Sentences with phrase «timely payment on your credit card»

That said, factors such as your track record in making timely payments on credit cards and loans are by far the most important determinant of your credit score.

One of the keys to credit repair is rebuilding your credit score by making timely payments on a credit card account that's in good standing.

Your mortgage application is almost certain to be rejected at this stage of the game, and it will take regular timely payments on credit cards and other loans to start building up your credit score.

Not exact matches

If you have a $ 1,000 credit limit on a credit card, ideally, you want to maintain a balance of less than $ 350, and make timely monthly payments on the balance that are above the required monthly minimums.

By putting a balance on your card each month and paying it off by the due date, you can quickly improve your business credit score by creating a record of timely payments.

Routinely using and making timely payments on a secured card account are just two of the many factors that influence changes in credit scores over time.

For example, making timely payments on loans and credit cards, managing income in relation to expenses, and paying bills on time.

A good credit score can be easily achieved with a year of timely payments on your bills and credit card balances.

How timely do you make your mortgage payment, a car payment, or pay on the balance of your personal credit cards.

Whenever you make a timely payment on a bill (credit card, car, utilities), you're building your credit score — a number that represents to lenders how financially responsible you are.

However; no matter how little your balance on your credit card or loans is, making timely payments is crucial when factoring your credit score.

By making consistent and timely payments on your secured credit card you will begin to establish positive credit lines to help improve your credit score.

If you are not making timely payments to your credit card balance, those late payments may end up on your credit report — increasing the risk of them negatively impacting your credit score.

Depending on your bank, you may automatically qualify for an unsecured credit card after 12 to 18 months of timely payments, at which time the bank refunds the security deposit.

On the upside, making timely payments for a year on such a card could help you improve your credit scorOn the upside, making timely payments for a year on such a card could help you improve your credit scoron such a card could help you improve your credit score.

Making timely payments on a sizeable installment loan will look even better than making payments on a small, often - revolving credit card balance.

«For example, if you're currently making timely payments on a car note but have no other positive credit that's active, then you should obtain two secured credit cards and use them regularly.»

Your score depends on your credit history showing timely payment of loans, credit card dues, telephone bills etc..

Timely payments are essential to avoid negative effects on your credit report, but they can also guarantee positive effects if you handle your credit card balance correctly.

Credit card bills must be due on the same date each month and payments received by 5:00 p.m. on the due date must be treated as timely.

For example, you can keep a thorough record of all your bills, ensure that your payments reach lenders in a timely manner, avoid taking on any new loans, check the status of your credit card or loan statement for accuracy and correct any discrepancies that may exist, commit to check your credit report annually and lastly create a budget plan that will enable you to effectively manage your expenses without putting you further into debt.

Some people neglect the importance of making timely payments on existing loans and credit cards.

Your credit score is calculated based on your entire payment history and everything else that appears in your credit report, so maintaining timely loan and credit card payments and not going on spending binges will directly impact your credit score (in a positive way).

Co-signing, however, can be a huge mistake that can put your own personal credit health at risk if you depend on your kid to use the card wisely and to make timely, consistent payments.

By putting a balance on your card each month and paying it off by the due date, you can quickly improve your business credit score by creating a record of timely payments.

Costco, Oshawa, ON Dec 2014 — Present Retail Cashier • Greet, direct and assist customers when they enter the store • Accurately operate cash register to ensure customer satisfaction • Resolve customer service complaints in a timely manner • Collect payments through cash and credit / debit cards • Actively assist customers by phone and in person • Maintain inventory and product displays in accordance with company standards • Properly re-stock returned products • Adhere to company's Standard Operating Procedures

• Welcome customers and patrons and lead them to their tables • Ascertain that customers are comfortably seated and present them with food and beverage menus • Assist in choosing items by providing ingredient and taste information for all items that the customers are interested in • Take orders for food, wine and other beverages and provide customers with delivery deadlines • Relay orders to the kitchen area and follow up on them to ensure timely delivery • Deliver orders to the customer after making sure that they are accurate and appropriately portioned • Prepare checks, deliver them to customers and accept payments • Ascertain that both cash and credit card payments are properly processes

• Greet patrons and ask them for their sitting preference • Escort customers or patrons to their tables and present menus • Provide information of daily specials and any deals that the restaurant may be offering • Suggest menu items according to each patron's taste and liking • Take and record orders for food items and beverages and provide customers with delivery timelines • Relay orders to the kitchen and follow up on them to ensure timely delivery • Fill water glasses and serve food and beverages to customers • Inquire into preferences for additional orders and record orders appropriately • Assist in the preparation of bills and process cash and credit card payments • Clean and bus tables before and after customers arrive and ensure that all restaurant areas are kept clean

My usual duties included, but not limited too; Presented customers with bills and receipts and collected payments for goods delivered.Established long - term customer relationships through prompt and courteous service.Resolved customer complaints and adjusted orders.Processed payments by accepting cash, checks and credit card payments.Operated motor vehicles in a safe and efficient manner.Verified loads against shipping papers.Met and surpassed productivity targets and quality standards.Obtained signatures needed to complete and process all paperwork in a timely manner.Verified sales orders before loading and unloading merchandise.Loaded and unloaded merchandise at stores and vendor locations.Obtained signatures on all invoices and credits.

Maintained up - to - date knowledge of store policies regarding payments, returns and exchanges.Prevented store losses using awareness, attention to detail and integrity.Excelled in exceeding daily credit card application goals.Developed highly empathetic client relationships and earned reputation for exceeding sales goals.Worked as a team member performing cashier duties, product assistance and cleaning.Assisted customers with store and product complaints.Guaranteed positive customer experiences and resolved all customer complaints.Responsible for ringing up customers in a timely manner and guaranteeing high level of customer service.Assisted customers in finding out - of - stock items.Recommended, selected and helped locate merchandise based on customer needs and desires.Replenished merchandise shelves with items from the stockroom.Organized the store by returning all merchandise to its proper place.

Here's the rub for Hispanic borrowers: When looking at payment history, the FICO scoring relies on whether payments have been timely on credit card bills, mortgages, car loans and the like.