timing and rhythm.

The techniques can be used to cut down the cost, time and expense of some real - world trips while expanding the number of possible field - trip - like experiences.

It's not so much the expense of repairs, but the time required when a truck breaks down and needs to be in the shop, as well as the hassle of booking and taking it to the shop.

Now as the design matures, process improvement, discount from vendors and materials goes down over time... so does the expense of the phone.

The key is to keep your costs down and use the time and energy you do have, when you can, in place of direct expenses.

Now that you have your known and unknown expenses written down, it is time for a savings account!

We both took on part - time jobs along with our full - time jobs and used any extra money after living expenses to pay down our debt.

It also takes less time and effort than some traditional budgets, where you plan every expense down to a specific category.

For when you want to save money in college: 10 Ways to Reduce Your College Expenses Live at Home While in College to Reduce Debt Use Summer / Winter Courses to Save Time (and Money) in College Use Work Study to Pay Down Your Debt While in College

You need to budget, and maintain a buffer of cash to ride out the down market times as well as day to day living expenses, and emergencies.

Rounding expenses and deposits down in a check register can lead to surprising savings after a very short period of time.

They may go up and down over time, but compared to the variable expenses (which change a lot in the short - run) they remain the same most all the time.

And that can drastically cut down on those little expenses that add up over time.

Some other types of typical home loans may offer a low or lack of down payment, but this often comes at the expense of a low interest rate, and home buyers will wind up paying even more than the amount of the down payment over time in interest.

If the time comes down to budgeting and after doing your monthly budget the money coming in can't cover the expenses going out you may have to make some financial decisions.

FHA mortgage loan programs offer first time buyers and moderate income borrowers mortgages with low down payments and flexible credit guidelines, but there are additional ongoing expenses including property taxes, hazard insurance, and the annual mortgage insurance premiums required by FHA.

Try looking for a part - time job to supplement your income and pay down your expenses without incurring late payments.

This of course simplifies the added expense of taxes and insurance on a larger house, but the fact remains that your increasing equity allows you to get a bigger house for your monthly payment as you «upgrade» over time... as long as home prices don't go down...

«And we assumed the daycare expenses go down each year and end at age 12, by which time most kids are coping on their own, being cared for by an older brother or sister, or have another arrangement.&raqAnd we assumed the daycare expenses go down each year and end at age 12, by which time most kids are coping on their own, being cared for by an older brother or sister, or have another arrangement.&raqand end at age 12, by which time most kids are coping on their own, being cared for by an older brother or sister, or have another arrangement.»

If they were down, or crashing, during this time frame, then the mutual fund would probably have outperformed the ETF by a huge margin (instead of just barely - which was driven mostly by minor differences in fees and expenses).

Even though both of these loan products are first time home buyer loans with zero down, there are still some out - of - pocket expenses when buying a home, i.e. earnest money, and home inspection.

The good news on testing expense is that as time goes by and the technology becomes more commonplace, it will go down.

With plenty of wedding expenses surely coming down the pike, now's a great time to make sure Lauren's earning the most — and best — points possible for their next vacation after the honeymoon!

Our total monthly expenses for two people average between # 1500 and # 2000 a month, including flights, insurance, gear, and business expenses (which are pretty low) and that's with spending a significant amount of time in expensive countries like the US, Japan, and Italy, and not trying too hard to keep our costs down.

I realize the time and expense trying to track down all the physical games would be a separate endeavor all itself.

For the first time ever, despite how many nebulous, creative and simply outrageous expenses I put down against the business as tax deductible «items and activities associated with research and materials for creating art»... I actually came up with a profit.

Finally, they realized that if they cut down on their expenses, sold off their house and stuff they didn't need, they could actually do it full - time — but comfortably in a converted van, instead of tents.

If someone in your office can locate documents or make exhibits for the expert, this will cut down on the expert's time and expenses.

MPS providers can turn the data from a print audit into an opportunity to reduce or even remove unnecessary expenses in an organisation's print infrastructure, stemming from the use of outdated machines, excessive ink, toner, and paper consumption, as well as down time and costs associated with maintenance and repairs.

Reducing the time is very difficult in a court system that positively delights in extending the time in order to grind litigants down so that they settle before reaching the government expenses of paid judges, paid court staff and paid infrastructure.

There are summary proceedings which cut down on the amount of time and expense it takes to pay creditors and to transfer assets to the estate's beneficiaries and / or heirs.

At its worst, the system would either grind down or strengthen the resolve of individuals, resulting epic battles or even dramatic capitulations in cases where simple conversation might have spared significant time and expense.

I produce high quality work product, save you valuable time and resources, and cut down on the expenses you charge to your client.