Sentences with phrase «time purchasing life insurance»

Is this the first time purchasing a life insurance policy?

First time purchasing life insurance for both myself and my husband.

At the time you purchase a life insurance policy, your insurance representative has an obligation to explain all of these clauses and policy conditions to you, as well as other exclusions in your life insurance policy as part of the purchasing process.

Keep in mind that many of the times purchasing life insurance with no medical exam may cost more.

Last time I purchased life insurance I felt like I took a bit of a beating.

Not exact matches

With term life insurance, however, the policy is purchase for a set period of time.

Annual renewable term life insurance (ART) is a type of term life insurance policy that allows you to purchase one year of coverage at a time.

A commonly shared rule of thumb for determining your life insurance needs is to purchase a policy with a death benefit equal to 5 to 10 times your annual income.

If you want coverage for a fixed period of time, such as 10 or 15 years, term life insurance will be your least expensive option, and you can purchase hundreds of thousands of dollars in coverage.

Parent Involvement in the School Program 2112.00 Parent Involvement Plan 2112.00 R1 Part - Time Classified Employees 6335.00 Part - Time Employees 6325.12 Payroll Deductions - Tax Sheltered Annuities 3921.00 Payroll Deductions - Tax Sheltered Annuities 3921.00 R1 Payroll Deductions - Tax Sheltered Annuities Approved Companies 3921.00 R3 Payroll Deductions - Tax Sheltered Annuity Deduction Agreement 3921.00 R1E1 Payroll Deductions - Tax Sheltered Annuity Requirements for all Vendors 3921.00 R2 Payroll Deductions - Tax Sheltered Life Insurance 3922.00 Performance Contract (Memorandum) 7116.30 E4 Performance Contract (Memorandum) 6222.10 E4 Performance Contract - $ 1,000 or less 7116.30 E2 Performance Contract - $ 1,000 or less 6222.10 E2 Performance Contract - over $ 1,000 not more than $ 5,000 6222.10 E3 Performance Contract - over $ 1,000, not more than $ 5,000 7116.30 E3 Performance Contract - Procedures 7116.30 R1 Performance Contract - Procedures 6222.10 R1 Performance Contract - Wage / Payment & Vendor / Contractor Determination 7116.30 E5 Performance Contract - Wage / Payment & Vendor / Contractor Determination 6222.10 E5 Performance Contracts 6222.10 Performance Contracts 7116.30 Personal Leave - All Employees 6225.00 R3 Personal Property Authorization 3934.00 E1 Personal Purchases by Employees 3872.00 Personnel Files 6410.00 Personnel Files 6410.00 R1 Petty Cash Purchase 3820.00 Physical Assaults and Threats 5610.00 Physical Examinations 6430.00 Physical Examinations 6430.00 R1 Positive Behavior Supports 8400.00 R1 Positive Behavior Supports and Interventions 8400.00 Post-Issuance Compliance for Tax Exempt and Tax Advantaged Obligations 3510.00 Post-Issuance Compliance for Tax Exempt and Tax Advantaged Obligations 3510.00 R1 Probationary Classified Employees 6343.00 Procedure for Workers» Compensation Insurance 6223.60 R1 Professional Staff Evaluation 6192.00 Program Evaluation 0540.00 R1 Program Evaluation 0540.00 Prohibition of Referral or Assistance Property Claim Form 3934.00 E2 Property Inventory 3220.00 Property Inventory 3220.00 R1 Proposed Guidelines for the Provision of Sex Education 7122.40 Public Complaints or Concerns 9600.00 Public Complaints or Concerns 9600.00 R1 Public Complaints or Concerns - Guidelines 9600.00 E1 Public Information Program 9120.00 Public Information Program 9120.00 R1 Public Records 8310.00 R1 Public Records 9110.00 Public Records 9110.00 R1 Public School Academies (Charter Schools) 2020.00 Public School Academies - Review and Approval of Application 2020.00 R1 Purchasing 3810.00 R1 Purchasing 3810.00 Purchasing - Department Responsibilities 3810.00 E1 Purchasing Cards 3810.00 R14

By purchasing a 20 year term life insurance policy during this time in your life, you can be certain your financial responsibilities will be covered if you were to pass away.

If you're purchasing life insurance to help your family with any of these costs, a cheaper term life insurance policy would be a better fit, since the costs would be paid over time.

Term life insurance policies can be purchased to cover nearly any period of time, and will stay in effect for the entire period as long as you continue to pay the premiums (the cost of the policy, which can be paid on a monthly or annual basis).

A good rule of thumb is to purchase enough life insurance to cover 10 times your income if you have kids under 10 years old (five times your income if you have kids over 10), plus the amount needed to pay off any debts.

The best time to purchase life insurance is now, because the longer you wait, the more expensive your coverage grows.

A commonly shared rule of thumb for determining your life insurance needs is to purchase a policy with a death benefit equal to 5 to 10 times your annual income.

These differences may seem shocking to someone shopping around for life insurance, especially when you're trying to balance cost with coverage.State laws come into play both when you purchase your policy and when it's time to make a claim.

Now would be a great time to increase your life insurance or purchase life insurance if you don't have it.

In order to reduce costs and increase the policy's value over time, Northwestern Mutual lets you use dividends to purchase paid - up whole life insurance.

Term life insurance offers an inexpensive way to purchase a death benefit for a limited «term» or time period.

The life insurance cost will be the same whether you purchase at the same time or years apart.

However, they do happen from time to time, so it is important to be aware of the possibility if you are purchasing a life insurance policy sold by a mutual life insurance company.

If you want coverage for a fixed period of time, such as 10 or 15 years, term life insurance will be your least expensive option, and you can purchase hundreds of thousands of dollars in coverage.

If your life has also changed lately, it might be time to consider purchasing Fort Worth, TX life insurance.

Life insurance can be purchased either as a permanent policy, covering your entire lifetime, or as a term policy, covering a certain period of time — anywhere from a year to 30 years.

You can get a similar effect by purchasing a whole life insurance policy that's paid for over a shortened period of time, such as 20 years.

For certain individuals, it may be more prudent to purchase a term life insurance policy with lower premiums for a fixed amount of time and take the difference in savings between the two policies and invest in different types of stocks, bonds and mutual funds which may lead to higher returns and a more diversified portfolio.

You know there is really no magic number regarding how much whole or term life insurance you should purchase, but most experts suggest getting at least ten times your annual salary.

But by purchasing life insurance coverage, loved ones can have this money quickly, allowing them one less thing to worry about at an already stressful time in their lives.

In summary, simplified term life insurance is a quick and painless way to purchase a life policy that will protect your loved ones in their time of need.

If you purchased life insurance before having children and only purchased enough to cover the mortgage, but not the costs of raising a child or college tuition, it might be time to consider purchasing more coverage.

The mobility of renters presents an additional challenge, in that many millennials only purchase renters insurance for the time they're required to have it while they live at a given property.

At large employers, your benefits packet is loaded with information on health insurance, dental insurance, vision insurance, disability insurance, life insurance, wellness programs, stock purchase plans, flexible spending accounts, health savings accounts, time off and leave policies, and company retirement plans.

Our cost of life insurance infographic shows that you can pay up to 17 times more for life insurance purchased from a car yard than you would if you bought standard life insurance from a life insurance company or super fund.

Term life insurance is typically an affordable way to purchase coverage for your loved ones for a specific period of time.

If you are purchasing a time life insurance policy, be sure to request inclusion of the guaranteed renewal clause.

5) You ascertain that you want to live in Southeast Asia most time, and that you need US$ 10,000 / y. 6) To derive the $ 10k / y, you could, for example, a) own a property costing $ 150k and rent it b) keep a stock and bond mutual fund of $ 250K and withdraw 4 % pa from it c) purchase an annuity with a single consideration of $ 180K, for which the insurance company promises to pay you a guaranteed $ 10k / year for as long as you live, plus a variable bonus

Participating whole life pays dividends, which can be used to purchase additional paid - up insurance, take out the cash, leave with the carrier to earn taxable interest, or pay premiums for a period of time.

Other times term life insurance policies are purchased to protect financial responsibilities that may crop up later in life, such as the purchase of a vacation home or your adult child's graduate school tuition.

Because permanent life insurance is a lifelong life insurance policy, a good time to purchase life insurance is when you are doing your financial planning, and when you are considering ways to create financial security in your retirement years.

Most of the time term life insurance policies are purchased to cover the most financially - vulnerable years, such as when your children are small and you have quite a few years left on your mortgage loan.

Supplemental Life Insurance — You may purchase additional life insurance for yourself up to three times your annual salary, spousal coverage up to 50 % of your life insurance amount, and dependent life insurance of $ 10,000 for each chLife Insurance — You may purchase additional life insurance for yourself up to three times your annual salary, spousal coverage up to 50 % of your life insurance amount, and dependent life insurance of $ 10,000 for eaInsurance — You may purchase additional life insurance for yourself up to three times your annual salary, spousal coverage up to 50 % of your life insurance amount, and dependent life insurance of $ 10,000 for each chlife insurance for yourself up to three times your annual salary, spousal coverage up to 50 % of your life insurance amount, and dependent life insurance of $ 10,000 for eainsurance for yourself up to three times your annual salary, spousal coverage up to 50 % of your life insurance amount, and dependent life insurance of $ 10,000 for each chlife insurance amount, and dependent life insurance of $ 10,000 for eainsurance amount, and dependent life insurance of $ 10,000 for each chlife insurance of $ 10,000 for eainsurance of $ 10,000 for each child.

At the time the company purchased life insurance policy on you there was an insurable interest, which is a fancy way of saying that there would be a loss to the company if you died while employed there.

Rates and time taken to qualify and purchase a life insurance policy vary by product and underwriting requirements.

You purchase critical illness insurance, like term life insurance, for a specified amount of time.

With term life insurance, however, the policy is purchase for a set period of time.

Full - time and eligible part - time associates receive provides Basic Life and Accidental Death and Personal Loss Insurance (AD & PL) at no cost to you, and the option to purchase additional life and AD & PL insurance for yourself and voluntary life insurance for your dependeLife and Accidental Death and Personal Loss Insurance (AD & PL) at no cost to you, and the option to purchase additional life and AD & PL insurance for yourself and voluntary life insurance for your deInsurance (AD & PL) at no cost to you, and the option to purchase additional life and AD & PL insurance for yourself and voluntary life insurance for your dependelife and AD & PL insurance for yourself and voluntary life insurance for your deinsurance for yourself and voluntary life insurance for your dependelife insurance for your deinsurance for your dependents.

Term Life insurance, as the name implies, is life insurance that you purchase for a specific length of time, usually 5,10 or 20 yeLife insurance, as the name implies, is life insurance that you purchase for a specific length of time, usually 5,10 or 20 yelife insurance that you purchase for a specific length of time, usually 5,10 or 20 years.

The last time you purchased insurance or made a contribution to your RRSP, did you think about how long you might live?

Fact: It's a fact that any purchase as important as life insurance requires a modest investment of your time, but it does not have to be a major inconvenience.