Sentences with phrase «time lump sum amount»

In a whole life insurance, the policy benefits are provided to the nominee as a one - time lump sum amount, but by choosing this rider, the nominee can exercise the option to receive benefits in installments as a guaranteed income.

An annuity in which benefits begin soon after the annuity is purchased by paying a one - time lump sum amount.

Under this option, you pay a one time lump sum amount up - front at closing equal to 3 - years of monthly mortgage insurance.

Not exact matches

If you withdrew that amount in a lump sum at the end of 30 years and paid taxes at that time, you'd receive $ 331,149 — still significantly more than the $ 266,740 in the taxable account.

The lump sum payment can not be less than six times or more than 36 times the monthly amount that would be payable under the plan of payment selected.

A balloon auto loan or residual payment loan is a loan in which monthly payments are made for a certain amount of time, ending with a lump sum payment to the lender at the end of the loan term.

Payments can be given all at once in a lump sum, as a regular monthly term payment or through a line of credit at times and in amounts that you choose.

However, in many cases a full contribution amount may not be available early in the year, the investor may be averse to taking the risk of a lump - sum investment in given market conditions, or may not have a complete view of his / her income and tax situation until later in the contribution time frame.

If you withdrew that amount in a lump sum at the end of 30 years and paid taxes at that time, you'd receive $ 331,149 — still significantly more than the $ 266,740 in the taxable account.

Investing a regular amount each month allows you to ride out price fluctuations, unlike a lump - sum investment which is at the mercy of market timing.

Knowing what return your business will get with a fixed rate of interest for a set amount of time - perfect for lump sums.

This election allows you to make a lump - sum contribution up to five times the annual exclusion amount of $ 75,000 per beneficiary in one year and elect to treat the contribution as if it was made ratably over five years avoiding federal gift tax liability, as long as you make no other gifts to the same beneficiary for the next five years.

-- Dollar Cost Averaging is an investment strategy where you are investing static amounts of chunks of money spread out over time (instead of a lump sum purchase) in a given investment.

When a sufficient amount is available to offer, as a one - time lump sum payment to one of their creditors, negotiations start.

«Among DB plan participants who were given a choice between a lump sum or an annuity, fewer than half (45 %) said that, at the time they made their decision, they recall being presented with information comparing the total amount of the lump sum versus the total value of the annuity payments,» MetLife's analysis continues.

A debt settlement is a negotiation between the borrower (you) and the debt collector that you will pay back (an often greatly) reduced amount of the total debt in a lump sum or over a period of time.

Traditional fixed - term business loan comes in a lump sum that you have a set amount of time to pay off, usually in monthly repayments.

Please let me know that monthly income advantage plan offered by Max Life in which after paying 12 annual premiums will get a monthly income for next 10 years & get a lump sum amount (equal approximate the premiums paid in 12 years in the beginning) plus approx. 14.5 times death benefit for the entire policy term i.e. 22 years.

A Consumer proposal is a way to negotiate a debt settlement with your creditors by offering to pay back a reduced amount of your debt, either in a lump - sum payment or in monthly installments over an extended period of time.

A personal loan offers a lump sum amount at one time and the interest is charged on the entire amount starting from day 1, irrespective of whether you use up that entire amount or not.

To alleviate some of the risks with investing large lump sum investments, the amount can be divided into smaller sums and invested at regular intervals over a period of time

If you have interest & time to follow financial markets, you can surely consider investing lump sum (or additional amounts) when markets fall.

Unlike loan agreements, which can contain complex payment terms, promissory notes are more like paper trails that document that one person has lent another money and that the borrower agrees to repay the money within a certain amount of time, either in a lump sum or in installments.

If you take out a home equity loan, you'll receive a one - time lump sum of cash that you then pay back over a set amount of time, usually 10 or 15 years.

Building equity in a home is realized as a lump sum amount when the home is sold but before that time it can also be used to take out a loan.

Personally, I follow a mix of both, I let my SIPs continue and at the same time invest additional lump sum amounts once in a while when markets are in downward trend.

These plans offer the nominee a certain percentage of the sum assured at regular intervals and pay out a lump sum amount at the time of maturity.

Your employer may offer you the choice of a one - time lump sum or a life annuity, which typically will pay you a fixed amount for the rest of your life, usually every month.

The company not only pays a lump sum assured at the time of your death, but it also pays back all the premiums you paid as the maturity amount.

The answer to the question of «who does better» completely changes when these same investors instead invest all their money in the beginning of the time period as lump sum amounts.

Other common loans include a line of credit, which gives the borrower access to a certain amount of funds at any given time; a merchant cash advance, an advance based on future revenues of a business; and invoice factoring, in which invoices are sold for a lump sum of cash to improve cash flow and reduce debt.

You want to be able to change the amount you withdraw at any time, or take out a large lump sum if you wish (subject to the legislated minimum annual amounts)

As for putting in a lump sum or small amounts over time I think it depends on your circumstances.

A: If you're investing for the long haul and it isn't a big lump sum amount, now is as good a time as any to buy U.S. ETFs.

A lump sum prepayment of any amount (as long as the total annual prepayments stay within the 20 % limit) can be made at the same time as the regular mortgage payment.

Even people who only owe a few thousand (or sometimes even a few hundred) dollars are able to enroll in repayment plans that stretch their single lump - sum payment out over a longer period of time — typically something like 36 months, or 3 years, with the total amount owed being divided into much smaller monthly payments.

The changes included limitations on the amounts that can be drawn in the first year, the option to receive a smaller one - time single lump sum disbursement, as well as changes to the mortgage insurance premium, the principal limit factor tables, and requiring a financial assessment of borrowers» ability to pay future property taxes and insurance obligations.

Hence we recommend you not only to continue your Sip in volatile market but also to invest some lump sum amount during down times that would give you extra benefit over long - term wealth creation.

Settlements are however only possible if you are willing to pay the lump sum of the lower amount - or over a short period of time.

A bond is a type of debt issued by a corporation, government or other organization where the purchaser pays a certain amount to purchase the bond and, in exchange, will receive either a lump sum after a certain period of time or specified recurring payments over a period of time.

To get the lump sum amount, I simply multiplied 199 by $ 100, which tells us how much was invested over the time period.

An Iver Capital payday loan debt settlement is a negotiation made between the party who borrowed the money and the payday lender that the borrower will pay back a (usually greatly) reduced amount of the total debt in a lump sum or over a period of time.

Some people choose to give an outright gift of cash in one lump sum, while others choose to spread their donation out over time by pledging an amount and indicating the time frame in which they want to give.

If your loved one was fatally injured at work, you may also be able to recover permanent total disability as death benefits for a period of time or in a lump sum amount.

In a lump - sum settlement, you will receive the full amount of compensation at the time of the settlement.

Whether it's an hourly rate or one lump sum, the costs could easily become greater than the amount recovered, especially over a long period of time.

These give you a one - time lump - sum amount along with the term insurance benefit, in the event of an accidental death or an accident leading to permanent disability.

The goal of the IPO rider is to pay out the death benefit over a longer period of time to protect the beneficiary from the typical lump sum, which essentially amounts to a «blank check».

In case you have enough money lying idle or if you receive a huge amount of money as lump sum, you can opt for one time premium.

Saving for the future: An endowment policy, in particular, ensures that the policy - holder saves regularly over a specific period of time so that they will receive a lump sum amount on the policy maturity in case they survive the policy term.