Bitcoin's timing works via blocks, which can come at unpredictable intervals (although usually around one every ten minutes), and so the
exact timing of the hard fork isn't known, but it should occur in November.
The BCH balance available to you will be equivalent to the BTC balance you had in your wallet at
the time of the hard fork.
Please note, until the network stabilizes, your bitcoin's fiat balance will be based on the value of bitcoin at
the time of the hard fork.
At least one cryptocurrency exchange — HitBTC — indicated it would make XMO balances available to all XMR holders at
the time of the hard fork.
Under these provisions, the holding period of the forked coin would start at
the time of the hard fork.
When you are holding a cryptocurrency at
the time of a hard fork, you'll receive an amount of the new coin equal to the amount of the original that you were holding at the time of the fork.
Investors who held the original Litecoin at
the time of the hard fork received the new LCC at a ratio of 10:1.