Sentences with phrase «time of your medical exam»

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We'll use smartphones to scan for risk factors of high blood pressure or type - 2 diabetes, «visit» with specialists remotely at medical kiosks — and when we do go for an in - person exam, we'll spend the bulk of time seeing the doctor rather than reading old magazines in the waiting room.

They didn't pass extensive board exams testing every aspect of their qualification, and they haven't faced enough medical emergencies to see how bad things can become for a perfect labor and delivery and how fast that time frame can be.

These days, medical X-rays come in multiple formats: plain film used in dental exams and doctors» offices; fluoroscopy, which bounces a continuous X-ray beam off contrast agents you've either injected or ingested, providing a moving real - time image of arteries and intestines; and the computed tomography (CT) scan, which couples a powerful computer with a circular array of extremely sensitive detectors to turn X-rays into detailed cross sections of the body.

In a three - month period, the Harvard committee (full name: the Ad Hoc Committee of the Harvard Medical School to Examine the Definition of Brain Death) hammered out a simple set of criteria that today allows doctors to declare a person dead in less time than it takes to get a decent eye exam.

A survey of more than 60 of the nation's largest medical examiner and coroner offices by ProPublica, PBS «Frontline» and NPR found 105 doctors who have not passed the exam — or more than 1 in 5 doctors on their full - time and part - time staffs.

Most of the time a careful medical history and a neurological exam (e.g., measuring reflexes) can diagnose the problem.

Research on medical students showed that wounds healed more slowly in exam time than when they were on vacation — an example of how chronically elevated cortisol impairs the immune system.»

In a study of medical students under exam - time stress, investigators found that those who received «hypnotic - relaxation training» did not show the same reduction in key immune system components that their untrained counterparts did.

A small but influential group of teachers has complained that the medical exams and services will cut into instructional time.

The good news is that you won't have to prove your insurability (e.g., through medical exams) at the time of conversion.

Given these factors, if you're fairly healthy and not concerned about your ability to pass a medical exam (they're simple and only take about 30 minutes), you can save a lot of money over time by getting a fully underwritten policy elsewhere.

Some agents will feature the convenience of no medical exam policies, but the time saved from undergoing a medical exam (which typically takes less than an hour and can be scheduled wherever is most convenient) doesn't make up for the additional cost of higher premiums over several years.

When shopping for Tennessee Life Insurance, you need to be aware that there are certain provisions that vary from state to state, and the Tennessee State Department of Insurance does issue regulations for Tennessee Life Insurance policies pertaining to free - look time frames, illustration requirements, underwriting, and medical exam requirements.

Also, the New Jersey State Department of Insurance issues regulations for New Jersey Life Insurance policies pertaining to free - look time frames, illustration requirements, underwriting, and medical exam requirements.

Renew your coverage every ten years, up to age 85 — no medical exam or questionnaire required at the time of renewal

For example, because there are no medical exams to review, this type of coverage can often be approved and issued in a much shorter period of time — in some cases, even within just days, or sooner.

Unlike most life insurance policies, buying MPI does not require a medical exam much of the time.

In order to speed up the time in underwriting, as well as to cut underwriting costs, many top - rated life insurers have opted to forgo the medical exam on term life policies that have death benefits of up to $ 1,000,000.

Even routine annual exams can be scary and, as pets age, their need for medical care is likely to become more frequent, so now is the best time to plan for a future of check - ups and Veterinary Procedures.

All animals are given medical exams and we will inform potential owners of any health issues that we discover; however, if your veterinarian detects signs of health problems, please give some thought to the time and expense that may be required to provide the necessary treatment.

Because of this, any time a dog is acting aggressive, it's not a bad idea to have a thorough vet exam so to rule out pain or any medical conditions.

As a long - time spokesperson for Colonial Penn Life Insurance, Alex Trebek has been telling us about how seniors between the ages of 50 to 85 can get affordable life insurance with «no medical exam and no health questions» for as little as $ 9.95 per unit.

With this type of coverage, cash value is accrued over time and there is no medical exam required; however, applicants are only guaranteed coverage up to $ 20,000.

No medical underwriting upon renewal When your coverage renews in 10 years, it will be at your new age - based rate - without any medical exams or questionnaires required at the time of renewal.

The reason it takes quite a while is because often times if a company want to you to complete a medical exam, they will also want to obtain your medical records as well as a part of the underwriting process.

Now there are products known as «guaranteed issue» life insurance products that won't ask any medical questions or require a medical exam, however, these types of life insurance products will not cover «natural» causes of death for a certain period of time (typically 2 - 3 years) once the policy goes into force.

One of the easiest policies to obtain, instant issue (non-medical) life insurance can be the solution needed to obtain the coverage in the shortest time possible with no medical exam.

If your policy requires a medical exam, we will conveniently schedule it at a time and place of your choice.

Foresters in another one of our favorite life insurance companies when it comes time to look for life insurance with no medical exam.

Disadvantages: Have to be in good health; need to take a free medical exam, coverage lasts for a specific amount of time which means you can outlive it.

There is also no medical exam so the nurse will not have to come out, which doesn't take time out of your already busy day.

Other than simply not wanting to do an exam, one of the biggest reasons to consider a non medical term life insurance policy is lack of time.

Instead of needing a medical exam to finalize coverage, Haven Life's sophisticated technology analyzes the health information that you have already provided in the application to make a decision in real - time.

Whether it's because it adds time to the process or they just don't like the idea of a blood & urine test, the medical exam can be the biggest hurdle in getting life insurance coverage.

While not every type of life insurance plan requires a medical exam, there will be times that it's necessary when applying for coverage.

They do this by using readily available data instead of medical records and exam results, which can take a long time to retrieve and review.

Worse comes to worst, you pay a high premium now and as more time passes (between now and your last drug use), you can request a new medical exam — usually on the one year anniversary of your policy — and try to get a lower rate.

I get that even with the conveniences that a medical exam offers, you may still not want to take time out of your day to do it.

You'll go through a lot of the steps you did the first - time you applied — and that potentially includes the medical exam.

Life Insurance Exam Insurance companies will be evaluating the risk of covering you when they issue you a policy, and most of the time they will they will require a medical eExam Insurance companies will be evaluating the risk of covering you when they issue you a policy, and most of the time they will they will require a medical examexam.

For example, cash value from a permanent policy can be used for purposes other than the original intent of the insurance.1 Also, many term policies can be converted to a permanent policy over time, and some policies provide the option to increase insurance without a medical exam.2

You don't have to take advantage of it, but during a certain window of time, you have the option to convert to a permanent policy without a new medical exam or health questionnaire.

New Medical Exam: Most companies won't require this if you apply for reinstatement within a certain amount of time, typically within six months of the end of the grace period, but this varies by insurance company.

In order to speed up the time in underwriting, as well as to cut underwriting costs, many top rated life insurers have opted to forgo the medical exam on term life policies that have death benefits of up to $ 250,000.

Guaranteed Level Term Life Insurance policies that require no medical exams or personal information may be in excess of 3 times more expensive than policies which do require you to provide personal information.

Just like with a traditional term insurance plan, you'll buy a no medical exam for a certain period of time, and after that point you'll no longer have insurance coverage.

Most of the time when you apply for life insurance not only are there health questions but a full application, background check, a sweep through your medical records, driving history, family history and a medical exam.

Cost and Expenses: This type of policy is generally more expensive than a standard health insurance policy that includes a medical exam with rates that may be two to four times greater depending on the answers to the health questions.

If you do not want to deal with the hassle of submitting to a medical exam to qualify for a life insurance policy, you can apply for no exam life insurance and receive your results in no time.

However, what they don't tell you is that these policies generally cost up to 3 times more than the same type of policy that does require a medical exam.