Sum assured: 10.67 lakh Policy term: 25 years Annual premium: 45000 Maturity value: 13.67 lakh approx at
time of maturity guaranteed, plus an annual pension of something between 50000 to 1 lakh claimed till death plus 10.67 (sum assured) at death to nominee.
Not exact matches
CDs offer you a
guaranteed rate
of return for a specified period
of time; the interest rates will vary depending on current market conditions and the length
of time to
maturity (generally the shorter the period
of time to
maturity, the lower the rate).
Since a HECM is insured by HUD, you are
guaranteed that you and your heirs will never have to pay more than the property is worth in a bona - fide sale at
time of maturity on the loan.
A
maturity guarantee consisting
of separate
guarantees and
guarantee dates for each
of the deposits made in a segregated fund policy over
time.
The length
of time that a segregated fund policy must be held in order to be eligible for the
maturity guarantee.
In case
of Saurabh's untimely demise before
maturity of the plan, his family will get «2,30,468 as Sum Assured plus
guaranteed additions accrued until that
time.
Invest Plus is the first
of its kind traditional plan that offers upfront minimum
guaranteed investment returns at the beginning
of each year and a
guaranteed maturity value so that customers can feel protected at all
times and plan their investments without any worries.
The
Guaranteed Death Benefit is defined as higher
of 11
times the annual premium or 105 %
of the total premiums paid till the date
of death or the
Guaranteed Maturity Sum Assured chosen at the
time of inception
of the plan.
On
maturity, the premium paid is returned along with a
Guaranteed Addition added at the
time of maturity calculated as a percentage
of the single premium paid and depends on the tenure and the amount
of coverage chosen.
In case
of death
of the insured during the tenure
of the plan, a benefit higher
of 10
times the annual premium or base Sum Assured or minimum
guaranteed Maturity Sum Assured or 105 %
of all premiums paid till the date
of death is payable along with the vested reversionary bonuses.
In case
of death higher
of the Sum Assured on
maturity or 10 / 7
times the annual premium including the
guaranteed additions, vested bonuses and terminal bonus, if any, is paid subject to a minimum
of 105 %
of all premiums paid till the date
of death
On death higher
of 10
times the annual premium or 105 %
of all premiums paid or Minimum
Guaranteed SA on
Maturity or absolute amount assured to be paid on death is payable
d. Ulips with highest NAV
guarantee, ie, the companies would calculate the
maturity returns basis the highest NAV recorded a certain set
of time as declared in the policy
Offers higher
of 10
times the annualized premiums or sum assured on
maturity along with accumulated
guaranteed additions in case
of death
of the life assured
Guaranteed Death Benefit + Accrued Paid - up Additions (if any) + Terminal Bonus (if any) Here, the
Guaranteed Death Benefit is computed as the highest
of 11
times the Annualised Premium or 105 %
of all premiums paid by the Policyholder as on the date
of death
of the Life Insured or
Guaranteed Maturity Sum Assured chosen by the Policyholder at the
time of taking the policy.
It will be higher
of, ten
times of the annualized premium as compared to 105 %
of all premium settled as at the date
of passing on or
guaranteed sum assured on
maturity or on the demise
of the policyholder.
It also offers return
of premium at the
time of maturity grouped with
guaranteed additions, however this depends on the policy terms and conditions
At the
time of the
Maturity, you are benefited with either the minimum guaranteed maturity benefit or the fund value, whichever is
Maturity, you are benefited with either the minimum
guaranteed maturity benefit or the fund value, whichever is
maturity benefit or the fund value, whichever is greater.
Maturity Benefits: At the time of maturity, the policyholder shall be paid the sum assured + accrued guaranteed additions + accrued
Maturity Benefits: At the
time of maturity, the policyholder shall be paid the sum assured + accrued guaranteed additions + accrued
maturity, the policyholder shall be paid the sum assured + accrued
guaranteed additions + accrued bonuses
Basic Life Insurance Cover — In the circumstance
of the death
of the life insured, you get the higher
of Sum
guaranteed on
Maturity, or 11
times the base annualized premium (for Super 6), or 15
times the base annualized premium (for Super 10)
The death benefit is generally the highest
of; 10
times the annualised premium,
Guaranteed Sum Assured on
Maturity or 105 %
of all premiums paid.
At the
time of maturity, the insured can avail higher
of the sum assured including bonuses or 101 %
of the total premiums is
guaranteed to be paid
If the policyholder survives till
maturity, i.e. if he attains 100 years
of age, higher
of the
Guaranteed Sum Assured or 10
times the annual premium paid or 105 %
of all premiums paid including vested bonuses accrued post the Premium Paying Term and any Terminal Bonus is paid
Guaranteed Death Benefit is higher
of the SA or
Maturity SA or 10
times the annual Premium or 105 %
of all premiums paid till death
The special surrender value shall be based on the expected present value
of Guaranteed Sum Assured on
maturity and expected present value
of Accrued Fixed Regular Additions applicable at the
time of surrender.
SA on death is higher
of 11
times the annual premium or minimum
guaranteed SA on
Maturity subject to a minimum
of 105 %
of all premiums paid till death
The Sum Assured on death is higher
of 11 or 7
times (depending on age) the annual premium or the Basic SA or the
Guaranteed Maturity Benefit
The SA will always be higher
of 10
times the annual premium or 105 %
of all premiums paid or minimum
guaranteed SA on
maturity or the increased SA
The salient feature
of the product is the low annual premium
of Rs 116, which will give a
guaranteed return
of Rs 10,000 at the
time of maturity.
At the
time of maturity, you will receive three additional bonuses to enhance your fund value - loyalty additions,
Guaranteed Additions and booster additions.
This plan gives an opportunity to the policyholder to select minimum
guaranteed maturity at the
time of buying with flexible policy terms
of 10, 15 and 20 years.
During first five years
of the policy,
Guaranteed Additions at 5 % per annum on the Basic Sum will be added; this is paid at the
time of death or on
maturity.
In case
of death
of the insured during the tenure
of the plan, the Death Sum Assured which is higher
of 10 or 7
times the annual premium depending on the age
of the insured or the basic Sum Assured multiplied by the
Guaranteed Maturity Factor is paid to the nominee subject to a minimum amount
of 105 %
of all premiums paid till the date
of death.
Option 1 — if Krishna dies during the plan term, higher
of the
guaranteed maturity Sum Assured or 11
times the annual premium or 105 %
of premiums paid is paid as
guaranteed death benefit.
At the
time of maturity, the last instalment
of the four
guaranteed smart benefits, vested bonuses and terminal bonus, if any, shall be paid to the policyholder
At the end
of every policy year,
guaranteed additions
of up to 10 % p.a. and payable at the
time of death or at
maturity
10
times the annual premium, or 105 %
of all premiums paid till the date
of death, or
Guaranteed sum assured on
maturity, or Base Sum Assured
Maturity Benefit: Sum assured along with guaranteed additions shall be paid at the time of maturity of th
Maturity Benefit: Sum assured along with
guaranteed additions shall be paid at the
time of maturity of th
maturity of the policy
At the
time of maturity, the policyholder shall be paid sum assured along with
guaranteed pay - outs up to 8.5 - 9.5 % provided all the premiums are paid and policy is active
A percentage
of sum assured, called as
guaranteed addition is added to the policy after every completed year
of premium payment term and thus at the
time of maturity, you shall receive sum assured plus
guaranteed additions.
* Death Sum Assured = 10
times of the Annualized Premium (excluding extra premium, GST and loading for modal factors, if any) or 105 %
of all the premiums paid (excluding GST and extra premium, if any) as on the date
of death
of the Life Assured or
Guaranteed Maturity Benefit (For 10 years premium payment term = 10 X Annualized Premium # and for 15 years premium payment term = 15 X Annualized Premium #) or Absolute amount assured to be paid on death (for 10 years premium payment term = 11 X annualized premium rounded up to next Rs. 1000 and for 15 years premium payment term = 16 X annualized premium rounded up to next Rs. 1000), whichever is the highest.
At the
time of maturity, the last instalment
of the
guaranteed pay - out along with accrued reversionary bonuses and terminal bonus (if any) is paid to the policyholder.
At the
time of maturity, the fund value including
guaranteed additions shall be paid as the
maturity benefit
Maturity Benefits: Sum assured with guaranteed additions will be paid at the time of policy
Maturity Benefits: Sum assured with
guaranteed additions will be paid at the
time of policy
maturitymaturity
At the
time of maturity, it offers
guaranteed 40 %
of sum assured.
InvestoBite Replied: 28-08-2017 10:39:16 In your case, 750000 is death sum assured which is minimum
guaranteed amount to be paid in case
of death during policy term and it 250
times of monthly premium for all ages (up to 49), while
maturity sum assured
of this particular plan depends premium, term and age.
In such a scenario, on survival
of the Life Assured to the end
of the policy term, policyholder shall receive the
Guaranteed Sum Assured on
Maturity which is equal to two
times the Base Sum Assured.
Here, the death benefit is higher
of 105 %
of total premiums paid, 10
times the annualized premium,
Guaranteed Maturity Sum Assured, or
Guaranteed Death Sum Assured.
Sum assured applicable for death /
maturity benefit is equal to or higher
of 10
times of annualized premium, sum assured, minimum
guaranteed sum assured on
maturity, or 105 %
of the total premiums paid.
Guaranteed Maturity Sum Assured is the amount chosen by you at the
time of policy inception and has following limits: