Sentences with phrase «times these coverage amounts»

Benefits increase 5X in case of accidental death If you die as the result of an accident (as defined in your policy) before age 85, your beneficiary will be eligible to receive five times your coverage amount.

Benefits increase 5X in case of accidental death If you die as the result of an accident (as defined in your policy) before age 85, your beneficiary will be eligible to receive five times your coverage amount.

Not exact matches

However, you're apt to save time and trouble by using an insurance agent or broker who can advise you about types and amounts of coverage and develop a package that meets your needs.

By taking the time to think about it, you may also realize that you could use help figuring out how to finance your kids» college educations, plan for a comfortable retirement or determine if you have the right types and amounts of insurance coverage.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Whilst too much of the media coverage focussed on the Ryan Shawcross» reaction to breaking Ramsey's leg, the reality was that Aaron Ramsey's career was going to take a huge amount of time to begin to fulfil the potential that had been so apparent before that tackle.

Yes, there has been some media coverage of the people at the sharp end of London's housing crisis but I have lost count of the amount of times I've heard people say things like «Well I can't afford to live in central London, so why should they get to stay?».

You can also expand TwedEx's coverage by increasing the amount of time an individual in the delivery chain waits at transfer points for the package to reach them, and the distance they must deviate from their normal path, Horvitz says.

So, despite all belonging to the same health plan, UC postdocs in the three different buckets will still be paying different amounts for their health coverage for some time to come.

This unique and unprecedented coverage is the first time that a nova has any substantial amount of fast photometry.

It Cosmetics CC Cream: This is my favorite foundation for the summer time because it provides the perfect amount of coverage without feeling heavy.

At the same time, it gives my skin just the right amount of coverage that looks natural, but also covers up my imperfections.»

At the same time, considering the amount of media coverage this show is receiving, parents may have a sense of what is depicted in the show, but not have a pre-established, shared language with their child with which to explore some of these difficult issues.

Honda Certified Used Cars go through a 150 - point inspection that ensures all mechanical, electrical and cosmetic issues are addressed using OEM Honda parts and labor, and each vehicle comes with a limited warranty that extends powertrain coverage to seven years / 100,000 miles and either extends the existing new car warranty by one year / 12,000 miles or adds that amount of time to the protection provided to an automobile that is already outside of its original coverage.

Also, T - Mobile has done an AWESOME job at getting it's 3G coverage in major areas in such a short amount of time.

3The ForeCare Multiplier provides two or three times (depending on underwriting eligibility) the amount of contract value in long - term care coverage to spend on qualified long - term care expenses.

So, if you have a greater amount of coverage than the size of your outstanding mortgage balance at the time of your death, your family would not receive the excess payout.

Ultimately, you might be able to collect from their liability coverage, but that could take quite a bit of time and you might not get the full amount.

Others do not have an expense limit but only offer the coverage for a limited amount of time.

In some countries, collisions aren't covered at all, and you can only have the car in your possession for a certain amount of time before the coverage disappears.

A basic policy might provide for coverage in the amount of thousand times the monthly premium, such as a $ 15,000 personal property policy for $ 15 a month.

It provides coverage for life, rather than a specific amount of time.

They carry term limits because carriers expect most large financial needs to resolve on their own after a certain amount of time — once the kids are out of college and paying their own way, once the mortgage is payed off, and once you retire, the replacement income a term plan offers should be unnecessary, so your coverage can come to an end.

Many professionals recommend that you should have at least 10 times your gross annual income as the minimal amount of life insurance coverage

Your term length, the amount of time you have coverage for, should be however long you think it would take to pay off your mortgage.

In contrast, rollovers from one IRA into another IRA (both titled the same) can be in any amount, and they can be done at any time regardless of whether there is compensation for that year or not or what the Adjusted Gross Income is or whether there is coverage by a 401 (k) plan.

Although this is a limited time offer, it is the lowest deposit amount required to qualify for that level of transfer fee coverage.

So, if your financial situation changes over time and you want a greater amount of coverage, you would be able to increase your policy's death benefit without demonstrating your insurability.

So, if you have significant pre-existing conditions or are looking for term coverage for a particular amount of time, you may want to consider a different insurer.

The amount of your coverage is typically equal to one or two times your annual salary.

The amount of time that this coverage is valid after the qualifying event differs from company to company.

Any amount of coverage can make a difference and help ease the financial burden on your family at a critical time.

The face amount of the coverage can range between a minimum of $ 100,000 up to $ 30 million — depending on the age of the insured at the time of application.

An optional coverage available with an auto insurance policy that pays a set amount per day for a specific period of time, to rent a vehicle while the insured vehicle is in the process of being repaired or replaced as a result of a covered loss.

This puts a practical limit on the amount of time you'll need the coverage.

Next time around, you may want a permanent policy so you can accumulate cash value on a tax - deferred basis or just for the hassle - free life coverage at a guaranteed premium amount.

The standard recommendation of life insurance coverage is 10 times your annual salary; this is not the perfect number for every family, but employer - sponsored plans often don't cover this amount.

However, nearly every life insurance company offers the option of conversion to a whole life insurance policy with several times the amount of coverage.

In the early years of coverage, fees and the cost of insurance use up the majority of your premium but, over time, an increasing amount is contributed towards the cash value.

offers coverage for a specific amount of time, which can range from one to 30 years.

Term life insurance offers coverage for a specific amount of time, which can range from one to 30 years.

The times interest earned ratio, sometimes called the interest coverage ratio, is a coverage ratio that measures the proportionate amount

With a one million dollar policy in place, the premiums jump from $ 410 to $ 1700 which is four times the amount for the exact same coverage just twenty years apart.

With term life, one of the major pros cited by so called experts is that it is a more basic coverage and it only lasts a certain amount of time so the initial premiums will be lower.

When you purchase this insurance policy, you are insured for a defined amount of coverage, at a fixed premium, over a specific period of time (10, 15, 20, or 30 years).

Rapid Decision Life lets you get approved for a high amount of coverage within a very short amount of time — just 24 to 48 hours.

Term life insurance will provide a person with coverage for a fixed amount of time, generally apportioned in five - year increments ranging from 5 to 30 years, in exchange for a fixed rate of payments.

Term life insurance runs for a specified amount of time before it ceases coverage.

Roadside assistance Most new cars will come with a roadside assistance package for the same amount of time that your warranty coverage is good for.