The integration of the SIMS write back for attendance and behaviour also prevents the need to login twice to separate systems, which again provides ongoing
time savings as well as reduced network traffic which subsequently helps speed up data transfers etc. so all in all, a worthwhile investment!
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the
timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals
as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such
as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such
as U.S. export control laws and U.S. and foreign anti-bribery laws such
as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such
as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers,
as well
as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost
savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco
as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Ottawa could find
savings of $ 730 million today if it made the above changes and that number would grow over
time as more Canadians become eligible for retirement programs, the report said.
Believing these people, and afraid to miss out on the gold rush, small -
time investors, grandma and grandpa, and barbers and taxi drivers invested their life
savings in companies such
as Pets.com, Webvan, and eToys.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or
timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future
timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the
timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any
time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and
savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to
as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Women's retirement -
savings balances generally tend to be lower on average than men's, due to the ongoing gender wage gap and the fact that women are more likely than me to take
time off to raise kids or act
as caregivers for other friends or relatives.
It didn't work The dark side of daylight
savings time Arbitration
as a way out of the North Korean crisis
Millennials should look into personal financial management apps such
as Digit and Acorns among others, that provide users with real
time insight into their spending habits and make it easier to allocate money to their retirement
savings with a few taps on their phones.
«Investing for retirement is a long - term commitment — not a 10 - day
time frame — and
as a result, the Freedom Funds are a lifetime
savings solutions for shareholders,» said Vincent Loporchio, a Fidelity spokesman.
Additionally, McDonald's measures their other goals such
as increasing revenue and creating better customer service, by analyzing the amount of sales generated, their overall cost
savings, the type of customer feedback the campaign received, and their response
time when replying to customers.
Come up with a budget and a
savings plan
as engagement announcements stack up, said Bera at Gen Y Planning — especially if you can foresee a few celebrations that you'll have a tough
time saying «no» to.
In addition to its corporate diversity, Alphabet Inc. ranked strongly for worker pay and benefits, including a flexible paid
time off policy, and a strong 401 (k)
savings program, and for its supply chain impact (the company has committed to reasonable worker hours, and to policies such
as no forced or child labor).
Setting up a high - yield online
savings account may not be
as easy
as swinging by a friendly local bank branch, if one still exists, but it's nearly 10
times more interest on average.
We will only get compensated if we identify
savings for the client, at which
time we will ask for 20 % of the total amount saved
as a «one -
time» fee.
Borrowers should keep in mind that lower interest rates at the beginning of a loan result in more actual
savings than lower interest rates towards the end of a loan since the principal is lower
as time goes by (interest charged is a percentage of the current loan balance).
As the One - Year Executive MBA program is considered a full -
time program, Canadian citizens or permanent residents who have Registered Retirement
Savings Plans (RRSPs) can use the Life Long Learning Plan (LLP) to finance their own education or that of their spouse / partner.
As a first -
time customer, you receive $ 200 for opening a Chase Total Checking account with direct deposit, and $ 150 for a new Chase
Savings account with a $ 10,000 deposit.
But they're hitting
savings big -
time, which is acting
as a detriment to consumption.
I absolutely do not believe that mutual funds are a better investment than individual stocks (companies that pay rising dividends over
time) over the long run, so I invest the rest of my
savings in a taxable account (
as well
as maxing out my Roth IRA every year, of which individual stocks are purchased).
Well, the
time savings that work flexibility (such
as telecommuting and flexible schedules) offers is a major factor.
Although the
savings in the short term are relatively small, these proposals should be actively considered
as the
savings do grow over
time.
Ultimately, I re-allocated myself for $ 300 per year
savings, increasing over
time as my investment balances increase.
«If you've been behind in your retirement
savings, now is the
time to play catch - up, get more aggressive and sock away
as much cash
as possible in preparation for the years when you won't be working full
time,» said Khalfani - Cox.
As Andrew, Marc, Toby and I pointed - out at the
time, despite the low up - front cost of Tax - Free
Savings Accounts, they will become exponentially more expensive over
time.
It gives you unique access to market intelligence and
savings opportunities in real
time as you create a design BOM.
At the same
time, Sorrell may have become a liability, at least symbolically, in an era when big clients under pressure to grow profit margins amid sluggish sales growth turned to agency fees
as a seemingly bottomless bucket of cost
savings.
As long as my husband and I keep our full - time jobs and save our earnings from our other investments, we are confident that we will increase our income as well as our saving
As long
as my husband and I keep our full - time jobs and save our earnings from our other investments, we are confident that we will increase our income as well as our saving
as my husband and I keep our full -
time jobs and save our earnings from our other investments, we are confident that we will increase our income
as well as our saving
as well
as our saving
as our
savings.
This raises the obvious question
as to when is the right
time to consider long - term structural changes, which would improve retirement
savings for most Canadians?
Critics of the Labor Department's rule have argued that requiring advisors to serve
as fiduciaries to the small and midsize plan market will negatively affect access to 401 (k) plans at a
time when policymakers at the federal and state level are crafting and passing legislation intended to broaden access to retirement
savings for employees of small employers.
«Credit unions continue to provide the best deals, offering over 10
times more interest on checking accounts than regional banks,
as well
as 573 % higher rates on
savings accounts than national banks,» WalletHub says in an emailed summary of the study.
Uncle Sam is likely to be far less generous in social security payments by the
time I will reach 65, pensions are by and large a thing of the past and
savings accounts pay about
as much
as the mattress you hide your money under does.
Come tax
time, eligible workers can claim the Retirement
Savings Contributions Credit, better known
as the Saver's Credit.
U.S. households use about 8 % of their income to either pay off debt, or increase
savings — or sometimes both at the same
time,
as in the typical case of a mortgage payment.
@Monevator — not a criticism but at this moment in
time I've no idea what my expenses are
as I'm trying to live life to the full whilst still working full
time having a reasonable final salary pension and having some
savings.
As much as possible and as much as you feel good about and even increase your savings rate over tim
As much
as possible and as much as you feel good about and even increase your savings rate over tim
as possible and
as much as you feel good about and even increase your savings rate over tim
as much
as you feel good about and even increase your savings rate over tim
as you feel good about and even increase your
savings rate over
time.
The administrator
time demands were cut in half, and that
time savings could be used to interpret data and to plan for appropriate improvements
as opposed to chasing after responses.
Economists like Stanley, who expects the corporate tax cut to lift wages over
time, think it will happen indirectly
as companies channel their tax
savings into machinery, computers and software, making workers productive and leading to higher pay.
Even if one is able to attain this best case return target, most retirees will have to learn to live on much lower income than they are expecting, and / or continue working at least part
time well into their 70's, and / or start saving a much higher percentage of their income asap so
as to increase their
savings to the target level of capital needed.
Savings Rate — The Most Important Variable to Wealth Building [and the math to prove it]-- When it comes to wealth building there are many variables to consider, but as I have stated in my monthly financial reports many times, it's the savings rate that doesn't get the attention it de
Savings Rate — The Most Important Variable to Wealth Building [and the math to prove it]-- When it comes to wealth building there are many variables to consider, but
as I have stated in my monthly financial reports many
times, it's the
savings rate that doesn't get the attention it de
savings rate that doesn't get the attention it deserves.
By outsourcing the real estate services, our franchisees receive many benefits such
as money and
time savings and a faster store - opening process.
As of June 2011, total assets in college
savings plans reached an all -
time high of $ 169.5 billion.
AGB: «I had built up some
savings from work, and I wanted more control and flexibility over my
time, priorities, and the nature of my work
as a whole.
On a more positive note, if you can increase your annual
savings as your salary goes up over the years, you'll bring down the
time it takes.
ETFs can also serve
as a long term
savings vehicle, at
times even beating traditional mutual funds.
For lenders, such
as banks and credit unions, cost of funds is determined by the interest rate paid to depositors on financial products, including
savings accounts and
time deposits.
There were hints
as to how Whole Foods» new owner will try to squeeze new revenue and
savings over
time.
This recipe will be excellent for
time -
savings, however the method has to produce BBQ wings
as good (I'm thinking better even)
as my slow cooker recipe.
By the way, Canada «sprung forward» to Daylight
Savings Time last weekend
as well.
«Most golfers cite
time and money
as the two main obstacles to playing more golf, so we try to address that head - on by first bringing the entire golf industry under one roof, saving
time, and then by working with our sponsors and exhibitors to generate a unparalleled value for attendees in the form of front - door giveaways, prizes for our interactive contests and games, and show - only
savings on the products and services being showcased.»
Those that are seeking a Mortgage Ireland opportunity will have to vouch for steady
savings buildup
as one criterion the First
Time Buyer Mortgage program.