Sentences with phrase «time getting a loan»

By contrast, small business confidence seems to be on the rise, Raddon suggests, in part because entrepreneurs are having an easier time getting loans.

Would it be nice to have cheaper benefits or an easier time getting a loan?

Because of the financial turmoil of these last few years, the recession, everyone is having a hard time getting loans.

If you have high balances on your credit cards, you will have a tough time getting a loan.

If you don't have any credit, you too will also have a very hard time getting a loan.

If you haven't had that steady job for 6 months to a year or more, you're going to have a tough time getting a loan.

The loan is designed for people with low credit scores who also have a difficult time getting a loan from other institutions.

If you open new credit cards, amass too much debt or buy a lot of big - ticket items, you're going to have a hard time getting a loan.

Many of the lenders who work with these companies only offer you a small amount of money the first time you get a loan from them.

When you have impressive credit scores, it's likely that you'll have an easy time getting a loan from the local bank.

If you have a poor credit history, you may have a hard time getting a loan from a traditional lending facility, but fixing your score may be easier than you think.

If your debt - to - income ratio is high and you have a low credit score, you'll have a much harder time getting a loan.

That means you'll be charged less interest from the time you get your loan.

When your credit score is less than 680, you'll have such a hard time getting a loan from most credit unions and banks.

Through this program veterans can purchase a home with no money down and have an easier time getting a loan because a portion of the mortgage is guaranteed by the VA..

If you have a history of late payments, being disorganized with your money, or letting things slip through the cracks, then you're going to have a more difficult time getting a loan.

Anyone with a score at or below 600 would have an extremely difficult time getting a loan based solely on that credit score, and even then, rates would probably be sky high.

But you'll have a much easier time getting a loan if you've taken steps to improve your company's credit profile ahead of time... (See Business credit)

For instance, some professionals, such as the self - employed or straight - commission salesperson, may have a more difficult time getting a loan these days than others.

Not exact matches

It could be what gets you that $ 50,000 loan instead of that $ 5,000 one... Or what keeps your business afloat if times are tough.

In the Minutes from the January FOMC meeting, the Federal Reserve addressed the financial situation, and noted that the increasing role of bond and loan mutual funds could pose a liquidity risk if everyone tries to get out of the market at the same time.

That was some 30 years ago and I always remember people at the time saying how impressive it was that this young man had somehow gotten a loan, bought a business, and was running it successfully.

Most student loans come with a six - month grace period that gives borrowers time to get on their feet before they have to start paying their debts.

When you go into the bank, you have to have to be able to present how every penny of the loan will be spent, and even then sometimes a first - time business owner seems too risky to the bank and you won't get the loan.

Debt: Getting a bank loan is a straightforward process, although it can require time to gather documents and prepare the loan application.

That makes this a particularly good time identify the loans you've got and see if refinancing into a fixed rate makes sense, Dash said.

Whether you've got student loans or a trust fund you never told your partner about, it's time to come completely clean and make sure your partner knows exactly what's in your name in case something happens to you.

He wanted to plead his case, but try as he might, he couldn't get face time with a loan officer.

Plus, banks don't want to waste their time filling out lengthy SBA loan applications if they are confident you'll get denied because of a low FICO SBSS score.

Yang says, «While the lien is outstanding, we try to get the borrower into the best product they're eligible for at that time, such as a short - term loan.

Therefore, a good time to get a fixed - rate loan is when the interest rates are low.

Under certain conditions (including as a first time borrower), you need to sign a Master Promissory Note (MPN) and go through entrance counseling before you get any federal student loans.

CHICAGO (Reuters.com)-- When getting a loan from the bank gets tight, as in these times, small businesses look for alternatives.

Michelle was working full - time as a financial analyst when she got her first student loan notice in the mail — that was when she realized that she didn't want to be tied down for the next 8 to 12 years paying them off.

Step 3: Make payments on time for 25 years to get your loans forgiven.

Although most homebuying costs — aside from loan origination fees — can't be negotiated, some first - time home buyers and seasoned professionals alike will try to get sellers to pay for some of them.

With little to no credit history, you'll have a hard time getting new loans or lines of credit.

The operative notion of easy money is that you create $ 32 billion in bank reserves, the banks lend out the money, the money gets spent, more loans happen, and through the magic of the «money multiplier», the amount of loans in the economy goes up by many times that $ 32 billion.

With that in mind, a good time to get a fixed - rate loan would be when interest rates are low.

If your score is between 580 and 669, you have fair credit, which means you could have a tougher time getting approved for home loans with lower interest rates.

The Company specializes in originating loans for first - time business borrowers who can not get a loan from a bank, and provides ongoing credit - monitoring and advice to ensure clients improve their business credit in an effort to qualify for a bank loan.

Small businesses have a tougher time getting approved due to factors including lower sales volume and cash reserves; add to that bad personal credit or no collateral (such as real estate to secure a loan), and many small - business owners come up empty - handed.

If you get a big loan which has short payback time, then it can cause serious damage to your business.

Although times have changed in many ways, we believe this is still a good way to determine who gets a loan and who doesn't.»

If you're having a hard time getting access to credit, ask a family member or friend to co-sign a loan or credit card.

Then if all goes according to plan, you'll have that much of an easier time getting a second loan because lenders will see that you're reliable.

As a business owner, we know you don't want to waste your time filling out bank loan paperwork, and credit card usage can get expensive.

You can also get loans within a 2 - 4 hour time period if the lender has easy application and approval procedure.

For example, if you were to get a loan today at 4.5 % (30 year mortgage), would you not have to wait a long time before you could get a savings account, CD or money market account that ever eclipsed that amount?

You either need to pay the ridiculously high loan fees that hard money lenders often charge or have the time needed to qualify and get a loan from a bank; clearly it's inefficient.