Sentences with phrase «timely on credit card bills»

Here's the rub for Hispanic borrowers: When looking at payment history, the FICO scoring relies on whether payments have been timely on credit card bills, mortgages, car loans and the like.

Not exact matches

For example, making timely payments on loans and credit cards, managing income in relation to expenses, and paying bills on time.

A good credit score can be easily achieved with a year of timely payments on your bills and credit card balances.

Whenever you make a timely payment on a bill (credit card, car, utilities), you're building your credit score — a number that represents to lenders how financially responsible you are.

The Truth in Lending Act is a law that «gives consumers the right to cancel certain credit transactions that involve a lien on a consumer's principal dwelling, regulates certain credit card practices, and provides a means for fair and timely resolution of credit billing disputes.»

Your score depends on your credit history showing timely payment of loans, credit card dues, telephone bills etc..

Credit card bills must be due on the same date each month and payments received by 5:00 p.m. on the due date must be treated as timely.

For example, you can keep a thorough record of all your bills, ensure that your payments reach lenders in a timely manner, avoid taking on any new loans, check the status of your credit card or loan statement for accuracy and correct any discrepancies that may exist, commit to check your credit report annually and lastly create a budget plan that will enable you to effectively manage your expenses without putting you further into debt.

In addition, if our billing software fails to work properly and, as a result, we do not automatically charge our subscribers» credit cards on a timely basis or at all, our revenues could be adversely affected.

Essential Duties · To welcome and serve all guests in an efficient, courteous and friendly manner whether face to face, on the phone or via email · To handle all guest compliments, comments, observations and complaints in a timely and effective manner, achieving guest satisfaction · To reserve, register and check out guests completely and accurately, following the procedures and policies set up for this process · To utilize proper selling techniques and strategies to maximize room and outlet revenues · To ensure the proactive building of guest history · To process credit card authorizations for each guest upon arrival and as needed during stay · To accurately post charges to group, guest, member and house accounts when necessary · To forward messages to departments with regards to guest requests and expectations and to follow up on requests with the guest via email, phone, radio and / or trace system · To liaise with bellstaff in order to ensure that gift delivery, luggage service, parking and rooming is taken care of in a courteous and timely manner · To ensure the accuracy of billing for each guest · To accurately account for daily bank issuance · To order room drop items and ensure ancilliary charges are scheduled appropriately · Sell, make, process and mail gift certificates · To run nightly audit and separate guest tickets for accounting · To maintain accurate house account excel spreadsheets · To run reports and perform some accounting duties (may include sales reports and statistics, processing and reconciling daily service charge breakdowns, completing billing instructions, etc).

• Greet patrons and ask them for their sitting preference • Escort customers or patrons to their tables and present menus • Provide information of daily specials and any deals that the restaurant may be offering • Suggest menu items according to each patron's taste and liking • Take and record orders for food items and beverages and provide customers with delivery timelines • Relay orders to the kitchen and follow up on them to ensure timely delivery • Fill water glasses and serve food and beverages to customers • Inquire into preferences for additional orders and record orders appropriately • Assist in the preparation of bills and process cash and credit card payments • Clean and bus tables before and after customers arrive and ensure that all restaurant areas are kept clean

My usual duties included, but not limited too; Presented customers with bills and receipts and collected payments for goods delivered.Established long - term customer relationships through prompt and courteous service.Resolved customer complaints and adjusted orders.Processed payments by accepting cash, checks and credit card payments.Operated motor vehicles in a safe and efficient manner.Verified loads against shipping papers.Met and surpassed productivity targets and quality standards.Obtained signatures needed to complete and process all paperwork in a timely manner.Verified sales orders before loading and unloading merchandise.Loaded and unloaded merchandise at stores and vendor locations.Obtained signatures on all invoices and credits.

It gives consumers the right to cancel certain credit transactions that involve a lien on a consumer's principal dwelling, regulates certain credit card practices, and provides a means for fair and timely resolution of credit billing disputes.