Sentences with phrase «time in a lump sum»

The insurance benefits are paid at one time in a lump sum, not in regular payments.

It's important to note that, although term life can be used to replace lost potential income, life insurance benefits are paid at one time in a lump sum, not in regular payments like paychecks.

Not exact matches

What it really means: When investors fund a startup a little bit at a time instead of in a lump sum.

Rather than take a large lump sum from one plan, it should be broken up and removed in smaller chunks over time from more than one plan (if possible).

Many enter into balloon car loans thinking that they'll see an increase in their income by the time the payment is due, often leaving themselves unable to pay down the lump sum.

The value of the vested Account balance in the Cash Balance Plan is payable to the team member at any time after termination of employment in either a lump sum or an actuarially equivalent monthly annuity as provided under the Cash Balance Plan and as elected by the team member.

Recurring contributions: Users can fund their M1 Finance portfolios in lump sums, or over time with recurring deposits.

If you withdrew that amount in a lump sum at the end of 30 years and paid taxes at that time, you'd receive $ 331,149 — still significantly more than the $ 266,740 in the taxable account.

Loans can be prepaid at any time with a rebate of unearned fees, repaid in installments, or repaid in one lump sum.

It can be difficult to have the correct perspective when you are following the markets on a daily basis, but most average investors don't have to worry about this type of lump - sum, point - in - time investment performance.

Btw the 10 year horizon is relevant to me as it is when I can take my 25 % lump sum from SIPP, so preferable taking it from bonds that have just been redeemed rather than selling down equities that may be in a bear market at the time.

Others simply prefer to make payments in a one - time lump sum.

One option is known as «single premium», in which you make a lump - sum payment at the time of closing which covers your PMI policy for as long as your mortgage is active.

TV deals, however, come in lump sum figures over a long period of time, and as stated in the article, fighters with ppv points in the contracts would have issues.

Facility fee depend on how many times clubs match is shown live on tv in UK, If a club has 10 or less live matches they will be paid # 8.75 million lump sum.

Although you might think it's a bit boring, investing in your child's future over time will be something you'll be happy you did, and might even build up to a lump sum that you can give them at a milestone birthday.

The logic behind this (as I remember it from one of Clegg's speeches) was that by the time the child reaches 18 years old, a lump - sum windfall may deliver a short - term benefit but will be of little use in the long - run if they had a poor education.

UPDATE: Larry Rulison of the Times Union has reported, after reviewing the separation agreements, that the four former employees «received a total of nearly $ 115,000 in lump sum [separation] payments.»

At the same time, DiNapoli said the budget proposal from Gov. Andrew Cuomo continues to rely heavily and expand on lump sum appropriations for projects that are yet to be determined, a move that is at odds with the Budget Reform Act of 2007, which was designed to increase transparency in the process.

The Queens delegation recently allocated a lump sum of $ 3M toward purchase of a schoolyard in Jackson Heights for part - time use as a park.

Government employees often are compensated for unused vacation time in lump - sum payouts.

As we stated, all memberships with Christian Mingle are paid in one lump sum with a one - time $ 3.99 fee attached.

When an individual retires under a DB plan, she is entitled to a stream of payments that has a lump - sum value that we calculate using standard actuarial methods (which take into account expected mortality patterns and adjust the sum of payments to reflect the fact that they are received over many years rather than at a single point in time).

Substitute costs are in addition to the financial burden of guaranteed leave time: teachers typically are given a lump sum payment for any unused leave when they retire.

Imagine that a teacher receives a one - time lump - sum payment worth his pension wealth when she retires in a given year.

Having a lump sum of great words is the key to success in writing the best essay, this is because a great essay is characterized by the use of proper vocabularies, all awesome essays don't beat around the because readers don't like having their time wasted with long, rambling points that could have been expressed in half the number of words.

Many enter into balloon car loans thinking that they'll see an increase in their income by the time the payment is due, often leaving themselves unable to pay down the lump sum.

A home equity loan gives you a one - time lump sum in exchange for a note with a fixed interest rate that must be paid off over a set term.

That means paying more than your monthly payment — either in a lump sum at a time of your choosing or by paying extra each month.

When you and the seller agree to a price, you will need to make a down payment — the lump sum in cash that you can afford to pay at the time of purchase.

A balloon auto loan or residual payment loan is a loan in which monthly payments are made for a certain amount of time, ending with a lump sum payment to the lender at the end of the loan term.

One option is known as «single premium», in which you make a lump - sum payment at the time of closing which covers your PMI policy for as long as your mortgage is active.

These types of loans are dispensed by a lender in one lump sum, and then paid back over time in what are usually monthly payments.

Access to funds — A home equity loan provides you the money in an upfront lump sum and you repay over a defined period of time.

Air Miles competitor Aeroplan also allows collections to donate points to 510 active charities in either lump sums or on a regular basis by donating 2 % of all miles at time of accumulation.

She is against investing in lump sums because she equates it to trying to time the market.

«In much the same way investment advisors and the investment industry preach dollar - cost - averaging and investing small increments of money over a long period of time, as opposed to one lump sum of money all at once, I think that just goes to justify the benefit of taking the payments over the long run,» says Heath, «Especially if one didn't have a lot of financial aptitude.»

In all three countries, over rolling 10 - year periods, the lump - sum strategy came out ahead almost exactly two - thirds of the time for a portfolio of 60 % equities and 40 % bonds.

In a typical mortgage, you borrow money in lump sum right at the beginning and then pay it back over a period of time using Equated Monthly Instalments (EMIsIn a typical mortgage, you borrow money in lump sum right at the beginning and then pay it back over a period of time using Equated Monthly Instalments (EMIsin lump sum right at the beginning and then pay it back over a period of time using Equated Monthly Instalments (EMIs).

Payments can be given all at once in a lump sum, as a regular monthly term payment or through a line of credit at times and in amounts that you choose.

To roughly time - align with the lump - sum scenario, the spread investment scenario assumed that the terminal investment would take place in 2012.

Take too aggressive a stance and your lump sum could take such a hit during a severe bear market that it may have trouble recovering even when the market eventually rebounds, which could result in you running out of money before you run out of time.

Single Disbursement Lump Sum: If the borrower (s) is eligible for a $ 100,000 loan but only needs $ 30,000, the borrower (s) may choose to only receive the $ 30,000 in a one - time lump sum paymLump Sum: If the borrower (s) is eligible for a $ 100,000 loan but only needs $ 30,000, the borrower (s) may choose to only receive the $ 30,000 in a one - time lump sum paymlump sum payment.

An immediate annuity is a contract between you and an annuity issuer (an insurance company) to which you pay a single lump sum of cash in exchange for the issuer's promise to make payments to you (or the annuitant) for a fixed period of time or for the life of the annuitant.

The time you spend in the Peace Corp will count only if you 1) do not choose to get an economic hardship deferment and make scheduled payments during your service or 2) make a lump sum payment on your loan from the Peace Corps transition allowance no later than six months after you receive the allowance.

What I'm doing is just dollar cost averaging once a month using what I have left over after my bills are paid... plus it spreads my investing money out over time instead of just lump summing a ton of money, just in case the bottom hasnt come yet.

While it is possible that your credit card issuer will refuse to accept a partial settlement of your debt, it is just as likely that you may be allowed to settle for either a lump sum payment, a renegotiation of your payment terms that may give you more time — typically an extra 90 days — or a combination of the two, in order to settle your account before it gets charged - off.

However, in many cases a full contribution amount may not be available early in the year, the investor may be averse to taking the risk of a lump - sum investment in given market conditions, or may not have a complete view of his / her income and tax situation until later in the contribution time frame.

In reality most people would want to take 25 % of their pot as a lump sum at the same time as buying an annuity, given that it's tax - free if you're under the LTA.

From a quick calculation using the websites above, the lump sum option will save you almost $ 3k in interest over 25 years, while investing these $ 10k will grow to $ 33k over the same time period (considering a return of 5 %).