Sentences with phrase «time increases credit»

Not exact matches

Not only will your credit score increase over time, you won't pay as much interest — which, if you think about it, is just giving lenders money you would rather stayed in your pocket.

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Yes, there are good reasons why some startups should put working day - to - day on growing their business aside and spend the time instead looking for outside investment, including: gaining the financial and other operational resources they need to move forward; to increase their financial stability, focus (plus peace of mind) in the short - term if they've been growing on revenue, founders» savings and credit cards; and to quickly accelerate their growth in order to capture a massive market.

«As interest rates begin to rise over time, financial institutions will find it necessary to pass along their increased costs in the overall cost of credit to small business and commercial customers.»

He expects the technology will also increase the store's profitability because it will save time and because customers will likely spend more freely when they buy on their credit cards.

With the scandal set to hurt profits and as funding costs climb, the debt load will likely increase beyond 5 times Ebitda, Mizuho Securities USA said Thursday in a note to clients, adding its internal credit rating on BRF is now three steps below investment grade.

The First - Time Donor's Super Credit will increase the value of the existing tax credit by 25 % on cash donations of up to $ 1,000 if neither the taxpayer nor their spouse has claimed the credit sinceCredit will increase the value of the existing tax credit by 25 % on cash donations of up to $ 1,000 if neither the taxpayer nor their spouse has claimed the credit sincecredit by 25 % on cash donations of up to $ 1,000 if neither the taxpayer nor their spouse has claimed the credit sincecredit since 2007.

«At the same time as they have these massive tax cuts for the richest people in the country they actually increase taxes for a lot of working and middle class people, and so I think they see the child tax credit as a way to try to address that,» Marr said.

Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).

In fact, average order size increases 15 % among businesses that offer consumer credit and 93 % of first - time consumer credit users said they would use consumer credit again.

At the same time, the improving jobs market and low unemployment has increased consumer confidence and spurred the demand for credit cards.

If you've had trouble making payments on time in the past and consolidating your debt results in never missing a payment, your credit score could increase from this new positive behavior.

Residential investment did increase over the second half of 2009, boosted by relatively low mortgage interest rates, lower home prices and the first - time home buyer tax credit.

The amount of earnings that is necessary for one credit has increased over time, and is $ 1,320 in 2018.

However, if you continue to make your payments on time, keep your balances low, and manage the accounts you have responsibly, over time, your credit rating will increase and you'll see a change in the prequalification offers you receive.

[5] The share of interest - only loans in total housing credit then stabilised for a time at around 40 per cent, having increased steadily up to that point.

Often times you will know right after you apply if your credit limit increase is approved or not by the lender.

Unlike your credit score or revenue, the age of your business is not something you can easily change or increase (as it only improves with time!).

Dampening the impact of these increases was the lower - than - expected take - up under the Home Renovation Tax Credit and First Time Home Buyers» Tax Credit ($ 0.8 billion in total).

It may seem a smart action to apply for different credit cards at the same time to increase your chances of approval but in reality, it is quite a dumb idea and you will eventually end up with a heavily damaged FICO or credit score whether you get approved or not.

After five months of on - time payments, your credit line will increase.

Once you make your first five monthly payments on time, Capital One will increase your credit line without requiring an additional deposit.

During a time of such easy credit, business owners were constantly bombarded by offers to increase credit lines and refinance debt.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

At the same time, rising rates depress bond prices and may be especially tough for credit - sensitive bonds, because higher rates increase the cost of capital.

The index is a composite of ten seasonally adjusted components based on questions on the following: plans to increase employment, plans to make capital outlays, plans to increase inventories, expect economy to improve, expect real sales higher, current inventory, current job openings, expected credit conditions, now a good time to expand, and earnings trend.

Following these steps can slowly help build excellent credit; as long as all accounts are paid on time, scores will increase.

Paying your monthly payment and other bills on time is great, but paying down your balances when you can to under 10 % will increase your overall credit score tremendously.

The good news is, if you use a secured card regularly and always pay on time, your credit score can start to increase as you build your length of credit history and history of positive payments.

A credit card application, for example, is weighted «worse» than a mortgage loan application because debts on credit cards can increase over time, until they become unmanageable.

Asset prices reflect whatever banks will lend against them, so easier credit terms (such as lower interest rates, lower down payments and more time to pay back loans) increase the asking prices of everything else.

Also, pre-startup is the right time to improve poor personal credit scores that can increase the costs of small business loans, equipment leases, credit card processing services for e-commerce operations and more.

Each bill you pay on time will give a small boost to your business's credit score, and you can increase this effect by paying bills early whenever possible.

Moreover, by keeping short - run interest rates near zero for more than seven years, paying interest on excess reserves (IOER) above the effective fed funds rate, and convincing markets that rates would stay low for a long time (forward guidance), the Fed has increased the reach for yield and appears more interested in priming Wall Street than in letting markets set interest rates and allocate credit.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

At the same time, we are neutral on U.S. credit amid tight spreads and increasing sensitivity to rate rises, and prefer up - in - quality exposures.

By the time Congress gets to a vote on the debt ceiling, the only option available to rational legislators» no matter how conservative or liberal» is to continue enabling the government shopaholic by increasing Uncle Sam's credit line.

In addition to the reports that Baby Plus babies are very alert from birth, are more calm and relaxed, and learn new skills quickly, many parents credit the increased alert times with breastfeeding success, too.

This is an entirely sensible idea — I recall suggesting it myself — but it could involve requiring banks to hold more capital, which will constrain the availability and the price of credit and directly increase mortgage rates at a time that might be politically inconvenient.

Introduced in April 1941, postwar credits sought to ease the pain of heavy tax increases during the Second World War, which for the first time touched the earnings of millions of working - class people.

(Credit Nathaniel Brooks for The New York Times) For decades, the cost of renting a regulated apartment in New York has been partly determined not just by annual increases approved by a city board, but also by the far bigger raises allowed when an apartment becomes vacant.

Under the Pataki Administration, New York's credit rating was increased three times by Moody's Investors Service, a fact that he highlighted often before his critics.

As expected, Assembly Democrats on Thursday introduced a pair of bills that would accelerate the time table for a minimum wage increase approved last year and end tax credits to businesses who employ low - wage teens.

In these difficult economic times, it is imperative that we not rely on the county's credit card, increase debt and force future generations to pay for it.

Espaillat said that winning in Congress means that he will be able to provide «some level of relief for neighborhood and families that are facing eviction or having a tough time making ends meet,» such as the child care tax credit increase proposal he announced earlier this year, which he said will provide relief for working families.

The proposal includes a $ 150 increase in full - time student tuition and a $ 7.00 (4.4 %) per credit hour increase for part - time students.

Later in the editorial, the Sun - Sentinel correctly notes that the amount of tax credits automatically increases over time, but that provision was added years ago.

The next federal effort to increase support for children and their families will likely take the form of an expansion of the Child Tax Credit, [1] which is currently worth $ 1,000 per child at tax filing time for qualifying families that would otherwise have at least that much due in taxes (details below).

Sarah Shad Johnson, a parent of children in Charleston County Schools and co-founder of Community Voice, says, «The timing of Secretary Duncan's visit comes at a critical time when our state legislators are discussing whether or not to support the adversarial Common Core State Standards, as well as bills regarding school choice, charter school expansion, and tax credits for private schools; our State Superintendent of Education seems to be embracing a controversial stand on the teaching profession; and the focus here in Charleston County appears to be only on experimental, questionable, and expensive initiatives, as opposed to goals of increased learning opportunities.»

credit recovery, increased graduation rates, summer school, virtual, online learning, remediation, first - time credit, after school