The following are some of the best credit cards available to first
time credit card applicants — from college students to consumers with bad credit.
Not exact matches
Even an
applicant with a great
credit score looks risky when they start applying for several
credit cards all at one
time.
Chase Bank announced recently that, for a limited
time, it is doubling the signup bonus on Southwest Airlines
credit cards for new
applicants to 50,000.
Credit card applicants with pristine credit histories may still be surprised at the anemic credit lines offered by store - branded accounts, the New York Times re
Credit card applicants with pristine
credit histories may still be surprised at the anemic credit lines offered by store - branded accounts, the New York Times re
credit histories may still be surprised at the anemic
credit lines offered by store - branded accounts, the New York Times re
credit lines offered by store - branded accounts, the New York
Times reports.
Rates for business loans and business
card services are based on evaluation of
applicant's
credit and may be disclosed at the
time of application.
Which type of
credit card is best for a first
time applicant?
Student
credit cards do not require the
applicant to have a certain income so, many
times, students with a low monthly budget find themselves with a fast cash source that allows them to spend up to a high limit, which is way higher than they are able to pay back.
Being a secured mode of payment for both the lender and the user, they are often the best bet for first -
time -
credit -
card applicants and people looking to rebuild their
credit score.
For first -
time business
card applicants, approval will depend on your personal
credit history.
Finally, no matter how much you are struggling with your debt, it is critical that you continue to make all of your payments on
time, as only
applicants with the excellent
credit will qualify for most of these promotional
credit card offers.
Chase just limited
applicants to one personal Southwest
credit card at a
time per 24 months, so this 70,000 bonus will work in conjunction with the small business Southwest
credit card and allow you to hit the 110,000 needed for the Companion Pass even when that business
credit card bonus falls down to 40,000.
This may mean obtaining a
credit card designed for bad -
credit applicants and using it to make small purchases each month, always ensuring you pay in full and on
time.
In addition, first -
time applicants typically lack the
credit history to be approved for rewards
cards that typically require excellent
credit.
In a final push to woo US Airways and American Airline flyers to earn miles with BarclayCard, BarclayCard has announced a limited
time sign up bonus of 50,000 miles for new US Airways
credit card applicants after making a single purchase and payment of the $ 89 annual fee!
If you have my Kindle ebook (The Free - quent Flyer's Manifesto), follow the travel blogosphere, or visit forums like FlyerTalk or Milepoint, then you know that travel hackers spend a lot of
time thinking about their applications for new
credit cards, maximizing the number of miles and points we earn for each «hard»
credit pull, which in the short term reduce an
applicant's
credit score.
If your score is very good, you will not have a difficult
time receiving loans or
credit, although it still could be tough to qualify for elite level
credit cards such as travel rewards
credit cards which only accept
applicants with an excellent
credit score.
As any seasoned rewards
credit card applicant will tell you: It is far more common than you think to get hit with an approval not possible at this
time message when you go through the one - minute online
credit decision generator.
DUTIES: - Accounts Payable: In - coming / outgoing mail, approval process,
credit card grids, Quick Books input,
credit card grid processing and check processing - Retrieve items from storage as needed - Expense Report and Petty Cash Report processing - Assist with various special projects as needed - Production related duties such as: Production accounts payable bill backs - General Office: answer phones, calendar appointments, set up conference calls, scan, prepare fedex packages, file, prepare file labels.QUALIFICATIONS: - 10 key - Positive attitude - Can be trusted to keep sensitive information secure - Excellent written and verbal communication skills - Has excellent attendance and completes quality work on
time - International sales and accounts payable a plusPC SKILLS: - Experienced in MS Excel, Word, and Outlook - Advanced knowledge of QuickBooks (Enterprise) a plus We are an equal employment opportunity employer and will consider all qualified
applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status or disability.