One of the biggest
time savings with eLearning is that Tests are automatically graded, and TalentLMS doesn't disappoint here either.
Not exact matches
The best ones make it a point to either speak or visit their clients mid-year to get a sense of what's going on so that they can strategize the best approach for tax
savings with enough
time to take actions.
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the
timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions
with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements
with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements
with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts
with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships
with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost
savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance
with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
«Take advantage of special
savings with this
time - limited offer to popular destinations.»
The company claims its service conserves one gallon of fuel per idling hour per truck, and
with more than one million truckers on the road at any given
time, the
savings add up — so far, says Wilson, eight million gallons of fuel have been saved, 83,000 metric tons of emissions have been eliminated, and 150,000 road cowboys have plugged in.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or
timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future
timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection
with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection
with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the
timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any
time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection
with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and
savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection
with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated
with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated
with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
In addition to the obvious cost and
time savings associated
with virtual meetings, there are additional benefits.
Virtual training materials also drastically decrease production costs since everything is digital, so you can spend more
time creating highly - valuable training material and pay for it
with the
savings you're earning from not printing and publishing it all.
With his meager
savings, he was able to afford a plane ticket to Greenland, where he spent
time volunteering.
There are two main plan types: a prepaid tuition plan, which lets you pay for tuition ahead of
time based on today's costs, and a «
savings plan» that functions like an investment account, growing (and falling)
with the market.
While some investors may have the impulse to drive away — fast — Ryan Lewenza, a portfolio manager
with Raymond James, thinks now's the perfect
time to invest your
savings at the gas pump into more energy stocks.
The
time and cost
savings are substantial,
with many doctors reducing electronic healthcare reporting by two to three hours a day.
At the
time, AOL surprised Time Warner officials with an estimate of the expected synergies, the savings and benefits that a combined company that would supposedly be impossible ap
time, AOL surprised
Time Warner officials with an estimate of the expected synergies, the savings and benefits that a combined company that would supposedly be impossible ap
Time Warner officials
with an estimate of the expected synergies, the
savings and benefits that a combined company that would supposedly be impossible apart.
With cost
savings, faster
time - to - hire, and access to talent not otherwise available being the most commonly cited reasons.
Parents hoping to teach their children the power of compound interest on their
savings today will have a harder
time than parents in the 1970s and 1980s, when interest paid on
savings accounts soared above 10 per cent compared
with rates today, when even the highest - paying
savings accounts sit in the low single digits.
Cost
savings: In addition to real estate
savings with full -
time remote workers, 20 percent of survey respondents would take a 10 percent pay cut for flexible work options.
Millennials should look into personal financial management apps such as Digit and Acorns among others, that provide users
with real
time insight into their spending habits and make it easier to allocate money to their retirement
savings with a few taps on their phones.
To help extend your
savings at retirement over a longer
time horizon, work
with an advisor to assess both your investment allocation and your draw - down strategy in relation to the number of years you expect to live, he said.
Come up
with a budget and a
savings plan as engagement announcements stack up, said Bera at Gen Y Planning — especially if you can foresee a few celebrations that you'll have a tough
time saying «no» to.
The trade - off
with CDs is that you will lock up your
savings for a set period of
time.
With my new salary I am dumping $ 2k of my after tax pay into my
savings every month (some of which gets dipped into when tuition
time comes).
Clear the clutter and enjoy the
time and cost
savings that come
with consolidation.
As a first -
time customer, you receive $ 200 for opening a Chase Total Checking account
with direct deposit, and $ 150 for a new Chase
Savings account
with a $ 10,000 deposit.
Then perhaps in a short
time «only» 3 million (or 10 % of) Canadians would be enjoying the
savings and actually dealing
with a phone company that cares about them.
Annual IRA limits may seem small, but combined
with tax breaks and compounding, your
savings can add up significantly over
time.
Chime is targeting those in their late 20s and early 30s
with a low - fee checking and
savings account, a mobile app that allows for automated
savings and real -
time notifications, and a policy of no monthly fees, hidden fees or overdraft charges.
A fixed income annuity provides you, or you and your spouse,
with guaranteed1 income by turning a portion of your
savings into a stream of income payments for the rest of your life or a set period of
time.
In this scenario, a CD would earn you over 1.5
times what you would make
with a high - yield
savings account.
But over
time, traditional pensions are declining, and more of us are retiring
with 401 (k) s, IRAs and our personal
savings.
At the same
time unemployment will rise, which will partially reduce the
savings rate, but worried Chinese households
with jobs will cut back on consumption, which will increase the
savings rate.
MONESSEN, PA. — Bob Dyky has lost his retirement
savings three separate
times since his steel mill shut down
with all the other steel mills around.
Saving plan sponsors
time and money while reconnecting participants
with their retirement
savings
If the final rule «is not dealt
with» either by statute or other means, «then what we'll see over a period of
time is a self - fulfilling prophecy: What happens
with less advice is more diminished returns and over a period of
time what happens is a wider and wider [
savings] gap,» Roskam said.
For example, the average real estate
savings with full -
time telework is $ 10,000 per employee, per year.
Savings accounts typically entice customers
with interest rates that will grow the money put in them over
time.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost
savings initiatives; changes in relationships
with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the business and operations of the Company in the expected
time frame; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; risks associated
with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; tax law changes or interpretations; and other factors.
If you go
with overdraft protection, your checking and
savings account would be linked and any
time you go over, SunTrust automatically transfers money from one account to the other to cover it.
If working longer
with your current employer isn't an option, you may be able to take a lower paying and maybe even part -
time job that gives you enough income to delay tapping your
savings even if you can longer save a dime.
Now that you have these
savings each month, it's
time to bank that money to start catching up
with retirement.
That's because there's much less
time for rates to increase, which makes it more likely that you will keep the
savings you get
with the initially lower variable rate.
With the little she has in savings, she raised more money from my two younger brothers with the promise of repaying them with interest at a set t
With the little she has in
savings, she raised more money from my two younger brothers
with the promise of repaying them with interest at a set t
with the promise of repaying them
with interest at a set t
with interest at a set
time.
At a
time when people are living longer, yet retiring
with a smaller pot of
savings than they'd hoped for, this book will become the essential guide.
While that's more than a hundred
times the standard
savings rate at national banks, the online - only banks that offer such rates don't provide physical service locations, meaning that you won't be able to speak
with a banker in person to manage your account.
Although I don't have the
time to deal
with rentals now, while I am working full -
time, I plan to buy
with some of my retirement
savings after age 59.5.
This is good for first -
time home buyers because FHA loans allow for a low down payment of just 3.5 %, which can help a household
with good income but less - than - optimal
savings move from renting into homeownership.
They start
with zero
savings, then save 50 % of their income (adjusted for CPI - inflation), invest in a 100 % equity portfolio and retire when they reach 25 -
times annual spending.
Connected manufacturing delivers end - to - end enterprise visibility that gives your company one version of truth for better decision - making along
with time and cost
savings.
There are
times when your biggest
savings won't be enough to get started
with stock investing.
That will shrink your
savings over
time, and could leave you
with a shortfall in retirement.
«Those who are in their 20s and 30s
with $ 10,000 or less in retirement
savings still have
time to catch up if they make saving a priority,» Huddleston said.