Sentences with phrase «time as the balance»

The revolving utilization ratio moves up and down over time as balances and limits fluctuate.

This means that the bank would find a daily rate by dividing the nominal rate by 365, and then compounding that miniscule interest payment 365 times as the balance in your account changed perhaps daily.

On installment loans with fixed payment schedules, interest payments will decrease over time as the balance of the loan is paid off.

The amount of interest you pay will decrease over time as the balance is paid down and the principal payment will increase.

With mortgage life insurance, the premiums may remain the same, but the value of the policy decreases over time as the balance of your mortgage declines.

It can be an anxious time as you balance support for your child with the need for her to develop independence.

Not exact matches

One - time events, such as the partial sale of Hydro One, have created the impression that balanced budgets are within reach.

At the appropriate time, the Federal Reserve will gradually sell these securities or let them mature, as needed, to return its balance sheet to a more normal size.

The surplus was still down 47 percent from a year earlier, with the trade balance remained in deficit as the yen's decline has pushed up costs of imported fuels immediately while its impact on exports will take some time to be fully seen.

Expert tip: When your large customer's procurement department says it must own all the technology created in your relationship, as well as enhancements to and development of that technology, it is time to call a well - seasoned licensing attorney to help you craft and negotiate customer license agreements and provisions that balance customer needs against possible leakage of your IP and your IP derivative works.

«In my view, the time is now for Congress to create an authority that would have as its goals both achieving financial stability and a balanced budget for the island,» Williams said, according to the Times.

Now is the time, in our view, as valuations become stretched, to begin balancing out one's factor exposures; the next large drawdown will likely create an opportunity to bank some alpha relative to traditional beta exposures.

We are all busy and have endless demands on our time even as we strive to maintain a healthy balanced lifestyle that includes our friends and family.

As the new CEO, Khosrowshahi will have to figure out how to balance and channel the energy at one of the most valuable startups ever and yet keep the ship straight at the same time.

Kim agrees: «Finding balance can be hard at first, as spending time with others can leave you feeling drained and needing a recharge.

As it is, 1,000 full - time employees in the United States and Canada surveyed by Virgin Pulse in 2015 rated work - life balance as the number one way companies can show employees they care; 40 percent said they wished their employers cared more about this balancAs it is, 1,000 full - time employees in the United States and Canada surveyed by Virgin Pulse in 2015 rated work - life balance as the number one way companies can show employees they care; 40 percent said they wished their employers cared more about this balancas the number one way companies can show employees they care; 40 percent said they wished their employers cared more about this balance.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Garnering less enthusiasm were considerations such as asset allocation strategy (balancing an investment portfolio to take into account goals, risk tolerance and length of time), with a mean of 4.7, and understanding price - earning ratios for traded stock, which saw a mean of 4.3.

Women's retirement - savings balances generally tend to be lower on average than men's, due to the ongoing gender wage gap and the fact that women are more likely than me to take time off to raise kids or act as caregivers for other friends or relatives.

He changed the way I think about my body and helped me to achieve greater levels of energy, balance, and mindfulness as a mother, two - time entrepreneur, and three - time cancer survivor.

Name: Payal Kadakia Company: ClassPass Work - life balance philosophy: I look at work - life balance as the ability to to carve out time for both your passions and your work.

Name: John Zimmer Company: Lyft Work - life balance philosophy: It's a combination of finding work that you are passionate about so you feel good about committing the time, as well as making the physical and mental time and space to be the with the people most important in your life.

The parties had been aiming to reach an agreement by the third week of October, but the review is taking a long time, particularly on the T - Mobile side of the table as deal teams comb through Sprint's off - balance sheet entities.

The hardest part of this balance — especially as a working mom of two — is finding time for friends.

Should you run into trouble or the business fail to take off as planned, and you're unable to pay back the balance on time, you'll be stuck with high interest rates.

«Lots of folks get cold feet when it comes to taking that needed three - day weekend,» Baer writes before offering common excuses we give ourselves for not taking the time we need to maintain our mental balance — such as fears it will hold back our careers or misguided notions that those with a bit of scheduling flexibility (aka freelancers and entrepreneurs) don't need to take time to themselves in the same way regular employees do.

Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.

New data from LIMRA, an association providing research and consulting to insurers, shows that just $ 30,000 in student debt can cut as much as $ 325,000 from your 401 (k) balance by the time you retire.

Malaysia's budget due at 4 p.m. local time (0800 GMT) may be the toughest yet for embattled Prime Minister Najib Razak as he struggles to balance declining oil revenues, spending priorities and a growing political scandal.

Ohanian admits that returning full - time at his venture capital firm Initialized Capital was a challenge because of the extra planning and focus that goes into balancing career ambitions with his duties as a parent.

Though they now deride the Monster.com competition as «a human auction,» at the time «they were really thrown off balance,» recalls Thomas Eisenmann, one of James's Harvard Business School professors.

First - quarter results, however, will be impacted by one - time writedowns as the banks reduce the value net deferred tax assets already held on company balance sheets.

Our debt balance as of March 31, 2018, was $ 348 million, down from $ 780 million at loan origination in April 2016; our debt to Adjusted EBITDA ratio is well below one times; and we have reduced our non-GAAP interest expense by over 70 % since origination on an annualized basis.»

They balance hectic work and home lives through a shared commitment to individual time to regenerate, as well as dedicated time together to nurture their relationship.

0.0 % intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.74 %, 16.74 % or 20.74 %, based on your creditworthiness and other factors as determined at the time of account opening.

Borrowers should keep in mind that lower interest rates at the beginning of a loan result in more actual savings than lower interest rates towards the end of a loan since the principal is lower as time goes by (interest charged is a percentage of the current loan balance).

The time to reveal your plummeting bank balance to your better half isn't the moment they walk in the door from a terrible day at work or right as they're about to peacefully drift off for the night.

Second, while the REIT sector as a whole is rather defensive, hotel REITs are highly pro-cyclical, which can add balance to a portfolio that would otherwise underperform during good economic times.

At the time outstanding loan balances are forgiven, a borrower is taxed on that amount as income.

Auto loan balances increased for the 18th straight quarter, this time by $ 39 billion, and stand at $ 1.05 trillion as of the end of September.

Think of your class as the time to find the ultimate balance — a connection between your mind and your body that can carry on through every aspect of your world.

If you've been on the site for awhile, you have a head start because we've already discussed the importance of a discipline known as asset allocation, which involves selecting among different asset classes to build a well - balanced portfolio that can weather different economic environments, tax regimes, global conditions, inflation or deflation, and a host of other variables that history has shown will fluctuate over time.

As a huge bonus, business owners who make on time payments and keep their balances low can build business credit, however it's worth noting that your payment history may be reported to personal credit reporting agencies and affect your personal credit scores.

By conducting policy in a transparent way and communicating what is important in determining the central bank's reaction function, I think policymakers can strike the best balance between a monetary policy that fully incorporates the complexity of the world as it is, while, at the same time, retaining considerable clarity about how the FOMC is likely to respond to changing circumstances.

As set forth above, as opposed to the stringent regulations in other states such as New York, and the bill proposed in the Assembly last year, which appear to deter companies from spending the time and money to pursue cutting - edge ideas, the Act appropriately balances the need for consumer protection with the desire to allow businesses to innovatAs set forth above, as opposed to the stringent regulations in other states such as New York, and the bill proposed in the Assembly last year, which appear to deter companies from spending the time and money to pursue cutting - edge ideas, the Act appropriately balances the need for consumer protection with the desire to allow businesses to innovatas opposed to the stringent regulations in other states such as New York, and the bill proposed in the Assembly last year, which appear to deter companies from spending the time and money to pursue cutting - edge ideas, the Act appropriately balances the need for consumer protection with the desire to allow businesses to innovatas New York, and the bill proposed in the Assembly last year, which appear to deter companies from spending the time and money to pursue cutting - edge ideas, the Act appropriately balances the need for consumer protection with the desire to allow businesses to innovate.

The value of the vested Account balance in the Cash Balance Plan is payable to the team member at any time after termination of employment in either a lump sum or an actuarially equivalent monthly annuity as provided under the Cash Balance Plan and as elected by the team balance in the Cash Balance Plan is payable to the team member at any time after termination of employment in either a lump sum or an actuarially equivalent monthly annuity as provided under the Cash Balance Plan and as elected by the team Balance Plan is payable to the team member at any time after termination of employment in either a lump sum or an actuarially equivalent monthly annuity as provided under the Cash Balance Plan and as elected by the team Balance Plan and as elected by the team member.

The money for all accounts with balances of less than $ 10 will be kept in short - term investments, with no advisory fee charged, until such time as your account balance reaches $ 10.

These measures would be in effect until such time as the budget reports a balance.

As incoming PM Justin Trudeau told the Financial Times «people keep telling me we have made a risky choice in this time when there is this political mantra of balanced budgets as a way to demonstrate responsible leadershiAs incoming PM Justin Trudeau told the Financial Times «people keep telling me we have made a risky choice in this time when there is this political mantra of balanced budgets as a way to demonstrate responsible leadershias a way to demonstrate responsible leadership.

Ultimately, I re-allocated myself for $ 300 per year savings, increasing over time as my investment balances increase.