More from Investor Toolkit: This advisor is riding the bitcoin roller coaster It's
time for financial services firms to regain consumer trust Don't put all your financial eggs in one investment basket
In light of recent scandals, it's
time for financial services firms to actively work to win or regain consumer trust.
Not exact matches
Rowe also offers two specialized, part -
time blended online - classroom degrees, in
financial services or leadership,
for candidates who are already employed.
FORTUNE — Last week, the
Financial Times reported that Apple (AAPL) is in talks to acquire the trendy headphone and music streaming
service Beats Electronics
for $ 3.2 billion.
Macmahon Holdings has reported a net loss of $ 217.9 million
for the
financial year, on the back of impairments to its assets during what has been a tough
time for contractors and mining
services firms.
Welshpool - based Maca has posted a slight fall in profit
for the
financial year but increased revenue by 1 per cent, despite it being a tough
time for contractors and mining
services companies in the current market.
CNBC also has a vast portfolioof digital products which deliver real -
time financial market news andinformation across a variety of platforms including: CNBC.com; CNBC PRO, thepremium, integrated desktop / mobile
service that provides live access to CNBCprogramming, exclusive video content and global market data and analysis; asuite of CNBC mobile products including the CNBC Apps
for iOS, Android andWindows devices; and additional products such as the CNBC App
for the AppleWatch and Apple TV.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including
financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel,
financial condition of commercial airlines, the impact of weather conditions and natural disasters and the
financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and
services; (3) the scope, nature, impact or
timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities
for growth and innovation; (4) future
timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the
timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any
time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and
services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective
financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Half of those surveyed believe, «It is difficult to make career progression at my firm without being flexible on ethical standards,» and that «being too rigid over ethical standards will make my firm less competitive,» and «it is not realistic
for everyone working in the
financial services industry to adhere to ethical standards at all
times.»
Given that symbiotic relationship, it is important
for Englewood to work with subcontractors who have the
financial stability, manpower and expertise to deliver their
services on
time and on budget.
Some of Silicon Valley's biggest names have joined forced in an attempt to stop the U.K. introducing a new law that would greatly expand the scope
for surveillance by security
services, according to The
Financial Times.
Bradley Birkenfeld, who CNBC describes as «the most significant
financial whistleblower of all
time,» suspects that the U.S. government's intelligence
service is responsible
for leaking the Panama Papers — a collection of more than 11 million confidential documents with detailed information about offshore companies.
Uber Technologies has launched its own auto leasing subsidiary in an effort to sign up more drivers, injecting the fast - growing ride
services company directly into the
financial services sector
for the first
time.
• Nordic Capital sold Bambora, a Sweden - based payment
services company,
for an enterprise value of $ 1.5 billion ($ 1.7 billion) to Ingenico Group, according to The
Financial Times.
«
For some
time, the Internet has been aggregating people in communities,» says Chris Musto, director of
financial services and an analyst at Gomez Advisors Inc., a research firm in Lincoln, Mass., that focuses on Internet commerce.
«People have a hard
time describing it,» says Joe Scharfenberger, head of small - business
financial services for Chase Regional Banking in New York City.
Sauder, which is currently the highest ranked school in North America
for the international mobility of its graduates, according to the
Financial Times, emphasizes the importance of global experience through its course content, as well as the support
services it provides to students and graduates seeking work outside of Canada.
Additionally, Lee, who was the global diversity and inclusion officer at
financial services firm Marsh, will not be reporting directly to Khosrowshahi and Harford; she will report to Uber's chief human resources officer, Liane Hornsey,
for the
time being.
Japan's
Financial Services Agency (FSA), which had instructed Coincheck to beef up security measures prior to the theft, is still reviewing Coincheck's application
for licensure, as it had been at the
time of the heist.
(Reuters)- Music streaming
service Spotify on Wednesday filed
for a direct listing of its shares, laying out
financial data
for the first
time that cheered some analysts but led others to question how it could turn a profit from its growing subscriber base.
Our investment tools and
services help meet the needs of a broad range of investors — from the novice, first -
time investor to someone looking
for the ongoing advice of a
financial professional.
Another option would be to see if your plan has an advice
service, where you can get individualized advice
for your specific
time frame and
financial profile.
Financial stress sweeps over the United States during this
time of year, with people rushing to fit into their accountants» jam - packed schedules to get their taxes in order and ready
for the Internal Revenue
Service (IRS).
In «Opening up New Trade Routes
for Financial Services: Canada's Priorities,» authors Daniel Schwanen, Dan Ciuriak and Jeremy Kronick provide, for the first time, a ranking system to assess the best potential markets for Canadian financial services firms to either deliver services directly across borders or deliver them by investing and operating in those
Financial Services: Canada's Priorities,» authors Daniel Schwanen, Dan Ciuriak and Jeremy Kronick provide, for the first time, a ranking system to assess the best potential markets for Canadian financial services firms to either deliver services directly across borders or deliver them by investing and operating in those
Services: Canada's Priorities,» authors Daniel Schwanen, Dan Ciuriak and Jeremy Kronick provide,
for the first
time, a ranking system to assess the best potential markets
for Canadian
financial services firms to either deliver services directly across borders or deliver them by investing and operating in those
financial services firms to either deliver services directly across borders or deliver them by investing and operating in those
services firms to either deliver
services directly across borders or deliver them by investing and operating in those
services directly across borders or deliver them by investing and operating in those markets.
Robert has a strong grounding in
financial services and market temperament and in depth knowledge of investment banking and wealth management products, which was reinforced during his
time as the Director, US Convertible Securities Sales
for the Bank of Tokyo - Mitsubishi UFJ.
According to Genworth
Financial's Cost of Care Survey
for 2017, the annual median cost of
services increased by an average of 4.5 percent in 2017 from the prior year, the second - highest year - over-year increase since the study began in 2004 and nearly three
times the overall rate of inflation.
Titled, «From Hype to Reality: Developing a Pragmatic Approach to Blockchain in
Financial Services,» Finextra offers good advice
for these trying
times: keep calm and carry on.
This is also happening at a
time when institutional investors are thinking twice about allocating money to hedge funds, which didn't provide much in the way of diversification when the markets tumbled during the
financial crisis yet charged famously high fees
for their
services.
This news release contains forward - looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995 and Canadian securities laws, including statements regarding: BlackBerry's expectations regarding new product initiatives and
timing, including the BlackBerry 10 platform; BlackBerry's plans and expectations regarding new
service offerings, and assumptions regarding its
service revenue model; BlackBerry's plans, strategies and objectives, and the anticipated opportunities and challenges in fiscal 2014; anticipated demand
for, and BlackBerry's plans and expectations relating to, programs to drive sell - through of the company's BlackBerry 10 smartphones; BlackBerry's expectations regarding
financial results
for the second quarter of fiscal 2014; BlackBerry's expectations with respect to the sufficiency of its
financial resources; BlackBerry's ongoing efforts to streamline its operations and its expectations relating to the benefits of its Cost Optimization and Resource Efficiency («CORE») program and similar strategies; BlackBerry's plans and expectations regarding marketing and promotional programs; and BlackBerry's estimates of purchase obligations and other contractual commitments.
This news release contains forward - looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995 and Canadian securities laws, including statements regarding: BlackBerry's expectations regarding new product initiatives and
timing, including the BlackBerry 10 platform; BlackBerry's plans and expectations regarding new
service offerings, and assumptions regarding its
service revenue model; BlackBerry's plans, strategies and objectives, and the anticipated opportunities and challenges in fiscal 2014; anticipated demand
for, and BlackBerry's plans and expectations relating to, programs to drive sell - through of the Company's BlackBerry 7 and 10 smartphones and BlackBerry PlayBook tablets; BlackBerry's expectations regarding
financial results
for the second quarter of fiscal 2014; BlackBerry's expectations with respect to the sufficiency of its
financial resources; BlackBerry's ongoing efforts to streamline its operations and its expectations relating to the benefits of its Cost Optimization and Resource Efficiency («CORE») program and similar strategies; BlackBerry's plans and expectations regarding marketing and promotional programs; and BlackBerry's estimates of purchase obligations and other contractual commitments.
For instance, the
service securely connects with your bank, credit card, PayPal and 10,000 other
financial institutions to automatically download and import expenses, deposits and other
financial data in real
time.
Abu Dhabi's
Financial Services Regulatory Authority (FSRA), have recently released guidelines related to digital currencies and ICOs
for the first
time.
I am a former hedge fund manager / analyst that is starting a
service for small institutions and high net worth individuals whereby global value ideas from a variety of sources (primarily other value managers, news, public filings, blogs, assorted research
services) are «curated», vetted, and presented in summary form with pertinent
financials real -
time.
«Congress ought to spend its
time addressing the student loan crisis, cracking down on serial lawbreakers like Wells Fargo, and ensuring companies like Equifax pay a meaningful price
for massive data breeches — not deregulating the
financial services industry,» said Lisa Donner, executive director, Americans for Financia
financial services industry,» said Lisa Donner, executive director, Americans
for FinancialFinancial Reform.
Americans spend more
time choosing a restaurant or flat - screen TV than planning
for retirement, according to a recent survey by
financial services provider TIAA - CREF.
Imagine is the leading provider of real -
time portfolio, risk management and regulatory solutions
for financial services firms worldwide.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to
service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and
financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management
services to certain ships and certain other
services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline
services; seasonal variations in passenger fare rates and occupancy levels at different
times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements
for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
I / we agree that if any material change (s) occur (s) in my / our
financial condition that I / we will immediately notify BSHFC of said change (s) and unless Baby Safe Homes Franchise Corporation is so notified it may continue to rely upon the application and
financial statement and the representations made herein as a true and accurate statement of my / our
financial condition.nI / we authorize Baby Safe Homes Franchise Corporation to make whatever credit inquiries / background checks it deems necessary in connection with this application and
financial statement.nI / we authorize and instruct any person or consumer reporting agency to furnish to BSHFC any information that it may have to obtain in response to such credit inquiries.nIn consideration of the ongoing association between Baby Safe Homes and the undersigned applicant (hereinafter u201cApplicantu201d), the parties hereto have entered into this Non-Disclosure and Non-Competition Agreement.nWHEREAS, in the course of its business operations, Baby Safe Homes provides its customers products and
services which, by nature of the business, include trade secrets, confidential and proprietary information, and other matters deemed material or important enough to warrant protection; and WHEREAS, Applicant, by reason of his / her interest in Baby Safe Homes and in the course of his / her duties, has access to said secrets and confidential information; and WHEREAS, Baby Safe Homes has trade secrets and other confidential and proprietary information, including procedures, customer lists, and particular desires or needs of such customers to which Applicant has access in the course of his / her duties as an Applicant.nNow, therefore, in consideration of the premises contained herein, the parties agree as follows Applicant shall not, either during the
time of his / her franchise evaluation with Baby Safe Homes or at any
time thereafter either directly or indirectly, communicate, disclose, reveal, or otherwise use
for his / her own benefit or the benefit of any other person or entity, any trade secrets or other confidential or proprietary information obtained by Employee by virtue of his / her employment with Baby Safe Homes, in any manner whatsoever, any such information of any kind, nature, or description concerning any matters affecting or relating to the Baby Safe Homes business, or in the business of any of its customers or prospective customers, except as required in the course of his / her employment by Baby Safe Homes or except as expressly authorized Baby Safe Homes Franchise Corporation, in writing.nDuring any period of evaluation with Baby Safe Homes, and
for two (2) years thereafter, Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination of employment, call upon or solicit, or attempt to call upon or solicit, any of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged in the franchise evaluation process of a Baby Safe Homes franchise business.
Philip McKenna,
financial consultant
for Orland Park, told the village «s Planning and Economic Development Committee on Monday that creating a
service area would enable the village to set up a funding mechanism by issuing bonds so all water and sewer work could be completed at one
time.
From some
time next year, the bank will be responsible
for setting monetary policy (something that is done reasonably satisfactorily despite all the turbulence of the last few years), supervision of a large part of the
financial services industry and it will have a new responsibility
for something called «macro prudential supervision».
«If we are changing the treaty that applies to all EU countries and allowing the eurozone countries to have new rules, it is also important that there are rules to keep the single market fair and open
for key industries
for Britain, including
financial services,» Mr Cameron wrote in the
Times newspaper.
And at a
time when Ed Miliband and Ed Balls are arguing
for a diversification of the economy, with less reliance on
financial services and with a focus that is broader than just London.
At the same
time, the myth of the overpaid public employee is being used to undermine a range of progressive priorities, from
financial reform to job creation bills like the Local Jobs
for America Act, which would boost the economy by preserving public
services and public sector jobs.
He worked
for the
Financial Times and later the Observer, where he often wrote on class and public
services.
The Department of
Financial Services recently rejected the
Times Union's open records request
for PRI's three most recent exam reports.
«While PRI does operate with a negative surplus due to the low (premium) rates DFS sets
for every provider in the state, PRI remains in good standing with (the state Department of
Financial Services), able to pay its bills and meet current claims,» the company told the
Times Union.
Seneca President Todd Gates said at the
time that they were willing to make payments to the three cities where their casinos are located in exchange
for services but that their
financial obligation to the state as outlined in a 15 - year - old compact has ended.
While this was a global banking crisis without precedent, we were hit especially hard because we have one of the most open economies in the world; with a
financial services sector that had grown too big
for the UK economy carrying liabilities that were around five
times the size of it; UK citizens were privately indebted to the tune of 1.4 trillion pounds — among the highest in the developed world; and we had a housing market that went from spectacular boom to bust.
«This is a crucial
time for the insurance industry, and
for UK
financial services more widely.
The re-elected City Hall incumbent repeated his previous defence of the Square Mile by pointing out that Britain has the right language,
time zone and legal system to provide employment in
financial services for hundreds of thousands of people.