Sentences with phrase «time the debt repayment»

At the same time the debt repayment brought about by the building of the Emirates Stadium to replace Highbury is not longer holding Arsene Wenger back financially and there is a sizable sum sitting in the bank as well.

Put your refund to work and buy yourself some peace - of - mind with some big - time debt repayment.

Not exact matches

This is done by setting aside capital in good times so that banks can keep lending during a downturn, and are protected if customers lose their ability to make repayments on their debt.

Your 50s are also the time to get serious about debt repayment.

I'm not focused on any major passive income streams at this time, as I continue to work on debt repayment.

While refinancing federal or private student loan debt helps streamline the loan repayment process, borrowers are required to repay the loan based on the terms agreed upon at the time the funds are received.

Debt Limits: Maximum Number of Outstanding Loans at One Time: Not Specified Rollovers Permitted: Two (renewals) Cooling - off Period: Repayment Plan: Yes (Up to 6 months; no extra fees; must pay 5 % of balance due when plan signed.)

Short repayment course — Normal loans from banks and other institutions can give you a repayment plan that divides your debt payment in a long span of time.

Paying off your debt over a longer time frame might increase your total interest cost even if the rate is lower; avoid this by accelerating your repayment with extra principal payments

Anyone who's struggled with debt repayment in the past will know what a stressful time that can be.

In a normal debt - financing arrangement, company - issued bonds or debentures have a maturity date and require principal repayment at some future point in time.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

In Mozambique, for example, where a fourth of all children die before their fifth birthday, government expenditures for debt repayment are four times more than for public health.

Repayment of this type of debt is challenging generally, but it is especially difficult for students who attend community college or for - profit colleges for some time, but never earn a degree or certificate.

During the entire debt repayment time, I got asked by many if I was going to stop using credit cards after they were done.

States have statutes of limitation that define the length of time a creditor can sue a debtor for repayment of credit card debt.

With a little help from the FSA Group you can combine all of your debt repayments into the one, saving you money and helping you keep track of your debt repayments at the same time.

If a protected life event happens to you (and you're a protected borrower or co-borrower on the loan), Debt Protection will cancel or reduce repayment of your loan debt — helping to lessen your worries, and your family's worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challengDebt Protection will cancel or reduce repayment of your loan debt — helping to lessen your worries, and your family's worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challengdebt — helping to lessen your worries, and your family's worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging.

I went to graduate school within that time and accrued more debt and have been serious about debt repayment for the past three years.

There will be ebbs and flows in your repayment and times when you experience debt fatigue — but with these tips, you can jumpstart your student loan payments and get out of debt sooner rather than later — so you can invest in your future.

Debt repayment takes time and it isn't fun, but it will work if you stick with it.

It will cut your debt repayment time substantially.

Student loans can take a long time to repay and you can potentially save money on taxes by filing jointly if you marry that you could put towards your student debt to accelerate your repayment.

Debt consolidation agencies can negotiate with your creditors new repayment programs that can cut your debt by up to 60 % or more within a short period of tDebt consolidation agencies can negotiate with your creditors new repayment programs that can cut your debt by up to 60 % or more within a short period of tdebt by up to 60 % or more within a short period of time.

If you are always paying the bills and debt repayments after the due dates, it can put a bad effect on your credit score so you should make sure that you pay your bills and debts on time, even if you have made late payments earlier.

When it becomes unbearable for you to manage your monthly financial obligations and you see yourself drowning deeper into debt, it will be high time for you to chart out a suitable repayment path.

Once you figure out the best vehicle for consolidating your credit card debt, you should take the time to come up with a repayment plan.

Whenever you are adding more loans to already existing debt, you need to be on top of your finances so that you can make all the required repayments on time — both student loans and auto loans.

This effectively means that federal loans are bought out, but the repayments are over a longer period of time (perhaps 30 years) and at a fixed interest rate to ensure the process of clearing college debts involves the lowest possible monthly repayments - in some cases 50 % lower than initial terms.

Making sure that bills and debt repayments are made on time and for the correct amounts will help you to avoid unnecessary charges as well as helping you to maintain an appropriate credit score.

In this plan, borrowers are expected to repay their debt within 10 years of the time their grace period, or the time when repayment is not yet required, ends.

It's only available to people who can not afford their repayments as they stand and can't afford to repay their debt within a reasonable period of time.

This may be right for someone who can not afford to keep up with their debt repayments as they agreed to in the first place, but who can repay their debts within a reasonable time frame (under different terms though).

If you plan ahead and take the time to think about your financial management, you can budget reasonable spending and prioritize savings (or debt repayment).

The loan length is another important factor, you can considerably reduce your monthly installments by getting a consolidation loan with longer repayment programs, this implies that it will take a lot more time for you to become debt free.

Judge Pappas noted that Brunner was decided in 1987, at a time when the bankruptcy code allowed discharge of student loan debts on either of two grounds: first, if the student loans had been in repayment status for five years or more on the date the bankruptcy was filed, or second, if repayment of the student loans would constitute an undue hardship on the debtor.

You are paying them to help you decide what the best repayment strategy are, and which forgiveness options are available for YOUR student loan debt, then to manage and process the paperwork on your behalf, on time, and in the correct order.

A few times this year I have linked to the 52 - week saving challenge that we are doing, and tracking the progress on our weight loss and debt repayment blog.

Every time you get a new college loan, know what your total debt repayment amount will be.

If the borrower were to exit their public service job, and perhaps go to the private sector, their federal student loan debt would revert to normal full repayment and end up costing more time and money to repay.

The conditions applicants must satisfy include being full - time employed for at least 6 months prior to submitting the application, and having a debt - to - income ratio that ensures monthly repayments fit comfortably within the 40:60 limit.

By putting your retirement savings toward debt repayment, you will have to start saving for retirement all over again with less time and money to do so.

The student loan people today face more challenges overcoming their student loan debt.Efforts and projections made during the time of past borrowers seem to be going the opposite direction.With constant changes affecting student loans, it is... [Read more...] about The Student Loan People In Deeper Debt as Repayment Takes Longer

The key to staying out of debt and avoiding default is to make loan repayments on time each month.

Timing: Many parents face repayment of heavy loan debt burdens at a time of life when earning power generally decreases and limited income is needed for living or medical expenses.

Keep your federal on the IBR or other income driven repayment program, get rid of your unsupportable consumer debt, and be aware that the private student loan may disappear and resurface later but get help at that time to negotiate a settlement arrangement on it.

In a recent article in the New York Times, «A Quiet Revolution in Helping Lift the Burden of Student Debt,» Kevin Carey posits that the market dominance of federal student loans combined with income - driven repayment plans has...

A chapter 13 case is when a debtor declares bankruptcy in order to create a repayment plan to settle all their existing debts within a specific time frame.

Often times the repayment of debt can be at pennies on the dollar.

You've combed through your budget and you've found extra money to direct toward debt repayment — which means the time has finally arrived to pay it off.