Given that I live in poverty at the best of
times delayed payment can have a significant impact resulting in having to walk to the university, which is quite some distance away, as well as go without food for the day.
Not exact matches
The last
time you asked your assistant to make a dinner reservation for you and a client, when you recently dropped off your dry cleaning and asked for extra starch in the collars, when a client was
delayed sending in
payment and you had to follow up, did you say, «please» as part of your communication?
On one occasion, a company error led to
delayed payment for an event at a
time when Kay found himself between apartments and short on cash.
According to a report from the National Association of Realtors, almost 60 percent of first -
time homebuyers said that student loans
delayed their saving for a down
payment.
This open dialogue will help facilitate a mutual sense of trust, encouraging on -
time payment and ample warning if a
delay is expected.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress
payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services;
delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different
times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Portsmouth's players and staff have had
payment of their wages
delayed for the third
time this season, amid ongoing financial struggles at the club.
Lawyers for the players have «accused the N.F.L. of deliberately using intimidation and manipulation to deny and
delay payments,» according to The New York
Times, while the NFL is claiming there is «widespread fraud infecting» the payout system.
«The
delay in
payments occurred when funds allocated for construction were expended to purchase necessary equipment with long lead
times to fully automate the facility, thus extending its useful lifetime by another 10 years.
Critics questioned the need to make the
payments at a
time when the state has taken drastic money - saving steps, such as
delaying billions of dollars in aid
payments to local school districts, to try to close a $ 9 billion deficit.
Following evidence from Citizens Advice outlining that the new system increases debt and financial insecurity for recipients, the current work and pensions secretary David Gauke has been advised to
delay the systems full roll out and shorten waiting
times for first
payments.
However, with its several products and brands, the company's global procurement team was having a hard
time fulfilling the «Procure to Pay» policy via Ariba © software, resulting in
delays in
payments to their vendors.
Second, some sending districts have
delayed payments to the academy, forcing officials at
times to choose between paying staff, for example, and scheduling a student outing, Arnold said.
Unlike sales transacted at Smashwords.com, where you receive instant notification and account credit, sales at retailers are reported back to Smashwords on a
delayed basis, and there's a lag
time between the end of the month and the
time we receive the reports and the
payment.
Deferment: Period of
time when loan
payments (including principal and interest) are temporarily
delayed.
But most of the
times when on initial
delay in
payment, it goes to a collection agency for follow - up [and the loan is not actually sold].
Delayed payment: I usually have as many as 30 days to actually pay for my purchases, at the
time when I pay the credit card bills;
However, when you accept periodic
payments, the Internal Revenue Service assumes that the contract price reflects the
time value of money, meaning the price includes interest charges for the
payment delays.
Most private loan lenders will have an option to
delay or postpone
payments while you are enrolled at least half -
time as well as a six - month grace period following your graduation or last date of at least half -
time enrollment.
If all else fails, and the IRS decides that you are unable to make any
payment at this
time, they may
delay collection until your situation improves.
This section asks for the business's total monthly income and expenses during the
time period for which the business is requesting a
payment plan, temporary
delay, or offer in compromise with respect to its taxes.
If you are interested in using Quickdown, your loan officer must file an application for pre-approval, so it's important to decide on using this down
payment assistance program as early as possible to avoid
delays in processing and getting your funds in
time to close the sale using your FHA home loan.
If you are in good health and anticipate living a long retirement, it may be advantageous to
delay Social Security
payments as long as possible so you can enjoy larger monthly benefit checks over
time.
Some banks and credit card companies assist their customers in managing finances by lowering interest rate, waving off late fee, and
delaying payments, provided they are intimated in
time.
If you're a REDcard carrier, be sure to schedule your
payments on
time, as
payment delays are another common complaint.
If the online retailer is okay with this form of
payment, the only drawback is a significant
delay between the
time it takes for the mailed check to reach its destination, be deposited and clear the banking system and finally have the retailer mail your purchase to you.
You may be eligible for a deferment or forbearance to temporarily stop,
delay or lower your
payments for a short period of
time.
There are plenty of things that can go wrong with a car loan at any
time —
delayed funding,
payments not recorded,
payments not reported to the credit bureaus, etc. — or you may just have a question you need answered.
Students that receive deferments
delay student loan
payments for a
time specified by the lending institution.
There are good reasons why borrowers have gravitated to hybrid ARMs with longer
delays before the initial adjustment occurs, chief among them the stability of the monthly
payment for at least a reasonable
time horizon (or for a desired
time period).
At
times, sluggish sales and
delayed customer
payments can significantly impact your cash flow.
Some
payment services allow you to
delay payment or pay by instalments (often fortnightly) over
time.
However, a bond may be reviewed at any
time the agency deems necessary for reasons including: missed or
delayed payments to investors, issuance of new bonds, changes to an issuer's underlying financial fundamentals, or other broad economic developments.
If you find you will not be able to make a
payment on
time, communicate with the bank as soon as you are aware of the
delay.
Float — ordinarily, property - casualty insurers lose money on operations, but make it up on investing the funds that exist because of the
delay in
time between premium
payments and claims.
Interest cover of lower than 1.5
times may suggest that fluctuations in profitability could potentially make the organization vulnerable to
delays in interest
payments.
The primary consumer protection problem areas that have given rise to the States» actions include: (1) unsubstantiated claims of consumer savings; (2) deceptive representations about the length of
time necessary to complete a debt relief program; (3) misleading or failing to adequately inform consumers that they will be subject to continued collection efforts, including lawsuits, and that their account balances will increase due to extended nonpayment under the program; (4) deceptive disparagement of consumer credit counseling; (5) deceptive disparagement of bankruptcy as an alternative for debtors; (6) lack of screening and analysis to determine suitability of debt relief programs for individual debtors; (7) the collection of substantial up - front fees so the debt relief company gains even if it fails to perform; (8) lack of transparency and information for consumers as to
payment of fees, status of accounts, and communications with creditors; (9) significant
delays in active negotiation or engagement with creditors, coupled with prohibitions on direct consumer communications with creditors; and (10), in the case of debt settlement companies, basing savings claims (and settlement fees) not on the original account balance, but on the inflated amount due (including late fees and default rates of interest) at the
time of settlement.
The quick turnaround
time helps businesses meet demands, like payroll and manufacturing costs without having to
delay action until
payment comes from their vendors.
I make the
payments on -
time, had no
delay so far.
Deferment is the process of
delaying student loan
payments for a set period of
time, either because you are currently in school at least half -
time or because of a financial hardship.
Bear in mind, the extension does not
delay the
time of the
payment of tax.
The only influence your income may have on your credit score is that, if you earn good salary, this can help you ensure that you pay your credit card balances on
time without missing or
delaying payments.
Basically, a deferment is a period of
time wherein your principal and interest
payments are
delayed.
Most customer complaints concern problems with billing, such as the company reporting
payments as late when they were on
time or
delays in receiving verification letters.
Instead, you have to apply for the card — and be invited to the Pay Over
Time program — to find out how much it would cost you to
delay some of your
payments.
Paradise Islands Travel will not be held liable for any compensation or claims for costs incurred due to a 3rd party carrier's fault in
delayed payment,
time delay, accident or cancellation.
She already got 50,000 Membership Rewards points for the original application and another 10,000 points when she signed up for their
delayed payment plan (basically turning it into a credit card that can be paid off over
time.)
The owners say they can not operate without electricity and believe they can always buy some
time by
delaying tax
payments.
To compensate for the risk of financing and
delayed payment, I charge a flat 10 % to the amount financed; you can adjust the charge based on your
time and needs.
These attorneys were skilled and
delaying bank foreclosure actions during which
time the homeowner occupied their home without making mortgage
payments.