Sentences with phrase «time under coverage»

On top of that, Americans are also living longer, which has prompted providers to recalculate their premium and benefit frameworks as their clients spend more time under coverage than the insurers» underwriters had originally expected.

Not exact matches

That's because under the rules of the exchange, a patient can go up to three months without paying premiums and still not get their coverage formally dropped by an insurers — but the insurer isn't obligated to pay claims incurred during the second and third month if that person isn't paying their premiums for that time, Jackson said.

Future coverage under such programs remains subject to IBM's right to amend or terminate the plans at any time.

Living Goods has also noted a couple of ways in which the setting it is working in has changed since the start of the project: bednet coverage is 2 - 3 times higher and the market price of malaria treatment has been reduced.146 Under - 5 mortality in Uganda, according to the World Bank, decreased from 83 per 1,000 live birth in 2009 to 69 in 2012.147

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Under - the - radar matchup to watch: Penn State's 21st - ranked punt coverage team (just 73 return yards allowed all year) against Dante Pettis, the all - time leader with nine career punt return TDs, including four this season.

The over / under from the oddsmakers is 9.5 on how many times Jim Nantz and his announcing cohorts will mention Tiger during CBS» coverage of the 2016 Masters.

Our Under - 19s» UEFA Youth League fixture at Borussia Dortmund on Tuesday (November 21) has been selected for live coverage by BT Sport and will now kick - off at 2 pm local time in Germany (1 pm UK).

In the case that not everything and everyone is covered under your policy, it's time to do some research into insurance that will provide adequate coverage.

«Instead of apologizing to his constituents for coming under a House Ethics investigation for potential insider trading and abuse of office violations, Collins has spent his time in Washington — when he's not voting to cut healthcare coverage and raise taxes for millions of New Yorkers — bragging to anyone who will listen about how much money he's made for himself and other members of Congress on this insider deal.

Former U.S. Attorney Preet BhararaPreetinder (Preet) Singh BhararaPreet Bharara weighs in on report of Cohen wiretap Daily Beast to «hit pause» on Joy Reid columns; MSNBC host backs off speaking event Bharara: We owe Mueller «incalculable thanks» MORE said Friday that if a recent report in The New York Times that Attorney General Jeff SessionsJefferson (Jeff) Beauregard SessionsChris Christie compares Mueller investigation to «Bridgegate» probe Oakland mayor fires back at Trump: «It's my duty to protect my residents» McCabe lawyer fires back at Trump: «You need to stop lying» MORE sought negative press coverage of former FBI Director James ComeyJames Brien ComeyTrump - Russia probe marks one - year anniversary: This is what it has accomplished Trump: McCabe should be under investigation for ties to Clinton The Memo: Trump team stokes fight over Mueller MORE is true, he must be ousted from the Justice Department.

The New York State Senate has passed a bill that allows pregnant women to enroll for coverage under the state health exchange at any time.

CSEA also pointed out the Empire Center's hypocrisy in challenging public employee health care coverage at a time when many irresponsible businesses benefit at taxpayer expense under programs like Family Health Plus and Child Health Plus.

«The March 31 deadline is fast approaching, so the time is now for Queens residents in need of health insurance to sign up for coverage under the Affordable Care Act,» Katz said.

Last Friday, U-M researchers published data from the first year after expansion, showing that access to care went up, and wait times for initial primary care appointments around the state did not go up, for Medicaid patients, despite requirements under the plan that enrollees seek a primary care appointment soon after getting coverage.

It's light but still has full coverage, and the antioxidants and peptides actually make my under - eyes look better over time instead of just covering them up.»

(6) With Rental Car Coverage, Chrysler Group LLC will reimburse you up to $ 35 per day for a rental vehicle ($ 175 maximum per occurrence) any time if: A) a component fails and the component is covered by the 6 - Year / 80, 000 - Mile or the 7 - Year / 100, 000 - Mile CPOV Powertrain Limited Warranty, B) any coverage is under the New Vehicle Basic Limited Warranty, C) the vehicle is inoperable because of the failure and D) repairs take overnight.

This car have been to service 4 time, and they can t find the problem was told I would have to pay if item is not under warranty, Has Bumber to Bumper coverage, they are holding back something??

Yesterday, the NYT announced that all book coverage, including Sunday and daily book reviews, as well as publishing news, will now be under the direction of the Editor of the New York Times Sunday Book Review, Pamela Paul.

Extended warranties allow users to lengthen the time of coverage under an original manufacturer's warranty.

The complaint alleges, among other things, that the insurers, which also issued separate policies to Lazare Kaplan under English law, created a virtual coverage «whipsaw» by denying coverage under the English policies on the ground that Lazare Kaplan does not have an insurable interest in the largest portion of the property at issue while at the very same time asserting under the New York policies that there is no coverage because Lazare Kaplan insured the same property under the English policies.

Generally during this period of time the buyer develops a «Punch List» of corrections for the builder to repair under the warranty coverage.

As we noted about, our insurance experts are on salary, so they're willing to take the time to get the right policy for you and to answer all of your questions — they're not under sales pressure, their entire job is to help educate you about the coverage and how it meshes with your needs, and to get you the correct policy to meet those needs.

Adjusted EBITDA margins are relatively similar, but Digicel's drowning in debt & can barely manage two times EBITDA coverage (vs. net financial expense), whereas MTN boasts a cumulative 26 % EBITDA increase, and is clearly under - levered with a massive 18 times coverage ratio.

You may have low coverage amounts for your boat under your homeowners insurance, or you may only have coverage for times when your boat is parked at your residence.

It's important to get the dwelling coverage right, and to monitor it over time to make sure it's keeping up with construction costs — under most homeowners policies, if you file a claim and are found to have been under insuring your home, your payout maybe reduced.

Actually, as full time travelers, our travel insurance health coverage is superior to that which we would get and pay dearly for in the U.S. under Obamacare.

Extended warranties allow users to lengthen the time of coverage under an original manufacturer's warranty.

He got his press coverage: New York Times» East Village Local blog reported that at 6:44, the activist was retrieved from the top of the statue in an NYPD cherry picker and placed under arrest.

If you want to review the history of climate diplomacy before you start seeing coverage from Doha, Qatar, next Monday of the 18th round of negotiations under the United Nations Framework Convention on Climate Change, two choices are to click on the 83 - second animation above or click here for my past coverage for The Times.

Assuming for simplicity that all series in the class under consideration (say treeline treering widths) have the same coverage over time, standardize each series to zero mean and variance over the entire period (not just the instrumental calibration period).

Accordingly, when snowmobiles are operated on property not occupied by the owner at the time of an accident, they are considered «automobiles» for which insurance coverage resulting from an accident may be available under the individual's own automobile insurance policy, including statutory accident benefits, third - party liability and underinsured coverage.

With respect to the issue of what happens if the employee becomes sick or injured subsequent to the termination of his employment, during which period of time he ought to have had coverage under an LTD policy, see my summary of the Brito case in the post The Requirement to Maintain Disability Benefits on Dismissal.

Similarly, the BC Court of Appeal declined to admit email evidence of negotiations between an insurance company and the insured about the time limit of coverage under an employer's policy.

If it was not made against the insured during the policy period, then the insurer can disclaim coverage for that reason alone, regardless of when the insured gave notice.1 If the claim was made during the policy period but the insured gave notice after the expiration of the requisite time frame for notice under the policy, then the ability to disclaim coverage will turn on whether the notice provisions are conditions precedent or covenants.2 This principle applies regardless of whether the policy is a claims - made or a claims - made - and - reported and reported.3 If the notice provisions are covenants, then late notice constitutes a breach of the policy by the insured, triggering application of Md..

At the Hoggatt Law Office, we see people come in all the time who either don't know what is covered under their type of car insurance, or have waived certain portions of their offered coverage not fully understanding what that is.

She did not qualify for coverage under OPCF 44R at the time of the accident and can not acquire coverage thereafter solely by reason of the information being lost.

Injured workers held their annual Toronto December demo yesterday, this year outside the WSIB HQ on Front St. Willy Noiles, president of the Ontario Network of Injured Workers» Groups (ONIWG), led off the rally highlighting key concerns about workers» compensation coverage, the Board's chronic mental stress policy, denial of time to heal under «Better at Work», and disregard of treating doctors» opinions.

Now, in the EL trigger cases, insurance coverage in the UK context has come under close judicial scrutiny for the first time — only 30 years after the US wrestled the same issues to an uneasy stalemate.

Emergency Medical Top - Up provides additional coverage for those times when coverage under a Multi-Trip plan doesn't last long enough to cover your entire trip.

As a large and well respected brand with short application forms and faster than normal turnaround times, Pacific Life provides additional coverage for chronic and terminal illnesses under their «Living Needs Benefit».

The Trip Cancellation Benefit covers cancellation of a trip within 24 hours of the scheduled departure date and time if the trip destination is under a hurricane warning issued by the NOAA National Hurricane Center, provided the cancellation of the trip occurs more than 15 days following the effective date of coverage for the trip cancellation benefits.

You may have low coverage amounts for your boat under your homeowners insurance, or you may only have coverage for times when your boat is parked at your residence.

Also, if your boat policy specifies that your boat will be stored during a specific period, say for the cold weather months of November — February and you take the boat out for a ride during that time period; you have no coverage under your boat policy should an accident occur.

If you are in the wrong place at the wrong time, and the country or region you're visiting is NOT under a level 3 or level 4 travel advisory, Atlas MultiTrip offers coverage for eligible medical expenses resulting from those acts.

A lapse in coverage simply means that your vehicle was operated without coverage for a time and this can lead to an increase in your premium payments under many auto insurance rules.

Under time element coverages, losses are tied to the length of time it takes to repair damaged property.

Tulsa renters should take the time necessary to carefully reflect on whether their Tulsa property is worth covering under ACV or RCC coverage.

As we noted about, our insurance experts are on salary, so they're willing to take the time to get the right policy for you and to answer all of your questions — they're not under sales pressure, their entire job is to help educate you about the coverage and how it meshes with your needs, and to get you the correct policy to meet those needs.

Supplemental insurance plans offer individuals and families under age 65 the option of applying for coverage any time of year, gaining access to select healthcare benefits, and not necessarily being subject to medical underwriting.