Sentences with phrase «time managing your credit card debt»

If you're already having a hard time managing your credit card debt, a penalty APR sword constantly dangling over your head can make matters even worse.

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Building a credit history and demonstrating an ability to manage different types of debt — such as credit cards, car loans and mortgages — both take time.

Managing your credit cards can be time consuming, especially if you are in debt.

If you know that you won't be able to pay your tax when it falls due, then you will need to look at all alternatives and that might even include the necessity to use your credit card to pay your account simply because that will be an easier debt to manage than the IRS and the interest and penalties that they will impose if not paid on time.

Of course, credit card companies have the right to raise your interest rate in certain circumstances, but if you pay your bills on time and manage your debts responsibly, you can trust that your interest rate on the account will remain steady.

It could be because you're putting so much on your credit cards and feel like you need help to manage your debt or maybe you have your business to run, and you don't have the patience and time to deal with delinquent accounts.

A good credit card can be a tool to rebuild your credit, but only if you manage it responsibly by always paying your bills on - time and carrying little, if any, debt.

What people are in need of is a quick way to get out of debt and at the same time manage so they can still keep food on the table and a roof over their heads, not just become a profit line for the credit card companies!

Credit cards are meant to be a tool to manage your money by conveniently making payments and giving yourself a «short - term loan» where you can make a big purchase (car repairs, furniture, back - to - school items for your children) and then repay the debt in a short amount of time.

If you are struggling to manage multiple monthly payments for credit cards or medical bills, perhaps it's time to find an alterative designed to help eliminate debt.

See related: Glossary of common credit card terms, Do your homework when shopping for your first credit card, 7 tips for handling your first credit card, Managing on - time credit card payments, Managing and getting rid of credit card debt

If you're getting behind on your credit card bills, it's time you take steps to manage your debt and avoid high balances and interest charges which can limit your financial options.

If you need to establish credit for the first time, to rebuild credit or want to manage your debt and lower your monthly costs, consider our range of credit cards.

Managing your credit cards can be time consuming, especially if you are in debt.

«When lenders read your credit report, they'll be looking for issues such as a problem making your mortgage payments on time, a high level of debt and the maturity of your credit,» says Jeffrey Taylor, managing partner of Digital Risk, a provider of mortgage processing services and risk analytics in Maitland, Fla. «If you have a four - or five - year history with a major credit card, that's better than six months with a local store credit card.»