Sentences with phrase «time horizon for»

Whether your time horizon for staying in your home has changed, you are considering home improvements, you have an expiring adjustable rate, or you would just like to speed up the payoff of your mortgage, William Raveis Mortgage can produce a detailed analysis that may help you save on your housing expenses.

@Thawda Aung, 85 % LTV at 4.6 % is very good, just make sure that prepayment penalties, if there are any, are relatively small, or the schedule of them coincides with your time horizon for the property.

And since the time horizon for these funds is short, it makes sense to deposit them in the safest savings vehicle you...

Of course, the bond interest might not quite be enough to cover the traditional LTC premiums right now (and therefore deplete principal slightly), but it will be more than enough once rates rise, which again seems like a reasonable «bet» for someone who still has a 10 - 20 + year time horizon for long - term care and retirement needs (and over that time horizon, the client could have generated an amount equal to the hybrid life / LTC death benefit just with normal growth!).

One is a chart from XKCD which is an online comic that shows the breakeven point over a 5 year time horizon for next efficiency game.

However, some observers put the time horizon for a large - scale implementation of smart contracts within the financial services sector at just 18 months.

Second, the cap and trade system does not provide enough prices to bring about changes in energy production technologies (the investment time horizon for new technologies is often, if not typically, longer than the cap and trade period agreement).

years (contingent on what we do), and the one after that, but at some point there could be some tectonic processes that make things more like the Cretacious — and there is probably some time horizon for the weather of mantle convection, too, while the climate of the mantle (layered vs whole vs mixed convection, general descriptions of cell sizes and rates of motion) may be predicted for longer time frames.

The important difference is that the academic economic theory holds that affected sources are looking years down the road but in reality there is no such long - term time horizon for affected sources.

Viable forecast information beyond the traditional 10 day window can extend the time horizon for agricultural commodity price analysis and forecasting, and so support farmers» decisions about production, storage and marketing, as well as logistical decisions in dealing with regional shortfalls and excess product availability.

As an example of the possible extreme change in radiative forcing in a 50 - year time horizon for Isaken et al (2011)'s 4 x CH4 (i.e. quadrupling the current atmospheric methane burden) case of additional emission of 0.80 GtCH4 / yr is 2.2 Wm - 2, and as the radiative forcing for the current methane emissions of 0.54 GtCH4 / yr is 0.48 Wm - 2, this give an updated GWP for methane, assuming the occurrence of Isaksen et al's 4 x CH4 case in 2040, would be: 33 (per Shindell et al 2009, note that AR5 gives a value of 34) times (2.2 / [0.8 + 0.48]-RRB- divided by (0.54 / 0.48) = 50.

In addition to understanding each person's strengths in creative processing, you must also establish the time horizon for consideration and the desired level of detail for the plan.

Have you ever used a life expectancy calculator to estimate a time horizon for the client's retirement plan?

While it's certainly prudent to be conservative in setting a time horizon for retirement withdrawals, and to take into account an individual's personal and family circumstances (e.g., «good genetics» and longevity in the family), I couldn't help but wonder if this is still too conservative of a projection.

The inspiration for today's blog post was a recent conversation I had with another planner about determining an appropriate time horizon for a client's retirement plan.

In that case you might argue that they should invest a small portion of the portfolio in safe investments and the rest can be a higher risk portfolio because the time horizon for most of the portfolio is that of the relatives who inherit the money which would normally be a lot longer than that of the original investor.

He tries to insulate his portfolio, and his investors, from excess volatility by diversifying away some of the risk, imagining a «three years to not quite forever» time horizon for his holdings and moving across a firm's capital structure in pursuit of the best risk - return balance.

I've still got pretty good time horizon for how long I'm going to be investing.

You need a longer time horizon for higher risk investments.

We have thus chosen a 15 - year time horizon for our DCF which captures the full maturation of the Model S, Model X (and top - hat derivatives) and also the ramp up of its mass market electric vehicle (the Gen 3).

My view is that most clever investors fall into one of a bunch of categories, much of which boils down to time horizon for the preferred investment.

An adviser must also determine your short - term and intermediate withdrawal needs, as well as the time horizon for drawing down your portfolio in retirement.

How careful depends on the soundness of the firm, your risk tolerance, and your time horizon for when you will need to convert the assets to another form for your own use.

Your time horizon for stock investing.

Invest your money in different instruments depending on the time horizon for your savings goal.

Young investors should welcome market downturns because they offer bargain - buying opportunities with a long time horizon for growth.

I think it can work really well over a really long time horizon for an individual investor who isn't trying to make a career out of this.

Holding an asset with a short time horizon for disposal is a crowded trade, if many others have a similar idea.

The time horizon for your IRA is years or decades, therefore there is little evidence that there is a benefit to waiting for the «perfect time» to invest.

«The glide path for the Simplicity RMD Funds has been designed to provide appropriate portfolio diversification over time, while recognizing the unique needs and time horizon for investors who begin taking RMDs at age 70 1/2.»

If you have a short time horizon for when you will need to use the money, then you have to only look at money market funds, and high - quality short - term debt.

Size your risks to your time horizon for needing cash back, and your ability to sleep at night.

Hello Sir, I am investing for 10 year time horizon for my son education.

A thumb rule of financial planning is to know the time horizon for your financial goals.

Life is full of unexpected changes that can affect your tolerance for risk or the time horizon for your plan.

After I had clicked on the link in the welcome email, it dropped me right into a brief questionnaire to assess my risk tolerance, time horizon for investing and more.

The time horizon for owners can span decades.

Poker is about razor - thin edges and quick paced action, while the time horizon for most of my investments should be measured in years or more.

My time horizon for MF is 10 years.

This program has a three - week time horizon for initial purchases, but we run the model every day and change positions when indicated.

The longer your time horizon for saving in an IRA, the longer your money has to grow on a tax - deferred basis.

A good time horizon for buying mutual fund shares is 10 to 20 years or more.

The allocation model used to calculate the Underlying Index may not maximize returns and / or minimize risks in accordance with the targeted time horizon for the Underlying Index.

The investment time horizon for this money might be 50 years, over which the stock market will likely clock dazzling gains.

I want to invest in ultra short term, funds and small cap funds, my time horizon for small cap will be 5 yrs,» which ultra short term fund will best to invest now, whether Franklin india UST - superinstitutional fund and L and T floating rate fund will be ok to invest or suggest the UST Fund, to invest in current sceneario, Can we invest in small cap fund at this time, Thinking to invest in L and T emerging buisness fund?

But I can also wish to invest same amount of fund each month for wealth creation and time horizon for me is more than 15 years and also wants to increase the investment each year by 20 %.

Since they are currently 65, this means they have a 30 - year time horizon for their investments.

Hi Jacob, That's a tough question to respond to without knowing your time horizon for the money, your risk tolerance, and how the rest of your portfolio is allocated.

I've selected a 30 year time horizon for no real particular reason other than 1) that's the most recent data, 2) it is a long enough time horizon to flush out some noise in the numbers and give a more accurate representation, and 3) I'm 30 years old so why not.

Examine your time horizon for meeting your goals, and consider how comfortable you may be riding out short - term losses in the value of your investments.