Sentences with phrase «times the amount insured»

Not exact matches

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

I like using a ladle for this step because it insures that I get an equal amount of stock going into the pan each time, but if you don't have a ladle you can use a 1 cup measuring cup.

Additionally, this insight about the difficulty of the material helps to gage the amount of time that might be necessary to insure student confidence in their work.

Amazon continues to invest a copious amount of time in insuring their overall reading experience is unparalleled.

Take the amount of money your family will need to cover any expenses — whether it's immediate cost of living expenses, long - term plans like paying off a mortgage, one - time big expenses like college tuition, and / or funding your partner's retirement — and that's the amount that you'll need to have on hand to be self - insured.

The amount of leverage is huge; the face amount of debt insured at a AAA financial guaranty insurer can be more than one hundred times greater than their surplus.

This means it will pay out the face amount of the policy at the insured's time of death.

The face amount of the coverage can range between a minimum of $ 100,000 up to $ 30 million — depending on the age of the insured at the time of application.

An optional coverage available with an auto insurance policy that pays a set amount per day for a specific period of time, to rent a vehicle while the insured vehicle is in the process of being repaired or replaced as a result of a covered loss.

When you purchase this insurance policy, you are insured for a defined amount of coverage, at a fixed premium, over a specific period of time (10, 15, 20, or 30 years).

Guaranteed Insurability: An insurance policy provision that allows the insured to buy additional fixed amounts of life insurance at fixed time intervals without evidence of insurability.

Suicide Clause: A life insurance policy provision that states if the insured dies by suicide within a certain period of time from the date of issue (usually two years) the amount payable would be limited to the total premiums paid minus any policy loans or outstanding premiums.

A. Every credit services business, before it enters into a contract with a consumer, shall file and maintain with the Commissioner, in form and substance satisfactory to him, a bond with corporate surety from a company authorized to transact business in the Commonwealth, or a letter of credit from a bank insured by the Federal Deposit Insurance Corporation in an amount equal to 100 times the standard fee charged by the credit services business but in no event shall the bond or letter of credit required under this section be less than $ 5,000 or greater than $ 50,000.

Should the insured pass away any time after two years have elapsed, the beneficiary would receive 100 percent of the amount of the stated death benefit on the policy.

This allows the overall benefit amount to grow over time and will increase the amount of sheltered assets for the insured.

Paying back these loans is optional; however, any portion of the loan that is not repaid at the time of the insured's death will decrease the amount of death benefit proceeds that are paid out to the beneficiary.

Coinsurance depends on the relationship between the amount of the policy and a specified percentage of the actual value of the property insured at the time of the loss.

Death benefit A death benefit is the amount paid to the beneficiary at the time of the death of the insured.

A settlement demand is reasonable if the insurer knew or should have known at the time the settlement demand was rejected that the potential judgment was likely to exceed the amount of the settlement demand based on the claimant's injuries or loss and the insured's probable liability.

If no payment is required by paragraph 1, an additional payment to the insured person's dependants and the persons, other than a former spouse of the insured person, to whom the insured person had an obligation at the time of the accident to provide support under a domestic contract or court order, to be divided equally among the persons entitled, in an amount equal to $ 25,000 if the accident occurred before October 1, 2003 or, if the accident occurred on or after October 1, 2003,

(5) If the insured person was self - employed at the time of the accident and the person incurs losses from self - employment as a result of the accident, the insurer shall add to the amount of the income replacement benefit payable to the person 80 per cent of the losses from self - employment incurred as a result of the accident.

The insured person could be out significant amounts of money through the insurer's error if they are limited in how much they can claim from the insurer and the time - period that they can claim for.

For example while most insurance companies will insure scuba divers, it all depends on the type of diving you do (open water vs cave diving), the amount of times you dive a year, where you dive and how deep you dive.

With term life insurance, insureds can essentially obtain the most amount of coverage for the lowest initial premium price (with all other factors being equal)-- particularly those who are young and in good health at the time of policy application.

It is, however, important to note that if there is an unpaid balance at the time of the insured's death, the unpaid amount will be charged to the death benefit amount that is paid out to the named policy beneficiary.

When spending any amount of time on the streets or freeway system in Tennessee, it is imperative to be fully insured in the event of an accident.

Suicide Clause: A life insurance policy provision that states if the insured dies by suicide within a certain period of time from the date of issue (usually two years) the amount payable would be limited to the total premiums paid minus any policy loans or outstanding premiums.

Up to five times the original amount of the policy is guaranteed, without the insured having to provide evidence of insurability.

For example, a 15 - year term life policy with a face amount of $ 250,000 would pay $ 250,000 to the beneficiary if the insured died any time during those 15 years.

Instead, should the insured pass away during this time period, the named beneficiary will receive back only the amount of premium that has been paid into the policy.

It is important to note, however, that even though a withdrawal or a loan is not required to be paid back, if there is an unpaid balance in the cash - value component of the policy at the time of the insured's death, then the amount of that balance will be charged against the death benefit that is paid out to the policy's beneficiary.

If the child is eligible, at the end of the term period, the benefit may be able to be converted over into a qualified permanent life insurance policy, with a benefit that is up to 5 times the original amount of the term coverage — regardless of the child / insured's health.

In many cases, the stated amount of benefit that is purchased with final expense insurance can run between $ 5,000 and $ 25,000 — but in some situations, an insured may be able to obtain a higher amount of benefit, depending on the company that is offering the coverage, as well as the insured's age at the time of application.

It should contain a definite time limit, should be in writing, and clearly designate the company in which the risk is bound, the amount and the perils insured against, as well as the type of insurance.

Term life insurance typically gives the same amount of coverage for lower premium payments, but it only covers the insured for a set period of time.

But they start with appreciably lower amounts than with Level Term or Increasing Term policies because the death benefit in the event of the insured's death is decreasing all the time.

A good «rule of thumb» for a married individual is to be insured for an amount equal to at least 8 times their annual income.

The amount of Trip Cancellation coverage purchased must equal the full cost of all prepaid, non-refundable payments or deposits applicable to the Trip at the time of purchase and the cost of any subsequent arrangement (s) added to the same Trip must be insured within 15 days (within 21 days for residents of MN), of the date of payment or deposit for any subsequent Trip arrangement (s); 3.

It is usually meant to be temporary, covering the insured for a fixed amount of time, with premiums that often increase as the insured ages.

Premium - The amount of money that the insured person pays for a specified risk on the policy for the stated period of time.

(It is important to note, though, that any unpaid loan balance at the time of the insured's death will go against the amount of the death benefit that is paid out to the policy's beneficiary).

Some plans require the insured to have been working for the same company a certain amount of time (usually 1 - 3 years)

Nearly all travel insurance plans with coverage for cancellation due to job termination require that the insured be working at the same company for a certain amount of time.

The amount of benefit proceeds as well as distribution percentages are also chosen by the insured and can or can not be altered during the insured's lifetime, depending on the designation type that the insured has chosen at the time of policy issuance.

The insuring agreement section of your auto insurance policy explains the risks you are covered for, the people covered under the policy and the amount of time the policy covers you for.

Twenty Pay Term to Age 100 - This plan provides a level amount of permanent life insurance to age 100 of the life insured, at which time the face amount of insurance is paid.

Also known as Voluntary Access, a deductible is the amount the insured agrees to pay out of his pocket at the time of claiming a file.

You can pay premiums for a permanent life insurance policy, as described above, or get a term life insurance policy, in which you'll pay premiums for a set amount of time (say, 30 years) before the policy runs out and you're no longer insured.

And most people can't self - insure for that amount of time out of work.

To obtain preliminary quotes for rate comparisons, shoppers might want to begin with a life insurance coverage number that is between five and 10 times the amount of the pre-tax annual income of the individual to be insured.