Sentences with phrase «time deposit rates»

As personal time deposit rates tend to move more slowly than market interest rates in general, and because the W - COSI is composed of a portfolio of such deposits with different maturities, the Wachovia Cost of Savings Index lags when market rates move up or down.

Not exact matches

While deposit and checking account rates have lagged Fed hikes in the past, some industry analysts thought the increase would be quicker this time around.

Since a larger share of deposit rates are fixed than are loan rates, this will overstate the effect on cash flows over longer time horizons, though the extent of this bias has not necessarily changed over time in an obvious way.

While complicated, this system has no minimum balance requirement, so if you receive at least $ 1,000 each month from direct deposits and spend money with your debit card at least 4 to 5 times a week, you should easily qualify for the full rate.

And the reason we accept such low interest rates is that 1) we can withdraw our money at any time, and 2) our deposits are guaranteed by the FDIC up to $ 250,000.

Certificates of deposit offer a fixed rate of interest on your investment for a predetermined period of time.

A certificate of deposit is a financial product that basically gives you a guaranteed rate of return after a certain period of time has elapsed.

Fixed deposits (also known as term deposits) are similar to products like bonds and certificates of deposit that pay a certain interest rate after a set period of time.

At the same time they paid high interest rates on deposits so people kept deposits in the bank.

You can also allocate your money into certificates of deposit, which are financial products that give you a certain rate of return if you keep your money in them for a certain period of time (called a fixed term).

For example, First Community Credit Union is offering a 4 % rate up to $ 25,000 if you use their debit card 12 times a month and have either a direct deposit or ACH credit to them each month.

If such a BoJ - inspired, TLTRO - based tiered deposit system proves too complicated, an alternative option would be to introduce an extra buffer of bank reserves, up to a certain amount equivalent to 2, 3 or even 5 times required reserves, that would be remunerated at the ECB's main refinancing rate (currently +0.05 %).

And because all CDs lock up your deposit for a fixed length of time, you can also save money by studying how average CD rates have changed in the recent past.

It seems to me the market had convinced itself that the ECB was going to do lots of things: substantially increase the size of its quantitative easing (QE) program; dramatically extend the time frame of QE; and cut deposit rates significantly.

For lenders, such as banks and credit unions, cost of funds is determined by the interest rate paid to depositors on financial products, including savings accounts and time deposits.

Rate, taxes, applicable dates, advance deposit, credit guarantee and reservation cancellation policies may vary by hotel; please inquire at time of reservation.

Since the deposition rate may change over time, researchers must determine or validate the actual rate that the bands are deposited.

In the Nature study you state that previous work has not determined the impact of acidification on the ability of individual species to calcify because they measured net calcification (that is, gross calcification minus dissolution) thus failing to disentangle the relative contributions of gross calcification (the amount of carbonate deposited by an animal over time) and dissolution rates.

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Please consult your Disclosure of Products and Fees to determine whether your time deposit account has a fixed or variable rate.

Plus the option to make one additional deposit at the time of the rate adjustment.

And for those who are interested, you can also download my Bank Savings Account Tracker (Excel Spreadsheet) that will allow you to estimate how much a savings account will be worth in a one - year time period based on deposited amount, timing of the deposits, and interest rate.

The USAA Bank Adjustable Rate CD gives you an interest rate that is fixed at the time of your deposit, but with the flexibility to adjust the rate one tRate CD gives you an interest rate that is fixed at the time of your deposit, but with the flexibility to adjust the rate one trate that is fixed at the time of your deposit, but with the flexibility to adjust the rate one trate one time.

Part III (Claim for Treaty Benefits): You do not need to claim U.S. treaty benefits to obtain a reduced rate or exemption from U.S. withholding on interest on a bank deposit account or a time deposit.

There may be initiatives, such as exceptionally - high rates, by banks from time to time with the goal of attracting customer deposits, but they tend to be short - lived.

With a CD, you deposit money with a bank or credit union for a designated amount of time (the term), and you receive a specified interest rate.

Bank or Post office Time Deposits may offer you guaranteed and fixed income, but do note that the interest rates on these deposits can be lower than all the above options and also the interest income is Deposits may offer you guaranteed and fixed income, but do note that the interest rates on these deposits can be lower than all the above options and also the interest income is deposits can be lower than all the above options and also the interest income is taxable.

Once you are discharged from bankruptcy, which can happen as quickly as nine months, you can borrow again, but the bankruptcy information on your credit report generally means that the first time you borrow you may be required to provide a security deposit, or you may be charged a higher rate of interest.

Rising interest rates and explosive stock markets, it's this time when banks and financial organizations are aggressively marketing the safe investment option: Fixed deposits.

Then you also have the bank (ING) that pays a ridiculously rate and limited free ATM, but doesn't require anything to open an account and bank (EverBank) that requires high initial deposit and let you got to enjoy free ATM with even higher balance, but with a good rate for only a limited time.

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And because all CDs lock up your deposit for a fixed length of time, you can also save money by studying how average CD rates have changed in the recent past.

For example, if funds used to purchase a certificate of deposit (CD) are set to earn 4 % in interest per year and the rate of inflation for the same time period is 3 % per year, the real interest rate received on the investment is 4 % - 3 % = 1 %.

Certificates of deposit, or CDs, are fixed income investments that generally pay a set rate of interest over a fixed time period.

Dear Gopi, If the interest rates decrease, your bank's base rate will come down but how fast this happens, no one can say it exactly as banks take their own time to adjust the rates based on various parameters (ex; deposits vs advances ratio etc).

A CD is a savings account that promises a higher interest rate if you keep your funds on deposit (without any withdrawals) for an agreed - upon period of time — anywhere from six months to five years.

Its 0.10 % APY is ten times the rate for standard savings accounts at bigger banks, and can reach up to 0.50 % APY for accounts that hold at least $ 10,000 in deposits.

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Open an account: Complete a quick online application to open a checking, money market or savings, CD or IRA account and take advantage of higher deposit rates, real - time transaction processing and flexible account options.

Unsecured credit cards are «regular» credit cards that don't require you to deposit any cash with the bank as collateral against unpaid debt: you're allowed to make purchases up to your credit limit, and can pay for your purchases over time — although you'll typically pay high interest rates on any purchases you don't pay off in full each month.

Interactive Brokers calculates an internal funding rate based on a combination of internationally recognized benchmarks on overnight deposits (ex: Fed funds, LIBOR) and real time market rates as traded, measured, in the interbank short - term currency swap markets, the world's largest and most liquid market.

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If you'd like to earn a higher interest rate, you can invest your money in BDO's «time deposit» accounts, certificates of deposit savings accounts with a specified maturity date.

Currently the bank FDs and time deposits offer interest rates of around 6 to 7 % for a tenure of 6 years.

Compared to savings and money market accounts, CDs usually require that your money is deposited for a longer period of time in order to receive a favorable interest rate.

Certificates of deposit (CDs) are low - risk investment vehicles where financial institutions pledge to pay a certain interest rate in exchange for depositing money into an account for a given time period.

To qualify for a customer relationship discount, you may be required to maintain a qualifying Wells Fargo consumer checking account and make automatic payments from a Wells Fargo deposit account — if automatic payments are required but not selected, or are canceled for any reason at any time after account opening, the interest rate and the corresponding monthly payment may increase.

However, you may find that the length of term you need is not offered or the rates are «teaser» rates good — for a short time only and not always for the full life of the deposit.

The CD account offers different interest rates according to the time period for which the full amount deposited will be withheld with no liquidity.

When you buy a CD account, you deposit a sum of money into the account for a pre-determined period of time where it earns a fixed interest rate until it matures.