Something to consider is that there will be significant
time savings at the airport when flying out of Niagara Falls.
Make deposits into your business
time savings at any time and earn interest at the current rate.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the
timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or
at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost
savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
At the same time, inside the box, Edmark offered a simplified registration card and a new incentive — a chance at a $ 10,000 savings bond — to encourage more users to offer their names and addresse
At the same
time, inside the box, Edmark offered a simplified registration card and a new incentive — a chance
at a $ 10,000 savings bond — to encourage more users to offer their names and addresse
at a $ 10,000
savings bond — to encourage more users to offer their names and addresses.
Millennial small business owners have more confidence in their retirement
savings than baby boomers, according to our survey, possibly because millennial owners started their business
at a younger age on average (26 vs. 43 years old), allowing more
time for them to grow their businesses» profit margins and create comfortable retirement plans.
The company claims its service conserves one gallon of fuel per idling hour per truck, and with more than one million truckers on the road
at any given
time, the
savings add up — so far, says Wilson, eight million gallons of fuel have been saved, 83,000 metric tons of emissions have been eliminated, and 150,000 road cowboys have plugged in.
When you convert your 401 (k) to a Roth IRA (or an IRA to a Roth IRA) you'll have the option of withholding taxes on the conversion, but it's better if you convert the full amount (no withholding) and then set aside money from
savings for taxes
at tax
time.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or
timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future
timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the
timing and scope of future repurchases of United Technologies» common stock, which may be suspended
at any
time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and
savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or
at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
The analysis, which looked
at 22,100 corporate retirement plans and 14.5 million participants, found that the lofty balance figures have been helped not only by a robust stock market that has been hitting all -
time highs, but also by an increase in
savings by workers.
The worries about inflation's impact on
savings come
at a
time when retirement finances are in flux.
The estimated federal tax
savings below are for a single, childless taxpayer who owns a house valued
at three
times their salary.
While some investors may have the impulse to drive away — fast — Ryan Lewenza, a portfolio manager with Raymond James, thinks now's the perfect
time to invest your
savings at the gas pump into more energy stocks.
At the
time, AOL surprised Time Warner officials with an estimate of the expected synergies, the savings and benefits that a combined company that would supposedly be impossible ap
time, AOL surprised
Time Warner officials with an estimate of the expected synergies, the savings and benefits that a combined company that would supposedly be impossible ap
Time Warner officials with an estimate of the expected synergies, the
savings and benefits that a combined company that would supposedly be impossible apart.
At the
time, Laudien's
savings were invested in money market funds, which matured, and then, without his knowledge or consent, reinvested in riskier ABCP.
Each account must be tied to a
savings goal (you don't need to have an actual item in mind, but you must set a dollar figure), which you can change
at any
time.
To help extend your
savings at retirement over a longer
time horizon, work with an advisor to assess both your investment allocation and your draw - down strategy in relation to the number of years you expect to live, he said.
Come up with a budget and a
savings plan as engagement announcements stack up, said Bera
at Gen Y Planning — especially if you can foresee a few celebrations that you'll have a tough
time saying «no» to.
If you have a retirement -
savings plan
at work, that plan is more likely than ever to automatically enroll you — and to automatically increase, over
time, the percentage of your salary that gets saved.
«That's why we put forward a budget that speaks to strategic investments in economic growth and job creation, while
at the same
time transforming government by achieving our
savings targets and limiting program spending growth to 1.1 per cent.»
We will only get compensated if we identify
savings for the client,
at which
time we will ask for 20 % of the total amount saved as a «one -
time» fee.
Another advantage of having a
savings account is liquidity, which means funds are accessible
at any
time, though that access is limited to a maximum of six withdrawals per monthly statement cycle.
Borrowers should keep in mind that lower interest rates
at the beginning of a loan result in more actual
savings than lower interest rates towards the end of a loan since the principal is lower as
time goes by (interest charged is a percentage of the current loan balance).
Adrian Mastracci, a «fee - only» portfolio manager
at KCM Wealth Management Inc., comments, «It's
time to welcome a newly - minted
savings plan to the retirement labyrinth.»
It's crucial to have
at least $ 1,000 in your
savings account
at all
times, but sometimes no matter how prepared we are, unfortunate events can happen.
If you save just $ 200 a month, earn an annual interest rate of 7 percent and let your
savings compound annually, you'll save more than $ 150,000 by the
time you retire
at age 65.
As Andrew, Marc, Toby and I pointed - out
at the
time, despite the low up - front cost of Tax - Free
Savings Accounts, they will become exponentially more expensive over
time.
Cardholders can earn 1 % cash back on every purchase, 2 %
at grocery stores and wholesale clubs, and 3 % on gas for the first $ 2,500 in combined grocery / wholesale club / gas purchases each quarter, and Bank of America ® customers can even receive a 10 % customer bonus every
time they redeem their cash rewards into a Bank of America ® checking or
savings account.
At the same
time unemployment will rise, which will partially reduce the
savings rate, but worried Chinese households with jobs will cut back on consumption, which will increase the
savings rate.
At the same time, Sorrell may have become a liability, at least symbolically, in an era when big clients under pressure to grow profit margins amid sluggish sales growth turned to agency fees as a seemingly bottomless bucket of cost saving
At the same
time, Sorrell may have become a liability,
at least symbolically, in an era when big clients under pressure to grow profit margins amid sluggish sales growth turned to agency fees as a seemingly bottomless bucket of cost saving
at least symbolically, in an era when big clients under pressure to grow profit margins amid sluggish sales growth turned to agency fees as a seemingly bottomless bucket of cost
savings.
At the same
time, the budgets differ somewhat on how much
savings there are and where they come from.
For example, if you were to get a loan today
at 4.5 % (30 year mortgage), would you not have to wait a long
time before you could get a
savings account, CD or money market account that ever eclipsed that amount?
At the same
time, you have $ 5,000 in a retirement
savings account that has a 7 % annual rate of return, and you put $ 200 each month into the account.
The Freakonomics Blog
at the New York
Times site had a fascinating theory on why the Chinese
savings rate is so high (too many young men competing for too few available young brides).
And, 83 percent of self - employed respondents who are currently saving for retirement say they have had to pause or cut back on their
savings due to various obstacles, compared to 70 percent of traditionally employed people who have paused
at one
time or another.
Critics of the Labor Department's rule have argued that requiring advisors to serve as fiduciaries to the small and midsize plan market will negatively affect access to 401 (k) plans
at a
time when policymakers
at the federal and state level are crafting and passing legislation intended to broaden access to retirement
savings for employees of small employers.
There was a major problem, however: I only had $ 375.000 in my retirement
savings accounts
at the
time and I didn't have any company pension.
Enron filed for bankruptcy in December 2001 — the biggest bankruptcy filing in U.S. history
at the
time, costing 20,000 employees their jobs and many their life
savings, and losing billions for investors.
You can save for a new home and retirement
at the same
time, ensuring that both
savings accounts hold the best investments and are performing
at their best.
Bank runs soon occurred when bank patrons tried to withdraw their
savings from banks all
at the same
time.
The Holy Grail is
savings equal to
at least eight
times your annual salary
at age 67.
Pensions can be interesting
at a
time when there are broad concerns about the viability of Social Security and
savings rates among the public.
An EE Government
Savings Bond was a prudent gift idea
at the
time.
With the little she has in
savings, she raised more money from my two younger brothers with the promise of repaying them with interest
at a set
time.
For this reason, I have a number of different checking,
savings, and money market accounts and transfer the majority of my money to the accounts that are paying the most
at any given
time.
At a
time when people are living longer, yet retiring with a smaller pot of
savings than they'd hoped for, this book will become the essential guide.
From procurement through close out, we keep innovation
at the forefront of our business, constantly exploring new design approaches and technologies, refining our systems and processes, and fostering a level of communication that results in project cost and
time savings.
U.S. households use about 8 % of their income to either pay off debt, or increase
savings — or sometimes both
at the same
time, as in the typical case of a mortgage payment.
While that's more than a hundred
times the standard
savings rate
at national banks, the online - only banks that offer such rates don't provide physical service locations, meaning that you won't be able to speak with a banker in person to manage your account.
@Monevator — not a criticism but
at this moment in
time I've no idea what my expenses are as I'm trying to live life to the full whilst still working full
time having a reasonable final salary pension and having some
savings.
No Quarterly Service Charge if you have an automatic, recurring monthly transfer of $ 25 or more from a BBVA Compass checking account to your BBVA Compass ClearChoice
Savings account in effect
at the
time the service charge would be assessed.